Autonomous vehicle control assessment and selection
Methods and systems for monitoring use, determining risk, and pricing insurance policies for a vehicle having one or more autonomous or semi-autonomous operation features are provided. According to certain aspects, an identity of a vehicle operator may be determined and a vehicle operator profile and/or operating data regarding autonomous operation features of the vehicle may be received after the vehicle operator opts into a rewards program and agrees to share their data. Autonomous operation and vehicle operator risk levels associated with operation of the autonomous or semi-autonomous vehicle may be determined. Based upon the risk levels and/or comparison thereof, one or more autonomous operation features may be disengaged. A preparedness level of the vehicle operator to assume or reassume control of operating the vehicle is determined prior to disengagement. If satisfactory, an alert is presented to the vehicle operator prior to disengagement of the autonomous operation features.
1. A computer-implemented method for operating an autonomous or semi-autonomous vehicle, comprising:
determining, by one or more processors, an identity of a vehicle operator;
receiving, at one or more processors, a vehicle operator profile associated with the vehicle operator;
receiving, at one or more processors, operating data regarding one or more autonomous operation features operating the autonomous or semi-autonomous vehicle, wherein the operating data includes data from one or more sensors disposed within the autonomous or semi-autonomous vehicle regarding a current operating environment of the autonomous or semi-autonomous vehicle;
determining, by one or more processors, one or more autonomous operation risk levels associated with operation of the autonomous or semi-autonomous vehicle by the one or more autonomous operation features based upon the received operating data, wherein the one or more autonomous operation risk levels indicate current risk for control of one or more aspects of vehicle operation within the current operating environment by the one or more autonomous operation features;
determining, by one or more processors, one or more operator risk levels associated with operation of the autonomous or semi-autonomous vehicle by the vehicle operator based upon the received operating data, wherein the one or more operator risk levels indicate current risk for control of the one or more aspects of vehicle operation within the current operating environment by the vehicle operator;
determining, by one or more processors, to disengage at least one of the one or more autonomous operation features based upon a comparison of (i) the determined one or more autonomous operation risk levels and (ii) the determined one or more operator risk levels; and
presenting, by one or more processors, an alert to the vehicle operator regarding disengagement of the at least one of the one or more autonomous operation features.
2. The computer-implemented method of claim 1 , further comprising:
receiving, by one or more processors, autonomous communication data from one or more external sources,
wherein determining to disengage at least one of the one or more autonomous operation features is further based upon the received autonomous communication data.
3. The computer-implemented method of claim 1 , further comprising:
determining, by one or more processors, a preparedness level of the vehicle operator to assume control of one or more functions of operating the autonomous or semi-autonomous vehicle controlled by the at least one of the one or more autonomous operation features,
wherein determining to disengage at least one of the one or more autonomous operation features is further based upon the determined preparedness level of the vehicle operator.
4. The computer-implemented method of claim 3 , further comprising:
causing, by one or more processors, the at least one of the one or more autonomous operation features not to disengage during operation of the autonomous or semi-autonomous vehicle if the preparedness level of the vehicle operator is below a transfer threshold.
5. The computer-implemented method of claim 4 , wherein, when the preparedness level is below the transfer threshold and above a minimum threshold, the alert is presented to the vehicle operator and the preparedness level is determined again after presentation of the alert.
6. The computer-implemented method of claim 3 , further comprising:
causing, by one or more processors, the autonomous or semi-autonomous vehicle to discontinue operation when the preparedness level is below a minimum threshold.
7. The computer-implemented method of claim 3 , further comprising:
causing, by one or more processors, the autonomous or semi-autonomous vehicle to discontinue operation when the autonomous operation risk levels associated with operation of the autonomous or semi-autonomous vehicle by the at least one of the one or more autonomous operation features exceed a critical risk threshold and the preparedness level is below a transfer threshold.
8. The computer-implemented method of claim 1 , wherein determining to disengage the at least one of the one or more autonomous operation features includes determining that the one or more autonomous operation risk levels associated with operation of the autonomous or semi-autonomous vehicle by the at least one of the one or more autonomous operation features exceed the corresponding one or more operator risk levels associated with the same control functions of the autonomous or semi-autonomous vehicle as the at least one of the one or more autonomous operation features.
9. The computer-implemented method of claim 1 , further comprising:
adjusting, by one or more processors, one or more costs associated with an insurance policy associated with the vehicle operator based upon the determination to disengage the at least one of the one or more autonomous operation features based upon the determined one or more autonomous operation risk levels and the one or more operator risk levels.
10. The computer-implemented method of claim 1 , further comprising adjusting, by one or more processors, one or more insurance policies based upon a response of the vehicle operator to the presented alert, wherein the one or more insurance policies include at least one of: a vehicle insurance policy, a life insurance policy, home insurance policy, a rental insurance policy, a condominium insurance policy, a disability insurance policy, a business insurance policy, a health insurance policy, or a liability insurance policy.
11. The computer-implemented method of claim 1 , wherein the operating data further includes one or more of the following for the current operating environmental: traffic conditions, construction, road integrity, type of road, geographical location, time of day, precipitation, visibility, light levels, wind, or other weather conditions.
12. The computer-implemented method of claim 1 , wherein a default vehicle operator profile is received when the vehicle operator cannot be identified.
