IP Library Granted Patent US 10,650,474
Granted Patent B2
US 10,650,474 · App. 15/273,602 · Granted May 12, 2020

System and method for using social network content to determine a lifestyle category of users

Inventors: Shuo Jiao (Sunnyvale, CA); Munjal Shah (Los Altos, CA); Ryan Hinchey (Mountain View, CA); Cathy Ye Fan (San Francisco, CA); Ardaman Singh (Union City, CA)
Assignee: Hi.Q, Inc.
G06Q50/01G06Q40/08G16H10/20G16H20/70G16H50/30
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Quick Facts
Patent No.
US 10,650,474
App. No.
15/273,602
Filed
Sep 22, 2016
Granted
May 12, 2020
Kind
B2
Art Unit
3686
USPC
705/2
Abstract

Examples described herein include a computer system to obtain social network content from a user, and to analyze the social network content to determine one or more attributes. The computer system predicts a lifestyle category of the user based at least in part on the determined one or more attributes.

Claims (44)

1. A computer system implementing a health service, comprising:

a network communication interface to communicate, over one or more wireless networks, with (i) a health service application executing on computing devices of users of the health service, and (ii) one or more social media sources to access social networks corresponding to the users of the health service;

a database storing a collection of health assertions pertaining to human health, wherein each respective health assertion in the collection of health assertions corresponds to a health topic and comprises a correlative health value based on answers to the respective health assertion from individuals in a control group of which a health outcome is known, and wherein the collection of health assertions are configured to test general health knowledge of the users of the health service and not query user-specific health information of the users;

a memory storing a set of instructions;

one or more processors to execute the set of instructions, causing the one or more processors to:

execute, by the one or more processors, a correlation model to determine the correlative health value for each respective health assertion in the collection of health assertions based on (i) the answers to the respective health assertion provided by the individuals in the control group, and (ii) the known health outcomes of each of the individuals in the control group, wherein the correlative health value for each respective health assertion in the collection of health assertions corresponds to a set of correlations between knowledge of the respective health assertion and the known health outcomes of the individuals in the control group;

access, over the one or more wireless networks, social network content from the one or more social media sources, the social network content being associated with a user of the health service;

remotely analyze, over the one or more wireless networks, at least one of image content or text content of the social network content to determine one or more health-related attributes of the user;

generate, via a user interface of the health service application executing on a computing device of the user, a series of health assertions from the collection of health assertions;

receive, over the one or more wireless networks, a series of responses to the series of health assertions from the health service application executing on the computing device of the user;

based on (i) a correctness or incorrectness of each response of the series of responses and (ii) the one or more health-related attributes of the user as determined from the social network content of the user, determine, from a set of lifestyle categories, a corresponding lifestyle category of the user; and

transmit, over the one or more wireless networks, display data to the computing device of the user, the display data causing the user interface of the health service application to display content presenting one or more health service products, the one or more health service products being priced based at least in part on the corresponding lifestyle category of the user.

2. The computer system of claim 1 , wherein each attribute in the one or more health-related attributes comprises an indicator for or against each lifestyle category of the set of lifestyle categories.

3. The computer system of claim 1 , wherein the executed set of instructions cause the one or more processors to further analyze the social network content by identifying one or more affiliations of the user from the social network content, the one or more affiliations comprising at least one indicator for or against each lifestyle category of the set of lifestyle categories.

4. The computer system of claim 3 , wherein the executed set of instructions cause the one or more processors to identify the one or more affiliations by analyzing social network content from one or more of a spouse, sibling, child, parent, employer, or friend of the user.

5. The computer system of claim 1 , wherein the executed set of instructions cause the one or more processors to determine the corresponding lifestyle category of the user without receiving user input from the user.

6. The computer system of claim 1 , wherein the executed set of instructions cause the one or more processors to determine a health knowledge level of the user from the series of responses the user provides to the series of health assertions.

7. The computer system of claim 1 , wherein the one or more health service products are discounted based on the corresponding lifestyle category indicating a healthy lifestyle.

8. The computer system of claim 1 , wherein the one or more health service products comprise one or more of a life insurance product or a health insurance product.

9. The computer system of claim 1 , wherein the executed set of instructions further cause the computer system to:

determine whether the user qualifies for a discounted insurance product based at least in part on the corresponding lifestyle category; and

in response to determining that the user qualifies for the discounted insurance product, include the discounted insurance product in the one or more health service products presented on the user interface of the health service application executing on the computing device of the user.

10. The computer system of claim 1 , wherein the corresponding lifestyle category indicates a dietary lifestyle of the user.

