Bunch document recycler
A method of processing a mixed bunch of banknotes and checks in a recycling self-service terminal is described. The method comprises: receiving a bunch of documents; recognizing each document from the received bunch; for each banknote recognized from the received bunch, validating the authenticity of that banknote; for each check recognized from the received bunch, extracting financial information from that check; and notifying a customer of the total value of the deposited bunch. A document validator, and a self-service terminal including the document validator, are also described.
1. A method of processing a mixed bunch of banknotes and checks in a recycling self-service terminal, the method comprising the steps of:
receiving a bunch of documents with long edges of the documents inserted first within a first area of an interface of the recycling self-service terminal;
recognizing, by a processor, each document from the received bunch by performing image processing and identifying with each document whether that document is: a check, a banknote, or an unrecognized document based on the image processing, wherein recognizing further includes at least identifying the banknote from the check based on dimensions of each document and known dimensions associated with recognized banknotes, and wherein recognizing further includes identifying the check from the banknote based on known fields associated with recognized checks;
for each banknote recognized from the received bunch, validating the authenticity of that banknote by selectively illuminating each side of each document through illumination sources including: Infrared (IR) light source, Light Emitting Diode (LED) light source, and Ultraviolet (UV) light source and processing, by the processor, images captured from the illumination sources for validating the authenticity of that banknote;
for each check recognized from the received bunch, extracting, by the processor, financial information from that check;
interacting, by the processor, with a customer and receiving inputs from the customer correcting any incomplete or incorrect fields identified in some of the checks;
causing, by the processor, any unrecognized documents to be returned from the recycling self-service terminal to the customer through a second area of the interface of the recycling self-service terminal based on a first selection made by the customer indicating that the unrecognized documents are to be returned to the customer, causing, by the processor, the unrecognized documents to be stored for subsequent manual processing based on a second selection made by the customer, and causing, by the processing, all checks identified recognized and unrecognized to be returned to the customer based on a third selection made by the customer;
notifying, by the processor, the customer of the total value of the deposited bunch;
storing, by the processor, validated banknotes in recycling cassettes selected based on denominations of the banknotes; and
storing, by the processor, at least one check in a particular one of the recycling cassettes when a ratio of stored checks to stored banknotes exceeds a threshold.
2. A method according to claim 1 , wherein the method comprises the further step of confirming that the customer wants to proceed with the deposit based on the total value notified to the customer.
3. A method according to claim 2 , wherein the method comprises the further step of completing the transaction in response to the customer confirming that they want to proceed with the deposit.
4. A method according to claim 3 , wherein the method comprises the additional step of storing each check in a dedicated check container.
5. A method according to claim 3 , wherein the method comprises the additional step of returning each check to the customer.
6. A method according to claim 1 , wherein the step of recognizing each document from the received bunch includes recognizing a check by detecting a MICR codeline on the document or detecting fields typically provided on a check.
7. A method according to claim 1 , wherein the step of extracting financial information from a check includes extracting a MICR codeline and a courtesy amount.
8. A method according to claim 7 , wherein the method includes the further step of confirming that a signature is present on a signature field of the check.
9. A method according to claim 1 , wherein the method includes the further step of presenting on a customer display an image of each check recognized by the terminal.
10. A media item recycler configured to receive and dispense banknotes and to receive checks, the recycler comprising:
a media item interface for receiving a bunch of media items, wherein the media interface includes a first area to receive long edges of the media items first and a second area for dispensing returned media items;
an item stripping unit configured to extract individual media items from a bunch of media items presented to the media item interface;
a processor that executes instructions representing a media item validator configured to: (i) distinguish between checks, currency, and unrecognized documents through processing images of the media items, wherein distinguishing between the checks and the currency is at least based on dimensions of the media item, known dimensions associated with recognized currency, and known fields associated with recognized checks, (ii) validate currency by selectively illumination of each side of the currency through illumination sources including: Infrared (IR) light source, Light Emitting Diode (LED) light source, and Ultraviolet (UV) light source and process currency images captured from the illumination sources validating the authenticity of that currency, (iii) capture an image of each check; (iv) interact with a customer and receive inputs from the customer correcting any incomplete or incorrect fields identified in some of the checks, and (v) cause any unrecognized documents to be returned to the customer through the second area of the media interface based on a first selection made by the customer indicating that the unrecognized documents are to be returned to the customer, and cause the unrecognized documents to be stored for subsequent manual processing based on a second selection made by the customer, and cause all checks to be returned to the customer based on a third selection made by the customer;
recycling cassettes configured to receive currency received from the customer and to dispense that currency to a subsequent customer based on currency denominations; and
at least one of the recycling cassettes to receive at least one check in the at least one of the recycling cassettes when a ratio of stored checks to stored banknotes exceeds a threshold.
11. A media item recycler according to claim 10 , wherein the media item interface comprises a pocket interface.
12. A media item recycler according to claim 10 , wherein the media item interface comprises a slot interface.
13. A media item recycler according to claim 10 , wherein the item stripping unit comprises endless belts.
14. A media item recycler according to claim 10 , wherein the media item validator is configured to capture an image of each of a front and rear side of each media item.
15. A media item recycler according to claim 10 , wherein the media item validator is configured to distinguish between checks and currency by detecting a MICR codeline on the media item or by detecting fields typically provided on a check.
16. A media item recycler according to claim 10 , further comprising a MICR reader.
17. A media item recycler according to claim 10 , wherein the media item recycler further comprises a centralization device configured to centralize a validated banknote prior to storing the validated banknote in a particular one of the recycler cassettes.
18. A self-service terminal comprising:
a processor that executes instructions representing a document validator configured to process banknotes and checks; and
recycling cassettes configured to receive a deposited banknote from the document validator initiated by a customer and to dispense the deposited banknote to a subsequent customer;
wherein the document validator includes illumination sources including: Infrared (IR) light source, Light Emitting Diode (LED) light source, and Ultraviolet (UV) light source, each illumination source includes a pair of light sources situated to illuminate each side of each banknote, and the document validator configured to:
(i) process images captured from the illumination sources, (ii) validate the authenticity of each banknote, (iii) validate each check, wherein each banknote is distinguished from each check based on dimensions of a given document and known dimensions associated with recognized banknotes and based on known fields associated with recognized checks, (iv) interact with customer and receive inputs from the customer to correct any incomplete or incorrect fields identified in some of the checks, (v) cause any unrecognized documents to be returned from the self-service terminal to the customer based on a first selection made by the customer indicating that the unrecognized documents are to be returned to the customer, and cause the unrecognized documents to be stored for subsequent manual processing based on a second selection made by the customer, and cause all checks to be returned to the customer based on a third selection made by the customer, wherein returned checks are returned through a first area of a media interface for the self-service terminal and wherein a second area of the media interface adapted to receive the banknotes and the checks with long edges inserted first into the second area for processing within the self-service terminal, (vi) store validated banknotes in recycling cassettes selected based on denominations of the banknotes, and (vii) store at least one check in a particular one of the recycling cassettes when a ratio of stored checks to stored banknotes exceeds a threshold.
19. A self-service terminal according to claim 18 , wherein the terminal includes a dedicated check store.