13. A computer system for operating an autonomous or semi-autonomous vehicle, comprising:
one or more processors;
one or more sensors disposed within the autonomous or semi-autonomous vehicle and communicatively connected to the one or more processors; and
a program memory coupled to the one or more processors and storing executable instructions that when executed by the one or more processors cause the computer system to:
determine an identity of a vehicle operator;
receive a vehicle operator profile associated with the vehicle operator;
receive operating data regarding one or more autonomous operation features operating the autonomous or semi-autonomous vehicle, wherein the operating data includes data from one or more sensors disposed within the autonomous or semi-autonomous vehicle regarding a current operating environment of the autonomous or semi-autonomous vehicle;
determine one or more autonomous operation risk levels associated with operation of the autonomous or semi-autonomous vehicle by the one or more autonomous operation features based upon the received operating data, wherein the one or more autonomous operation risk levels indicate current risk for control of one or more aspects of vehicle operation within the current operating environment by the one or more autonomous operation features;
determine one or more operator risk levels associated with operation of the autonomous or semi-autonomous vehicle by the vehicle operator based upon the received operating data, wherein the one or more operator risk levels indicate current risk for control of the one or more aspects of vehicle operation within the current operating environment by the vehicle operator;
determine to disengage at least one of the one or more autonomous operation features based upon a comparison of (i) the determined one or more autonomous operation risk levels and (ii) the determined one or more operator risk levels; and
present an alert to the vehicle operator regarding disengagement of the at least one of the one or more autonomous operation features.
14. The computer system of claim 13 , wherein the program memory further stores executable instructions that cause the computer system to:
determine a preparedness level of the vehicle operator to assume control of one or more functions of operating the autonomous or semi-autonomous vehicle controlled by the at least one of the one or more autonomous operation features; and
cause the at least one of the one or more autonomous operation features not to disengage during operation of the autonomous or semi-autonomous vehicle if the preparedness level of the vehicle operator is below a transfer threshold.
15. The computer system of claim 14 , wherein the program memory further stores executable instructions that cause the computer system to:
cause the autonomous or semi-autonomous vehicle to discontinue operation when the autonomous operation risk levels associated with operation of the autonomous or semi-autonomous vehicle by the at least one of the one or more autonomous operation features exceed a critical risk threshold and the preparedness level is below a transfer threshold.
16. The computer system of claim 13 , wherein the program memory further stores executable instructions that cause the computer system to:
adjust one or more insurance policies based upon a response of the vehicle operator to the presented alert, wherein the one or more insurance policies include at least one of: a vehicle insurance policy, a life insurance policy, home insurance policy, a rental insurance policy, a condominium insurance policy, a disability insurance policy, a business insurance policy, a health insurance policy, or a liability insurance policy.
17. A tangible, non-transitory computer-readable medium storing executable instructions for operating an autonomous or semi-autonomous vehicle that, when executed by at least one processor of a computer system, cause the computer system to:
determine an identity of a vehicle operator;
receive a vehicle operator profile associated with the vehicle operator;
receive operating data regarding one or more autonomous operation features operating the autonomous or semi-autonomous vehicle, wherein the operating data includes data from one or more sensors disposed within the autonomous or semi-autonomous vehicle regarding the current operating environment of the autonomous or semi-autonomous vehicle;
determine one or more autonomous operation risk levels associated with operation of the autonomous or semi-autonomous vehicle by the one or more autonomous operation features based upon the received operating data, wherein the one or more autonomous operation risk levels indicate current risk for control of one or more aspects of vehicle operation within the current operating environment by the one or more autonomous operation features;
determine one or more operator risk levels associated with operation of the autonomous or semi-autonomous vehicle by the vehicle operator based upon the received operating data, wherein the one or more operator risk levels indicate current risk for control of the one or more aspects of vehicle operation within the current operating environment by the vehicle operator;
determine to disengage at least one of the one or more autonomous operation features based upon a comparison of (i) the determined one or more autonomous operation risk levels and (ii) the determined one or more operator risk levels; and
present an alert to the vehicle operator regarding disengagement of the at least one of the one or more autonomous operation features.
18. The tangible, non-transitory computer-readable medium of claim 17 , further storing executable instructions that cause the computer system to:
determine a preparedness level of the vehicle operator to assume control of one or more functions of operating the autonomous or semi-autonomous vehicle controlled by the at least one of the one or more autonomous operation features; and
cause the at least one of the one or more autonomous operation features not to disengage during operation of the autonomous or semi-autonomous vehicle if the preparedness level of the vehicle operator is below a transfer threshold.
19. The tangible, non-transitory computer-readable medium of claim 18 , further storing executable instructions that cause the computer system to:
cause the autonomous or semi-autonomous vehicle to discontinue operation when the autonomous operation risk levels associated with operation of the autonomous or semi-autonomous vehicle by the at least one of the one or more autonomous operation features exceed a critical risk threshold and the preparedness level is below a transfer threshold.
20. The tangible, non-transitory computer-readable medium of claim 17 , further storing executable instructions that cause the computer system to:
adjust one or more insurance policies based upon a response of the vehicle operator to the presented alert, wherein the one or more insurance policies include at least one of: a vehicle insurance policy, a life insurance policy, home insurance policy, a rental insurance policy, a condominium insurance policy, a disability insurance policy, a business insurance policy, a health insurance policy, or a liability insurance policy.