SYSTEMS AND METHOD FOR COMBINING REAL-TIME BEHAVIOR DATA WITH PREVIOUSLY-MODELED DATA TO PRIORITIZE MEDIA CONTENT

1 . A method for combining real-time behavior data with previously-modeled data to prioritize media content, the method comprising:

receiving at least one of a unique customer identification code data and a third party advertisement provider identification code data associated with a user from a content webpage, with which the user is interacting;

determining if the unique customer identification code data or the third party advertisement provider identification code data is known by a third party advertisement provider;

requesting a consumer cache associated with the third party advertisement provider when the unique customer identification code data or the third party advertisement provider identification code data is known by a third party advertisement provider;

determining if the unique customer identification code data or the third party advertisement provider identification code data is included in the consumer cache;

determining if the content webpage exists with at least one associated key lifestyle indicator data, the at least one key lifestyle indicator data including information indicative of the at least one characteristic of the user;

obtaining a key lifestyle indicator data list associated with the content webpage when the content page exists with at least one key lifestyle indicator data;

appending the key lifestyle indicator data list with the key lifestyle indicator data of the content webpage; and

presenting media content on the content webpage based on the updated key lifestyle indicator data list.

2 . The method of claim 1 , further including:

transmitting the updated key lifestyle indicator data list to the consumer cache, the consumer cache including the media displayed on the content webpage.

3 . The method of claim 1 , further including

generating an anonymous third party advertisement provider identification code when the unique customer identification code data or the third party advertisement provider identification code data is unknown by a third party advertisement provider.

4 . The method of claim 3 , further including:

transmitting the anonymous third party advertisement provider identification code data to the consumer cache.

5 . The method of claim 1 , further including:

transmitting at least one of the unique customer identification code data and the anonymous third party advertisement provider identification code data to the consumer cache when the unique customer identification code data or the anonymous third party advertisement provider identification code data is not included in the consumer cache.

6 . The method of claim 1 , further including:

logging that the content webpage does not include at least one associated key lifestyle indicator data when the content webpage does not include the at least one associated key lifestyle indicator data.

7 . The method of claim 1 , further including:

transmitting the updated key lifestyle indicator data list to the consumer cache.

8 . The method of claim 1 , wherein the key lifestyle indicator data list is appended automatically in real time.

9 . A system for combining real-time behavior data with previously-modeled data to prioritize media content, the system comprising:

at least one database configured to store at least one of key lifestyle indicator data of a plurality of financial institution customers, the key lifestyle indicator data being indicative of consumer spending habits, and a plurality of products associated with the key lifestyle indicator data;

a consumer cache configured to receive information from the at least one database and present the information on a content webpage with which a user is interacting; and

at least one processor programmed to:

receive at least one of a unique customer identification code data and a third party advertisement provider identification code data associated with the user from the content webpage;

determine if the unique customer identification code data or the third party advertisement provider identification code data is known by a third party advertisement provider;

request the consumer cache when the unique customer identification code data or the third party advertisement provider identification code data is known by a third party advertisement provider;

determine if the unique customer identification code data or the third party advertisement provider identification code data is included in the consumer cache;

determine if the content webpage exists with at least one associated key lifestyle indicator data, the at least one key lifestyle indicator data including information indicative of the at least one characteristic of the user;

obtain a key lifestyle indicator data list associated with the content webpage when the content page exists with at least one key lifestyle indicator data;

append the key lifestyle indicator data list with the key lifestyle indicator data of the content webpage; and

present media content on the content webpage based on the updated key lifestyle indicator data list.

10 . The system of claim 9 , wherein the at least one processor is further programmed to:

transmit the updated key lifestyle indicator data list to the consumer cache, the consumer cache including the media displayed on the content webpage.

11 . The system of claim 9 , wherein the at least one processor is further programmed to:

generate an anonymous third party advertisement provider identification code data when the unique customer identification code data or the third party advertisement provider identification code data is unknown by a third party advertisement provider.

12 . The system of claim 11 , wherein the at least one processor is further programmed to:

transmit the anonymous third party advertisement provider identification code data to the consumer cache.

13 . The system of claim 9 , wherein the at least one processor is further programmed to:

transmit at least one of the unique customer identification code data and the anonymous third party advertisement provider identification code data to the consumer cache when the unique customer identification code data or the anonymous third party advertisement provider identification code data is not included in the consumer cache.

14 . The system of claim 9 , wherein the at least one processor is further programmed to:

log that the content webpage does not include at least one associated key lifestyle indicator data when the content webpage does not include the at least one associated key lifestyle indicator data.

15 . The system of claim 9 , wherein the at least one processor is further programmed to:

transmit the updated key lifestyle indicator data list to a content delivery database.

16 . The system of claim 1 , wherein the at least one processor is further programmed to:

append the key lifestyle indicator data list automatically in real time.

17 . A system for combining real-time behavior data with previously-modeled data to prioritize media content, the system comprising:

at least one database configured to store at least one of key lifestyle indicator data of a plurality of financial institution customers, the key lifestyle indicator data being indicative of consumer spending habits, and a plurality of products associated with the key lifestyle indicator data;

a consumer cache configured to receive information from the at least one database and present the information on a content webpage with which a user is interacting; and

at least one processor programmed to:

receive at least one of a unique customer identification code data and a third party advertisement provider identification code data associated with the user from the content webpage;

determine if the unique customer identification code data or the third party advertisement provider identification code data is known by a third party advertisement provider;

request the consumer cache when the unique customer identification code data or the third party advertisement provider identification code data is known by a third party advertisement provider;

determine if the unique customer identification code data or the third party advertisement provider identification code data is included in the consumer cache;

transmit at least one of the unique customer identification code data and the anonymous third party advertisement provider identification code data to the consumer cache when the unique customer identification code data or the anonymous third party advertisement provider identification code data is not included in the consumer cache;

determine if the content webpage exists with at least one associated key lifestyle indicator data, the at least one key lifestyle indicator data including information indicative of the at least one characteristic of the user;

obtain a key lifestyle indicator data list associated with the content webpage when the content page exists with at least one key lifestyle indicator data;

append the key lifestyle indicator data list with the key lifestyle indicator data of the content webpage;

transmit the updated key lifestyle indicator data list to the consumer cache, the content delivery database including the media displayed on the content webpage; and

present media content on the content webpage based on the updated key lifestyle indicator data list.

18 . The system of claim 17 , wherein the at least one processor is further programmed to:

generate an anonymous third party advertisement provider identification code when the unique customer identification code data or the third party advertisement provider identification code data is unknown by a third party advertisement provider; and

transmit the anonymous third party advertisement provider identification code data to the consumer cache.

19 . The system of claim 17 , wherein the at least one processor is further programmed to:

log that the content webpage does not include at least one associated key lifestyle indicator data when the content webpage does not include the at least one associated key lifestyle indicator data.

20 . The system of claim 17 , wherein the at least one processor is further programmed to:

append the key lifestyle indicator data list automatically in real time.