Digital wallet with installments and combo-card

1. A method comprising:

receiving at a wallet services provider computer, a redirect request from a transaction involving a user and a merchant, the redirect request including information to cause at least a portion of a browser of a user device to redirect from an interaction between the user and the merchant to an interaction between the user and the wallet services provider computer and to provide one or more parameters associated with the transaction to the wallet services provider computer;

receiving from the user over the at least portion of the browser of the user device, a selection of a payment card for use in the transaction;

determining that a payment card type of the selected payment card is a combo-card type where the combo-card type payment card has a single primary account number that may be used as either or both of a credit card or a debit card in a transaction;

presenting the user with a choice to specify how the combo-card type payment card is to be used in the transaction, the choice including (i) use the combo-card as a debit card and (ii) use the combo-card as a credit card;

receiving, during the transaction, and over the at least portion of the browser of the user device the selected choice to use the selected payment card in the transaction as a credit card;

identifying, based at least in part on the one or more parameters and the user selection, a set of installment payment options for the transaction;

receiving, during the transaction, a selection of one of the installment payment options from the user; and

redirecting the at least portion of the browser of the user device from an interaction between the user and the wallet services provider computer to an interaction between the user and the merchant, allowing the user to complete the transaction using the selected payment card as a credit card and using one of the installment payment options based on the selected choice received from the user.

2. The method of claim 1 , further comprising:

determining that the user selected to use the payment card as a credit card; and

determining, based on at least one or more parameters associated with the transaction, that the transaction and the merchant support installment payments.

3. The method of claim 2 , further comprising:

identifying a set of installment payment options for the transaction and presenting the installment payment options to the user.

4. The method of claim 3 , further comprising:

receiving a selection of one of the installment payment options from the user, wherein the redirecting the user to the merchant further comprises transmitting the selection of the one of the installment payment options to the merchant for use in completing the transaction.

5. The method of claim 1 , wherein the one or more parameters associated with the transaction includes a flag for indicating that the transaction is eligible for an installment payment option.

6. The method of claim 1 , further comprising:

prompting the user to sign into a digital wallet.

7. The method of claim 6 , further comprising:

displaying, to the user after signing into the digital wallet, information identifying at least a first registered payment card.

8. The method of claim 7 , wherein the displayed information includes account nicknames assigned to the at least first registered payment card by the user.

9. The method of claim 1 , further comprising:

transmitting an authorization request from the merchant to a transaction acquirer, the authorization request including an indicator number that represents the selected payment card.

10. A non-transitory, computer-readable medium storing instructions, that, when executed by a processor, cause the processor to perform a method comprising:

receiving at a wallet services provider computer, a redirect request from a transaction involving a user and a merchant, the redirect request including information to cause at least a portion of a browser of a user device to redirect from an interaction between the user and the merchant to an interaction between the user and the wallet services provider computer and to provide one or more parameters associated with the transaction to the wallet services provider computer;

receiving from the user over the at least portion of the browser of the user device, a selection of a payment card for use in the transaction;

determining that a payment card type of the selected payment card is a combo-card type type where the combo-card type payment card has a single primary account number that may be used as either or both of a credit card or a debit card in a transaction;

presenting the user with a choice to specify how the user chooses to use the selected payment card in the transaction, the choice including (i) use the combo-card as a debit card and (ii) use the combo-card as a credit card;

receiving over the at least portion of the browser of the user device a selected choice to use the selected payment card as a credit card in the transaction;

identifying, based at least in part on the one or more parameters and the user selection, a set of installment payment options for the transaction;

receiving, during the transaction, a selection of one of the installment payment options from the user; and

redirecting the at least portion of the browser of the user device from an interaction between the user and the wallet services provider computer to an interaction between the user and the merchant, allowing the user to complete the transaction using the selected payment card as a credit card and using one of the installment payment options based on the selected choice received from the user.

11. A method comprising:

receiving at a wallet services provider computer, a redirect request from a transaction involving a user and a merchant, the redirect request including information to cause at least a portion of a browser of a user device to redirect from an interaction between the user and the merchant to an interaction between the user and the wallet services provider computer and to provide one or more parameters associated with the transaction to the wallet services provider computer;

receiving from the user over the at least portion of the browser of the user device, a selection of a payment card for use in the transaction;

determining that a payment card type of the selected payment card is a combo-card type type where the combo-card type payment card has a single primary account number that may be used as either or both of a credit card or a debit card in a transaction;

receiving, from the user, a selection to use the combo-card type payment card in the transaction as a credit card;

identifying, based at least in part on the one or more parameters and the user selection to use the combo-card type payment card in the transaction as a credit card, a set of installment payment options for the transaction;

presenting the user with information associated with the set of installment payment options for the transaction;

receiving, during the transaction, and over the least portion of the browser of the user device, a selection of one of the installment payment options from the user; and

redirecting the at least portion of the browser of the user device from an interaction between the user and the wallet services provider computer to an interaction between the user and the merchant and, as part of the redirecting, transmitting the selection of the one or more installment payment options to the merchant for use in completing the transaction.