IP Library Patent Application 15142122
Patent Application
App. No. 15/142,122

IDENTITY AGGREGATION AND INTEGRATION

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Quick Facts
Patent No.
US None
App. No.
15/142,122
Abstract

A global identity for a user is established and aggregated or federated for various personas of the user across transaction data for multiple lines-of business (LOB). Integration services provide features for integrating cross-LOB transactions, reporting, transacting, and/or metrics generation based on the global identity.

Claims (27)

1 . A method, comprising:

aggregating transactional data for a persona of a user from a line of business (LOB) with second transactional data for a second persona of the user from a second LOB: and

providing integration services for the transaction data and the second transaction data.

2 . The method of claim 1 , wherein aggregating further includes obtaining authorization from the user for aggregating the first LOB and the second LOB.

3 . The method of claim 1 , wherein aggregating further includes obtaining identifying information from the user for the persona and second identifying information for the second persona.

4 . The method of claim 3 , wherein obtaining further includes mining LOB transactional data for transactions having the identifying information for acquiring the transactional data and mining second LOB transactional data for second transactions having the second identifying information for acquiring the second transactional data.

5 . The method of claim 1 , wherein aggregating further includes authenticating the user to a global identity and linking the transactional data and the second transactional data to the global identity.

6 . The method of claim 1 , wherein aggregating further includes aggregating the transactional data and the second transactional data in a batch mode of operation.

7 . The method of claim 1 , wherein aggregating further includes aggregating the transactional data and the second transactional data in a real-time in response to a request from the user.

8 . The method of claim 1 , wherein providing further includes parsing the transactional data and the second transactional data to summarize selective components.

9 . The method of claim 8 , wherein providing further includes iterating the parsing for selective metrics for the selective components.

10 . The method of claim 9 , wherein iterating further includes identifying the selective metrics based on interactive selection made by the user.

11 . The method of claim 8 , wherein providing further includes producing one or more summary listings presented to the user for the selective components.

12 . A method, comprising:

generating a cross line of business (LOB) authorization token for a user;

associating the cross LOB authorization token with transaction data for the user in two or more LOB repositories; and

processing at least one action against the transaction data that integrates the transaction data.

13 . The method of claim 12 , wherein generating further includes receiving an authorization from the user for generating the cross LOB authorization token.

14 . The method of claim 13 , wherein receiving further includes permitting the user to interactively define processing restrictions for the cross LOB authorization token.

15 . The method of claim 14 , wherein permitting further includes receiving at least one processing restriction as authorization for a second user to perform a transaction in a first LOB using an account of the user.

16 . The method of claim 12 further comprising, detecting the user transaction over a first LOB and authenticating the user based on the cross LOB authorization token for transacting over a second LOB.

17 . The method of claim 12 further comprising, permitting the user to access an account while transacting over a first LOB where that account is associated with a second LOB based on the cross LOB authorization token.

18 . A system, comprising:

a hardware processor;

an aggregator/integrator service configured to: (i) execute on the hardware processor; (ii) aggregate transactional data for a user occurring over multiple different lines of business (LOB), ii) provide services for integrating the aggregated transactional data.

19 . The system of claim 18 , wherein the aggregator/integrator service is configured to: iv) associate user-provided authentication tokens to transactions over the multiple LOB.

20 . The system of claim 19 , the aggregator/integrator service is configured, in iii), to: provide the services for one or more of: custom reporting for the aggregated transactional data, custom metrics generation for the aggregated transactional data, and transact over the multiple LOB.

Assignments (5)
CHANGE OF NAME Recorded Nov 9, 2023
From: NCR CORPORATION
To: NCR VOYIX CORPORATION
Reel/Frame 065532/0893 →
SECURITY INTEREST Recorded Oct 25, 2023
From: NCR VOYIX CORPORATION
To: BANK OF AMERICA, N.A., AS ADMINISTRATIVE AGENT
Reel/Frame 065346/0168 →
CORRECTIVE ASSIGNMENT TO CORRECT THE PROPERTY NUMBERS SECTION TO REMOVE PATENT APPLICATION: 15000000 PREVIOUSLY RECORDED AT REEL: 050874 FRAME: 0063. ASSIGNOR(S) HEREBY CONFIRMS THE SECURITY INTEREST. Recorded Apr 12, 2021
From: NCR CORPORATION
To: JPMORGAN CHASE BANK, N.A., AS ADMINISTRATIVE AGENT
Reel/Frame 057047/0161 →
SECURITY INTEREST Recorded Oct 29, 2019
From: NCR CORPORATION
To: JPMORGAN CHASE BANK, N.A., AS ADMINISTRATIVE AGENT
Reel/Frame 050874/0063 →
ASSIGNMENT OF ASSIGNOR'S INTEREST Recorded Apr 29, 2016
From: REVANUR, NAGENDRA KUMAR; LICHT, YEHOSHUA ZVI; SLAUGHTER, DAVID TODD
To: NCR CORPORATION
Reel/Frame 038420/0195 →