Two-portion cash-dispensing machines
View Patent ↗In one embodiment, a two-portion cash-dispensing machine has a first secure portion that receives paper currency during bill-breaking operations and vouchers during voucher-redemption operations and a second secure portion that dispenses paper currency. Physical access to the first secure portion is restricted to authorized first agents, and physical access to the second secure portion is restricted to authorized second agents. Physical access to the first secure portion by an authorized first agent does not inherently provide physical access to the second secure portion by the authorized first agent, and vice versa. In one application, two different business entities are respectively responsible for maintaining the two different secure portions, and the machine communicates information associated with requests for transfers of funds from a bank account of the first entity to a bank account of the second entity to reimburse the second entity for bill-breaking and voucher-redemption operations.
1. A cash-dispensing machine comprising:
a first secure portion configured to receive at least one of (i) paper currency and (ii) vouchers;
a second secure portion configured to dispense paper currency; and
a controller configured to communicate with the first and second secure portions to control operations of the machine, wherein:
the first secure portion is configured such that physical access to the first secure portion is restricted to one or more authorized first agents of a first business entity;
the second secure portion is configured such that physical access to the second secure portion is restricted to one or more authorized second agents of a second business entity independent of the first business entity; and
the first and second secure portions are configured to be independently accessible such that (i) physical access to the first secure portion by an authorized first agent does not provide physical access to the second secure portion by the authorized first agent and (ii) physical access to the second secure portion by an authorized second agent does not provide physical access to the first secure portion by the authorized second agent;
the machine is configured to support cash-withdrawal operations; and
for a cash-withdrawal operation by a user:
the controller determines that the user is entitled to receive a requested monetary amount associated with the cash-withdrawal operation;
the controller requests a transfer of funds from a bank account associated with the user; and
the controller instructs the second secure portion to dispense to the user paper currency corresponding to the requested monetary amount;
the first business entity is responsible for maintaining the first secure portion of the machine;
the second business entity is responsible for maintaining the second secure portion of the machine;
the requested transfer of funds is from the user's bank account to a bank account for the second business entity;
the user is charged a service fee for the cash-withdrawal operation;
the first business entity receives a first portion of the service fee; and
the second business entity receives a second portion of the service fee.
2. The machine of claim 1 , wherein:
the machine is configured to support bill-breaking operations; and
for a bill-breaking operation by a user:
the first secure portion receives an incoming item of paper currency from the user; and
the controller instructs the second secure portion to dispense to the user two or more smaller, outgoing items of paper currency corresponding to the monetary value of the incoming item.
3. The machine of claim 2 , wherein:
the controller is configured to request a transfer of funds from a bank account of the first business entity to a bank account of the second business entity to fund the second business entity for the bill-breaking operation.
4. The machine of claim 3 , wherein:
the transfer of funds is contemporaneous with the bill-breaking operation; and
the controller is configured to communicate information associated with a request for the transfer of funds.
5. The machine of claim 4 , wherein the controller is configured to receive confirmation of the transfer of funds before dispensing the two or more smaller, outgoing items of paper currency to the user.
6. The machine of claim 3 , wherein:
the transfer of funds occurs prior to the bill-breaking operation; and
the controller is configured to communicate information associated with the bill-breaking operation to update a balance associated with the funds to determine when to request another transfer of funds from the bank account of the first business entity to the bank account of the second business entity to fund the second business entity for one or more subsequent bill-breaking operations.
7. The machine of claim 3 , wherein:
the transfer of funds occurs after the bill-breaking operation; and
the controller is configured to communicate information associated with the bill-breaking operation to request the transfer of funds.
8. The machine of claim 1 , wherein:
the machine is configured to support voucher-redemption operations; and
for a voucher-redemption operation by a user:
the first secure portion receives a voucher from the user; and
the controller instructs the second secure portion to dispense to the user paper currency corresponding to a monetary value associated with the voucher.
9. The machine of claim 8 , wherein:
the controller is configured to request a transfer of funds from a bank account of the first business entity to a bank account of the second business entity to fund the second business entity for the voucher-redemption operation.
10. The machine of claim 9 , wherein:
the transfer of funds is contemporaneous with the voucher-redemption operation; and
the controller is configured to communicate information associated with a request for the transfer of funds.
11. The machine of claim 10 , wherein the controller is configured to receive confirmation of the transfer of funds before dispensing the paper currency to the user.
12. The machine of claim 9 , wherein:
the transfer of funds occurs prior to the voucher-redemption operation; and
the controller is configured to communicate information associated with the voucher-redemption operation to update a balance associated with the funds to determine when to request another transfer of funds from the bank account of the first business entity to the bank account of the second business entity to fund the second business entity for one or more subsequent voucher-redemption operations.
13. The machine of claim 9 , wherein:
the transfer of funds occurs after the voucher-redemption operation; and
the controller is configured to communicate information associated with the voucher-redemption operation to request the transfer of funds.
14. The machine of claim 1 , wherein the controller is configured to assist in validating that a user is authorized to engage in gambling activities.
15. The machine of claim 1 , wherein:
the machine is configured to be connected to a network of a gaming enterprise; and
the controller is configured to assist in generating a form associated with a taxing authority and corresponding to money won by a user of the machine.