IP Library Granted Patent US 9,836,736
Granted Patent B1
US 9,836,736 · App. 15/272,869 · Granted Dec 5, 2017

Augmented reality numberless transaction card

Inventors: John Ross Neale (Des Moines, IA); William R. Breed (Surprise, AZ); Jasvir K. Singh (Saint Anthony Village, MN); Geraldine M. Carolan (Mesa, AZ); Kristine Collings (Charlotte, NC); Kourtney Eidam (Marietta, GA)
Assignee: Wells Fargo Bank, N.A.
G06Q20/327G06Q20/409G06Q20/4014G06T11/00G06F3/0488G06F3/16
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Quick Facts
Patent No.
US 9,836,736
App. No.
15/272,869
Granted
Dec 5, 2017
Kind
B1
Abstract

A method implemented on an augmented reality (AR) electronic device includes receiving a request to activate a transaction card account on a transaction card. The transaction card account is activated on the transaction card. A virtual representation of account information corresponding to the transaction card account is displayed on the AR electronic device. The exterior of the transaction card is free of account identifying information.

Claims (32)

1. A transaction card comprising:

a processing unit;

a first memory configured to store account information for a plurality of transaction card accounts; and

system memory, the system memory including instructions which, when executed by the processing unit, cause the transaction card to:

receive a command from an electronic computing device to activate one of the plurality of transaction card accounts;

identify from the command a first transaction card account to activate;

obtain first data stored on the first memory relative to the first transaction card account;

determine whether one of the plurality of transaction card accounts is currently active on the transaction card; and

when a determination is made that none of the plurality of transaction card accounts is currently active on the transaction card, use the first data to activate the first transaction card account.

2. The transaction card of claim 1 , wherein when a determination is made that one of the plurality of transaction card accounts is currently active on the transaction card:

deactivate the transaction card account that is currently active; and

use the first data to activate the first transaction card account.

3. The transaction card of claim 1 , wherein the instructions further cause the transaction card to:

receive a command from the electronic computing device to remove a transaction card account; and

delete the transaction card account from the first memory.

4. The transaction card account of claim 1 , wherein the instructions further cause the transaction card to:

receive a command from the electronic computing device to add a transaction card account; and

add the transaction card account to the first memory.

5. The transaction card of claim 1 , wherein receiving the command from the electronic computing device further comprises receiving the command via near-field communication.

6. An augmented reality (AR) device comprising:

a processing unit; and

system memory, the system memory including instructions which, when executed by the processing unit, cause the AR device to:

initiate activation of a first transaction card account on a transaction card in response to a command;

obtain identification factors from a person wearing the AR device, the identification factors including at least one biometric identification factor;

authenticate the person wearing the AR device based on the identification factors to determine that the person wearing the AR device is authorized to activate the first transaction card account on the transaction card and to view first transaction card account information on the AR device;

after authenticating the person wearing the AR device, activate the first transaction card account on the transaction card, the activation of the first transaction card account comprising sending a wireless signal to the transaction card, the wireless signal including information identifying the first transaction card account to be activated;

display a first virtual representation of first transaction card account identifying information corresponding to the activated first transaction card account on the AR electronic device, the first virtual representation being projected on the transaction card by the AR electronic device, the first transaction card account identifying information including one or more of an account name, an account number, an expiration date and a card verification value (CVV) for the first transaction card account;

receive a request to activate a second transaction card account on the transaction card;

deactivate the first transaction card account on the transaction card;

activate the second transaction card account on the transaction card; and

display a second virtual representation of the second transaction card account information on the transaction card.

7. The AR device of claim 6 , wherein the system memory stores information for a plurality of payment card accounts, and wherein the instructions further cause the AR electronic device to generate an alert on the AR electronic device indicating that one of the plurality of payment card accounts is compromised.

Assignments (2)
STATEMENT OF CHANGE OF ADDRESS OF ASSIGNEE Recorded Jun 17, 2025
From: WELLS FARGO BANK, N.A.
To: WELLS FARGO BANK, N.A.
Reel/Frame 071659/0722 →
ASSIGNMENT OF ASSIGNOR'S INTEREST Recorded Sep 22, 2016
From: NEALE, JOHN ROSS; BREED, WILLIAM R.; SINGH, JASVIR K.; CAROLAN, GERALDINE M.; COLLINGS, KRISTINE; EIDAM, KOURTNEY
To: WELLS FARGO BANK, N.A.
Reel/Frame 039836/0335 →
Continuity (1)
Continuation 14340158 · Jul 24, 2014