IP Library Granted Patent US 10,026,271
Granted Patent B2
US 10,026,271 · App. 15/408,139 · Granted Jul 17, 2018

Automated banking system controlled responsive to data bearing records

Inventors: Eric Toepke (Akron, OH); Mike R. Ryan (Canton, OH); Randall W. Jenkins (Orrville, OH); Natarajan Ramachandran (Monroe Township, NJ); Thomas D. Ertle (Massillon, OH); Tim Crews (Alliance, OH); Willis Miller (Cuyahoga Falls, OH); Nicholas T. Billett, Jr. (Massillon, OH); Steven Shepley (Uniontown, OH); Dave Krzic (Wadsworth, OH); Songtao Ma (Wadsworth, OH); Victor A. Cogan (Amherst, OH)
Assignee: Diebold Nixdorf, Incorporated
G07F19/209G07F19/206
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Quick Facts
Patent No.
US 10,026,271
App. No.
15/408,139
Granted
Jul 17, 2018
Kind
B2
Abstract

An automatic banking machine operates responsive to data read from data bearing records corresponding to authorized user or financial account data. The machine includes a card reader for reading data from user cards. The automated banking machine causes financial transfers related to financial accounts that correspond to data read from user cards. The automated banking machine also includes devices that control the supply of power to included devices to avoid exceeding power supply capacity.

Claims (16)

1. A method comprising the steps:

configuring an automated banking machine that operates to cause financial transfers responsive at least in part to data read from data bearing records, to include:

a card reader, wherein the card reader is operative to read card data from user cards, wherein the card data corresponds to financial accounts,

at least one transaction function device, wherein the at least one transaction function device uses electrical power during operation and includes at least one of a cash acceptor, a cash recycler, a check acceptor, a cash dispenser, a display, a receipt printer and an envelope depository,

a power supply, wherein the power supply is in operative connection with the at least one transaction function device, and is operative to supply electrical power thereto,

at least one processor, wherein the at least one processor is in operative connection with the card reader, the power supply and the at least one transaction function device,

wherein the at least one processor is operative to

cause the card reader to operate to read user card data from a user card,

cause a determination to be made that the user card data corresponds to a financial account on which transactions are authorized to be conducted at the automated banking machine,

cause the automated banking machine to operate responsive at least in part to the determination to cause a transfer at least one of to and from the financial account corresponding to the user card data,

configuring computer-readable logic associated with the automated banking machine to determine at least one amount of power required to carry out at least one operation of the at least one transaction function device in conjunction with the transaction, prior to the at least one operation,

configuring computer-readable logic associated with the automated banking machine to further determine whether the power supply can deliver the at least one amount of power, prior to the at least one operation,

configuring computer-readable logic associated with the automated banking machine to cause the at least one operation to occur or not occur responsive at least in part to the further determination,

wherein responsive to a further determination that the at least one operation is to occur, the at least one terminal processor is operative to communicate prior to the at least one operation, at least one first message to the at least one device processor,

wherein the at least one first message corresponds to the at least one operation, wherein prior to the at least one operation, the at least one device processor is operative responsive at least in part to the at least one first message, to communicate at least one second message to the at least one power controller processor,

wherein the at least one second message corresponds to at least one of the at least one operation or an amount of power required to perform the at least one operation.

