IP Library Granted Patent US 9,801,063
Granted Patent B2
US 9,801,063 · App. 15/250,328 · Granted Oct 24, 2017

Systems and methods for authenticating a user of a computer application, network, or device using a wireless device

Inventors: Charles L. Dennis (Sammamish, WA); Randall A. Snyder (Las Vegas, NV); Patrick J. Boyle (Seattle, WA)
Assignee: Visa International Service Association
H04W12/06H04L63/08H04L63/0853H04L63/107H04L67/10H04W4/008H04W4/02H04W12/08H04W88/08
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Quick Facts
Patent No.
US 9,801,063
App. No.
15/250,328
Granted
Oct 24, 2017
Kind
B2
Abstract

A method and system for authenticating a user includes providing an invocation element capable of being activated by a single user action, receiving an indication that the invocation element has been activated, obtaining a location of a wireless device associated with the user, determining whether the wireless device is associated with an authorized user, approving the user to use the application based on a predetermined location criterion, and producing an indication that the user has been authenticated.

Claims (36)

1. A method comprising:

a) obtaining a location of a wireless device, the wireless device being in communication with a mobile access point via a short range wireless connection;

b) determining, using a computerized authentication system, whether the wireless device is authorized based on a previously registered association between a wireless device identifier associated with the wireless device and an application identifier associated with an application;

c) approving a user to use the application using the computerized authentication system based on a predetermined location criterion related to one or more of the obtained wireless device location or a location of the mobile access point, when the wireless device is authorized; and

d) producing an indication on one or more of the mobile access point or the wireless device that the user has been authenticated when the user was approved using the computerized authentication system,

wherein the predetermined location criterion includes determining that the wireless device is within a predetermined distance of the mobile access point.

2. The method of claim 1 , wherein the short range wireless connection is a Bluetooth connection.

3. The method of claim 1 , further comprising:

automatically connecting the wireless device and the mobile access point using the short range wireless connection, before step a).

4. The method of claim 1 , further comprising:

querying the wireless device by the computerized authentication system before step a).

5. The method of claim 1 , further comprising:

obtaining a location of the mobile access point.

6. The method of claim 5 , wherein the wireless access point automatically detects a presence of the wireless device.

7. The method of claim 1 , wherein the wireless device identifier is a phone number.

8. The method of claim 1 , wherein the mobile device is a mobile phone.

9. The method of claim 1 , wherein the wireless device is configured to communicate with the authentication system over a cellular network.

10. The method of claim 1 , wherein the wireless device is configured to communicate with the authentication system over a Wi-Fi connection.

11. A computerized authentication system comprising a processor, and a non-transitory computer readable medium coupled to the processor, the non-transitory computer readable medium comprising code, executable by the processor, to implement a method comprising:

a) obtaining a location of a wireless device, the wireless device being in communication with a mobile access point via a short range wireless connection;

b) determining whether the wireless device is authorized based on a previously registered association between a wireless device identifier associated with the wireless device and an application identifier associated with an application using the computerized authentication system;

c) approving a user to use the application using the computerized authentication system based on a predetermined location criterion related to one or more of the obtained wireless device location or a location of the mobile access point, when the wireless device is authorized; and

d) producing an indication on one or more of the mobile access point or the wireless device that the user has been authenticated when the user was approved using the computerized authentication system,

wherein the predetermined location criterion includes determining that the wireless device is within a predetermined distance of the mobile access point.

12. The computerized authentication system of claim 11 , wherein the short range wireless connection is a Bluetooth connection.

13. The computerized authentication system of claim 11 , wherein the method further comprises:

automatically connecting the wireless device and the mobile access point using the short range wireless connection, before step a).

14. The computerized authentication system of claim 11 , wherein the method further comprises:

querying the wireless device by the computerized authentication system before step a).

15. The computerized authentication system of claim 11 , wherein the method further comprises:

obtaining a location of the mobile access point.

16. The computerized authentication system of claim 11 , wherein the mobile access point comprises a computer comprising a processor and a memory.

17. The computerized authentication system of claim 11 , wherein the mobile device is a mobile phone.

18. The computerized authentication system of claim 11 , wherein the wireless device is configured to communicate with the authentication system over a cellular network.

19. The computerized authentication system of claim 11 , wherein the wireless device is configured to communicate with the authentication system over a Wi-Fi connection.

20. The computerized authentication system of claim 11 , wherein the computerized authentication system comprises a transaction processing module.

Continuity (30)
Continuation 14867382 · Sep 28, 2015
Continuation 14457740 · Aug 12, 2014
Continuation 12992064
Continuation In Part 12343015 · Dec 23, 2008
Continuation In Part 14054047 · Oct 15, 2013
Continuation 13303809 · Nov 23, 2011
Continuation 12332878 · Dec 11, 2008
Continuation In Part 14196861 · Mar 4, 2014
Continuation 11933803 · Nov 1, 2007
Continuation In Part 13030759 · Feb 18, 2011
Continuation In Part 13030794 · Feb 18, 2011
Continuation In Part 13382900
Continuation In Part 13387991
Continuation In Part 13752271 · Jan 28, 2013
Continuation In Part 13903663 · May 28, 2013
Provisional Application 61053152 · May 14, 2008
Provisional Application 61027892 · Feb 12, 2008
Provisional Application 61058621 · Jun 4, 2008
Provisional Application 60895144 · Mar 16, 2007
Provisional Application 60909718 · Apr 3, 2007
Provisional Application 60979663 · Oct 12, 2007
Provisional Application 61305830 · Feb 18, 2010
Provisional Application 61306369 · Feb 19, 2010
Provisional Application 61223671 · Jul 7, 2009
Provisional Application 61223667 · Jul 7, 2009
Provisional Application 61230628 · Jul 31, 2009
Provisional Application 61591232 · Jan 26, 2012
Provisional Application 61659934 · Jun 14, 2012
Provisional Application 61652173 · May 26, 2012
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