IP Library Granted Patent US 9,639,837
Granted Patent B2
US 9,639,837 · App. 14/928,690 · Granted May 2, 2017

Transaction token issuing authorities

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Quick Facts
Patent No.
US 9,639,837
App. No.
14/928,690
Granted
May 2, 2017
Kind
B2
Abstract

Systems, methods, apparatus, processes, computer program code and means for conducting transactions are described which allow a first party to a transaction to identify a second party to a transaction.

Claims (28)

1. A computer system, comprising:

a non-transitory memory storing instructions; and

one or more hardware processors coupled to the non-transitory memory and configured to read the instructions from the non-transitory memory to cause the system to perform operations comprising:

generating a token comprising an address of a server to use in completing a transaction; and

providing the generated token to a device of another party to allow the device to complete the transaction, at least in part, by transmitting the token to the server via the address.

2. The computer system of claim 1 , wherein the address is a Uniform Resource Locator (URL) encoded in the token.

3. The computer system of claim 1 , wherein the address is a Uniform Resource Indicator (URI) encoded in the token.

4. The computer system of claim 1 , wherein the device transmits the token to the server via the address to complete the transaction.

5. The computer system of claim 1 , wherein the token further comprises a token value associated with the transaction.

6. The computer system of claim 1 , wherein the server is associated with one of a plurality of different providers that perform transaction processing.

7. The computer system of claim 1 , wherein the token is generated as part of initiating a transaction between two parties.

8. A non-transitory machine-readable medium having stored thereon machine-readable instructions executable to cause a machine to perform operations comprising:

generating a token comprising an address of a server to use in completing a transaction; and

providing the generated token to a device of another party to allow the device to complete the transaction, at least in part, by transmitting the token to the server via the address.

9. The non-transitory machine-readable medium of claim 8 , wherein the address is a Uniform Resource Locator (URL) encoded in the token.

10. The non-transitory machine-readable medium of claim 8 , wherein the address is a Uniform Resource Indicator (URI) encoded in the token.

11. The non-transitory machine-readable medium of claim 8 , wherein the device transmits the token to the server via the address to complete the transaction.

12. The non-transitory machine-readable medium of claim 8 , wherein the token further comprises a token value associated with the transaction.

13. The non-transitory machine-readable medium of claim 8 , wherein the server is associated with one of a plurality of different providers that perform transaction processing.

14. The non-transitory machine-readable medium of claim 8 , wherein the token is generated as part of initiating a transaction between two parties.

15. A computer-implemented method for conducting a transaction involving multiple parties, comprising:

receiving, a token comprising an address of a server to use in completing a transaction; and

transmitting the token to the server via the address to complete the transaction.

16. The computer-implemented method of claim 15 , wherein the address is a Uniform Resource Locator (URL) encoded in the token.

17. The computer-implemented method of claim 15 , wherein the address is a Uniform Resource Indicator (URI) encoded in the token.

18. The computer-implemented method of claim 15 , wherein a user device receives the token from a second device during a pending transaction involving each of the devices.

19. The computer-implemented method of claim 15 , wherein the token further comprises a token value associated with the transaction.

20. The computer-implemented method of claim 15 , wherein the server is associated with one of a plurality of different providers that perform transaction processing.

Assignments (3)
ASSIGNMENT OF ASSIGNOR'S INTEREST Recorded Nov 22, 2016
From: LARACEY, KEVIN
To: PAYDIANT, INC.
Reel/Frame 040406/0228 →
ASSIGNMENT OF ASSIGNOR'S INTEREST Recorded Nov 22, 2016
From: PAYDIANT, LLC
To: PAYPAL, INC.
Reel/Frame 040406/0267 →
CHANGE OF NAME Recorded Nov 22, 2016
From: PAYDIANT, INC.
To: PAYDIANT, LLC
Reel/Frame 040730/0954 →