11. The computer system of claim 1 , wherein the corresponding lifestyle category indicates a smoker lifestyle.

12. A non-transitory computer readable medium storing a set of instructions that, when executed by one or more processors, cause the one or more processors to:

communicate, over one or more wireless networks, with (i) a health service application executing on computing devices of users of a health service, and (ii) one or more social media sources to access social networks corresponding to the users of the health service;

store, in a database, a collection of health assertions pertaining to human health, wherein each respective health assertion in the collection of health assertions corresponds to a health topic and comprises a correlative health value based on answers to the respective health assertion from individuals in a control group of which a health outcome is known, and wherein the collection of health assertions are configured to test general health knowledge of the users of the health service and not query user-specific health information of the users;

execute, by the one or more processors, a correlation model to determine the correlative health value for each respective health assertion in the collection of health assertions based on (i) the answers to the respective health assertion provided by the individuals in the control group, and (ii) the known health outcomes of each of the individuals in the control group, wherein the correlative health value for each respective health assertion in the collection of health assertions corresponds to a set of correlations between knowledge of the respective health assertion and the known health outcomes of the individuals in the control group;

access, over the one or more wireless networks, social network content from the one or more social media sources, the social network content being associated with a user of the health service;

remotely analyze, over the one or more wireless networks, at least one of image content or text content of the social network content to determine one or more health-related attributes of the user;

generate, via a user interface of the health service application executing on a computing device of the user, a series of health assertions from the collection of health assertions;

receive, over the one or more wireless networks, a series of responses to the series of health assertions from the health service application executing on the computing device of the user;

based on (i) a correctness or incorrectness of each response of the series of responses and (ii) the one or more health-related attributes of the user as determined from the social network content of the user, determine, from a set of lifestyle categories, a corresponding lifestyle category of the user; and

transmit, over the one or more wireless networks, display data to the computing device of the user, the display data causing the user interface of the health service application to display content presenting one or more health service products, the one or more health service products being priced based at least in part on the corresponding lifestyle category of the user.

13. The non-transitory computer readable medium of claim 12 , wherein each attribute in the one or more health-related attributes comprises an indicator for or against each lifestyle category of the set of lifestyle categories.

14. The non-transitory computer readable medium of claim 12 , wherein the executed set of instructions cause the one or more processors to further analyze the social network content by identifying one or more affiliations of the user from the social network content, the one or more affiliations comprising at least one indicator for or against each lifestyle category of the set of lifestyle categories.

15. The non-transitory computer readable medium of claim 14 , wherein the executed set of instructions cause the one or more processors to identify the one or more affiliations by analyzing social network content from one or more of a spouse, sibling, child, parent, employer, or friend of the user.

16. The non-transitory computer readable medium of claim 12 , wherein the executed set of instructions cause the one or more processors to determine the corresponding lifestyle category of the user without receiving user input from the user.

17. The non-transitory computer readable medium of claim 12 , wherein the executed set of instructions cause the one or more processors to determine a health knowledge level of the user from the series of responses the user provides to the series of health assertions.

18. The non-transitory computer readable medium of claim 12 , wherein the one or more health service products are discounted based on the corresponding lifestyle category indicating a healthy lifestyle.

19. The non-transitory computer readable medium of claim 12 , wherein the one or more health service products comprise one or more of a life insurance product or a health insurance product.

20. The non-transitory computer readable medium of claim 12 , wherein the executed set of instructions further cause the one or more processors to:

determine whether the user qualifies for a discounted insurance product based at least in part on the corresponding lifestyle category; and

in response to determining that the user qualifies for the discounted insurance product, include the discounted insurance product in the one or more health service products presented on the user interface of the health service application executing on the computing device of the user.

Assignments (8)
ASSIGNMENT OF ASSIGNOR'S INTEREST Recorded Aug 31, 2023
From: HI.Q, INC.; HEALTH IQ INSURANCE SERVICES, INC.
To: DASIR, LLC
Reel/Frame 064761/0828 →
RELEASE OF SECURITY INTEREST Recorded Dec 15, 2021
From: HEALTH IQ INSURANCE SERVICES, INC.; HI.Q, INC.
To: WESTERN ALLIANCE BANK
Reel/Frame 058396/0088 →
RELEASE OF SECURITY INTEREST Recorded Mar 27, 2020
From: SILICON VALLEY BANK
To: HI.Q, INC.
Reel/Frame 052245/0728 →
SECURITY INTEREST Recorded Mar 26, 2020
From: HI.Q, INC.
To: WESTERN ALLIANCE BANK
Reel/Frame 052236/0472 →
CORRECTIVE ASSIGNMENT TO CORRECT THE RECEIVING PARTY DATA PREVIOUSLY RECORDED AT REEL: 040845 FRAME: 0565. ASSIGNOR(S) HEREBY CONFIRMS THE ASSIGNMENT. Recorded Nov 11, 2019
From: JIAO, SHUO; SHAH, MUNJAL; HINCHEY, RYAN; FAN, CATHY YE; SINGH, ARDAMAN
To: HI.Q, INC.
Reel/Frame 050980/0204 →
SECURITY INTEREST Recorded Dec 18, 2018
From: HI.Q, INC.
To: TRIPLEPOINT VENTURE GROWTH BDC CORP.
Reel/Frame 047806/0515 →
SECURITY INTEREST Recorded Jan 27, 2017
From: HI.Q, INC.
To: SILICON VALLEY BANK
Reel/Frame 041110/0034 →
ASSIGNMENT OF ASSIGNOR'S INTEREST Recorded Jan 4, 2017
From: JIAO, SHUO; SHAH, MUNJAL; HINCHEY, RYAN; FAN, CATHY YE; SINGH, ARDAMAN
To: HEALTH EQUITY LABS
Reel/Frame 040845/0565 →
Continuity (3)
Continuation In Part 14642709 · Mar 9, 2015
Continuation In Part 14542347 · Nov 14, 2014
Related Publication 20170103469A1 · Apr 13, 2017
Cited By (11)
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