Assignments (26)
TERMINATION AND RELEASE OF PATENT SECURITY AGREEMENT RECORDED AT R/F 066599/0767 Recorded Dec 19, 2024
From: PNC BANK, NATIONAL ASSOCIATION, AS AGENT
To: DIEBOLD SELF-SERVICE SYSTEMS; DIEBOLD NIXDORF, INCORPORATED
Reel/Frame 069743/0497 →
TERMINATION AND RELEASE OF SECURITY INTEREST IN PATENTS RECORDED AT R/F 066545/0078 Recorded Dec 19, 2024
From: GLAS AMERICAS LLC, AS COLLATERAL AGENT
To: DIEBOLD NIXDORF, INCORPORATED
Reel/Frame 069743/0001 →
SECURITY INTEREST Recorded Dec 18, 2024
From: DIEBOLD NIXDORF, INCORPORATED
To: REGIONS BANK, AS COLLATERAL AGENT
Reel/Frame 069738/0001 →
SECURITY INTEREST Recorded Dec 18, 2024
From: DIEBOLD NIXDORF, INCORPORATED
To: GOLDMAN SACHS BANK USA, AS COLLATERAL AGENT
Reel/Frame 069740/0014 →
ASSIGNMENT OF ASSIGNOR'S INTEREST Recorded Dec 9, 2024
From: DIEBOLD SELF-SERVICE SYSTEMS
To: DIEBOLD NIXDORF, INCORPORATED
Reel/Frame 069889/0890 →
SECURITY INTEREST Recorded Feb 14, 2024
From: DIEBOLD NIXDORF, INCORPORATED; DIEBOLD SELF-SERVICE SYSTEMS
To: PNC BANK, NATIONAL ASSOCIATION
Reel/Frame 066599/0767 →
SECURITY INTEREST Recorded Feb 9, 2024
From: DIEBOLD NIXDORF, INCORPORATED
To: GLAS AMERICAS LLC, AS COLLATERAL AGENT
Reel/Frame 066545/0078 →
TERMINATION AND RELEASE OF SECURITY INTEREST IN PATENTS (2026 NOTES REEL/FRAME 062299/0794) Recorded Aug 18, 2023
From: GLAS AMERICAS LLC, AS COLLATERAL AGENT
To: DIEBOLD NIXDORF, INCORPORATED
Reel/Frame 064642/0202 →
TERMINATION AND RELEASE OF SECURITY INTEREST IN PATENTS (2025 EUR NOTES REEL/FRAME 053271/0067) Recorded Aug 18, 2023
From: GLAS AMERICAS LLC, AS COLLATERAL AGENT
To: DIEBOLD NIXDORF, INCORPORATED
Reel/Frame 064641/0836 →
TERMINATION AND RELEASE OF SECURITY INTEREST IN PATENTS (2025 USD NOTES REEL/FRAME 053270/0783) Recorded Aug 18, 2023
From: GLAS AMERICAS LLC, AS COLLATERAL AGENT
To: DIEBOLD NIXDORF, INCORPORATED
Reel/Frame 064642/0001 →
TERMINATION AND RELEASE OF SECURITY INTEREST IN PATENTS (NEW TERM LOAN REEL/FRAME 062299/0717) Recorded Aug 18, 2023
From: GLAS AMERICAS LLC, AS COLLATERAL AGENT
To: DIEBOLD NIXDORF, INCORPORATED
Reel/Frame 064642/0288 →
TERMINATION AND RELEASE OF SECURITY INTEREST IN PATENTS (R/F 062299/0618) Recorded Jun 16, 2023
From: GLAS AMERICAS LLC
To: DIEBOLD NIXDORF, INCORPORATED
Reel/Frame 064008/0852 →
TERMINATION AND RELEASE OF SECURITY INTEREST IN PATENTS Recorded Jun 7, 2023
From: JPMORGAN CHASE BANK, N.A.
To: DIEBOLD NIXDORF, INCORPORATED
Reel/Frame 064021/0405 →
RELEASE OF SECURITY INTEREST IN PATENTS INTELLECTUAL PROPERTY Recorded Jan 10, 2023
From: JPMORGAN CHASE BANK, N.A., AS AGENT
To: DIEBOLD NIXDORF, INCORPORATED (F/K/A DIEBOLD, INCORPORATED); DIEBOLD SELF-SERVICE SYSTEMS
Reel/Frame 062338/0429 →
NOTICE OF SUCCESSOR AGENT AND ASSIGNMENT OF SECURITY INTEREST (INTELLECTUAL PROPERTY) - EUR NOTES Recorded Jan 6, 2023
From: U.S. BANK TRUSTEES LIMITED, AS RESIGNING AGENT; DIEBOLD NIXDORF, INCORPORATED, AS GRANTOR; DIEBOLD SELF-SERVICE SYSTEMS, AS GRANTOR
To: GLAS AMERICAS LLC, AS THE SUCCESSOR AGENT
Reel/Frame 062308/0587 →
NOTICE OF SUCCESSOR AGENT AND ASSIGNMENT OF SECURITY INTEREST (INTELLECTUAL PROPERTY) - USD NOTES Recorded Jan 6, 2023
From: U.S. BANK NATIONAL ASSOCIATION, AS THE RESIGNING AGENT; DIEBOLD NIXDORF, INCORPORATED, AS GRANTOR; DIEBOLD SELF-SERVICE SYSTEMS, AS GRANTOR
To: GLAS AMERICAS LLC, AS THE SUCCESSOR AGENT
Reel/Frame 062308/0499 →
PATENT SECURITY AGREEMENT - 2026 NOTES Recorded Jan 5, 2023
From: DIEBOLD NIXDORF, INCORPORATED
To: GLAS AMERICAS LLC, AS COLLATERAL AGENT
Reel/Frame 062299/0794 →
PATENT SECURITY AGREEMENT - SUPERPRIORITY Recorded Jan 5, 2023
From: DIEBOLD NIXDORF, INCORPORATED
To: GLAS AMERICAS LLC, AS COLLATERAL AGENT
Reel/Frame 062299/0618 →
PATENT SECURITY AGREEMENT - TERM LOAN Recorded Jan 5, 2023
From: DIEBOLD NIXDORF, INCORPORATED
To: GLAS AMERICAS LLC, AS COLLATERAL AGENT
Reel/Frame 062299/0717 →
SECURITY INTEREST (ABL) Recorded Dec 29, 2022
From: DIEBOLD NIXDORF, INCORPORATED
To: JPMORGAN CHASE BANK, N.A., AS COLLATERAL AGENT
Reel/Frame 062250/0387 →
SECURITY INTEREST (NOTES) Recorded Jul 21, 2020
From: DIEBOLD NIXDORF, INCORPORATED (F/K/A DIEBOLD, INCORPORATED); DIEBOLD SELF-SERVICE SYSTEMS
To: U.S. BANK NATIONAL ASSOCIATION, AS COLLATERAL AGENT
Reel/Frame 053270/0783 →
SECURITY INTEREST (NOTES) Recorded Jul 21, 2020
From: DIEBOLD NIXDORF, INCORPORATED (F/K/A DIEBOLD, INCORPORATED); DIEBOLD SELF-SERVICE SYSTEMS
To: U.S. BANK TRUSTEES LIMITED
Reel/Frame 053271/0067 →
SECURITY INTEREST Recorded Oct 25, 2018
From: DIEBOLD NIXDORF, INCORPORATED (F/K/A DIEBOLD, INCORPORATED); DIEBOLD SELF SERVICE SYSTEMS
To: JPMORGAN CHASE BANK, N.A., AS ADMINISTRATIVE AGENT
Reel/Frame 047878/0974 →
CHANGE OF NAME Recorded Sep 26, 2017
From: DIEBOLD, INCORPORATED
To: DIEBOLD NIXDORF, INCORPORATED
Reel/Frame 044048/0417 →
CHANGE OF NAME Recorded May 3, 2017
From: DIEBOLD SELF-SERVICE SYSTEMS DIVISION OF DIEBOLD, INCORPORATED
To: DIEBOLD NIXDORF, INCORPORATED
Reel/Frame 042221/0653 →
ASSIGNMENT OF ASSIGNOR'S INTEREST Recorded Apr 27, 2017
From: MA, SONGTAO; TOEPKE, ERIC; RYAN, MIKE R.; JENKINS, RANDALL W; RAMACHANDRAN, NATARAJAN; ERTLE, THOMAS D.; CREWS, TIM; MILLER, WILLIS; BILLETT, NICK; SHEPLEY, STEVEN; KRZIC, DAVE; COGAN, VICTOR
To: DIEBOLD SELF-SERVICE SYSTEMS DIVISION OF DIEBOLD, INCORPORATED
Reel/Frame 042163/0116 →
Continuity (10)
Continuation 14078220 · Nov 12, 2013
Continuation 13324252 · Dec 13, 2011
Continuation In Part 13134592 · Jun 10, 2011
Continuation 12459187 · Jun 26, 2009
Provisional Application 61572328 · Jul 14, 2011
Provisional Application 61459593 · Dec 14, 2010
Provisional Application 61192282 · Sep 17, 2008
Provisional Application 61133477 · Jun 30, 2008
Provisional Application 61133346 · Jun 27, 2008
Related Publication 20170193759A1 · Jul 6, 2017