IP Library Granted Patent US 12,400,225
Granted Patent B2
US 12,400,225 · App. 15/445,284 · Granted Aug 26, 2025

Systems and methods for beacon and cloud payments

Inventors: Brent Vance Zucker (Roswell, GA); Yehoshua Zvi Licht (Alpharetta, GA)
Assignee: NCR Voyix Corporation
G06Q20/40G06Q20/202G06Q20/3223G06Q20/3224G06Q20/327G06Q50/06
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Quick Facts
Patent No.
US 12,400,225
App. No.
15/445,284
Granted
Aug 26, 2025
Kind
B2
Abstract

Disclosed herein are systems and method comprising: transmitting, by a point-of-sale system, a beacon identifier receivable by a mobile device; and receiving, by the point-of-sale system and without interaction by a user of the mobile device, payment information associated with the user, the payment information authorizing payment for the product. Further disclosed are systems and methods comprising: receiving, at a mobile device, a beacon identifier from a point-of-sale system, the beacon identifier associated with a product; and transmitting, by the mobile device and without interaction by a user of the mobile device, payment information associated with the user, the payment information authorizing payment for the product.

Claims (19)

1. A method comprising:

transmitting, by a beacon associated with a point-of-sale system, a beacon identifier to a mobile device in proximity to the point-of-sale system, wherein the point-of-sale system is associated with a fuel pump;

receiving, by the point-of-sale system and without interaction by a user of the mobile device, payment information associated with the user, wherein the payment information authorizes a payment for a product wherein the payment information is received by the mobile device from an onboard computer of an automobile, via a first wireless connection, and wherein the mobile device sends the payment information to the point-of-sale system, via a second wireless connection, without the user interacting with the onboard computer or without interacting with the mobile device;

transmitting, by the point-of-sale system, a push notification to the mobile device, the push notification indicating an amount of the product purchased and indicating that a purchase is complete;

transmitting, by the point-of-sale system to the mobile device, an estimated time to complete a transaction associated with the payment for the product, the estimated time being a function of a flow rate of the fuel pump and the amount of fuel needed; and

transmitting, by the point-of-sale system, a notification to a clerk supervising the point-of-sale system and the mobile device, the notification indicating the transaction is complete, wherein the notification is presented on a display visible to the clerk.

2. The method of claim 1 , wherein the product is gasoline or diesel.

3. The method of claim 1 , wherein the mobile device is a smart phone, a smart watch, or a smart automobile.

4. The method of claim 1 , further comprising transmitting, by the point-of-sale system, a price of the product to the mobile device.

5. A system comprising:

a beacon;

a receiver;

a transmitter;

a processor in electrical communication with the beacon, the transmitter, and the receiver; and

a memory that stores instructions that, when executed by the processor, cause the processor to perform operations comprising:

transmitting, via the beacon, a beacon identifier receivable to a mobile device in proximity to a point-of-sale system associated with the system, wherein the point-of-sale system is associated with a fuel pump,

receiving, via the receiver and without interaction by a user of the mobile device, payment information associated with the user, wherein the payment information authorizes a payment for a product, wherein the product being an amount of fuel needed determined by an onboard computer of an automobile and communicated by the onboard computer, via a first wireless connection, to the mobile device and from the mobile device communicated, via a second wireless connection, to the point-of-sale system without the user interacting with the onboard computer or without the user interacting with the mobile device;

transmitting a push notification to the mobile device, the push notification indicating an amount of the product purchased and indicating that a purchase is complete; and

transmitting, by the transmitter, a notification to a clerk supervising the point-of-sale system and the mobile device, the notification indicating a transaction is complete, wherein the notification is presented on a display visible to the clerk.

Assignments (5)
CHANGE OF NAME Recorded Nov 9, 2023
From: NCR CORPORATION
To: NCR VOYIX CORPORATION
Reel/Frame 065532/0893 →
SECURITY INTEREST Recorded Oct 25, 2023
From: NCR VOYIX CORPORATION
To: BANK OF AMERICA, N.A., AS ADMINISTRATIVE AGENT
Reel/Frame 065346/0168 →
CORRECTIVE ASSIGNMENT TO CORRECT THE PROPERTY NUMBERS SECTION TO REMOVE PATENT APPLICATION: 15000000 PREVIOUSLY RECORDED AT REEL: 050874 FRAME: 0063. ASSIGNOR(S) HEREBY CONFIRMS THE SECURITY INTEREST. Recorded Apr 12, 2021
From: NCR CORPORATION
To: JPMORGAN CHASE BANK, N.A., AS ADMINISTRATIVE AGENT
Reel/Frame 057047/0161 →
SECURITY INTEREST Recorded Oct 29, 2019
From: NCR CORPORATION
To: JPMORGAN CHASE BANK, N.A., AS ADMINISTRATIVE AGENT
Reel/Frame 050874/0063 →
ASSIGNMENT OF ASSIGNOR'S INTEREST Recorded May 8, 2017
From: ZUCKER, BRENT VANCE; LICHT, YEHOSHUA ZVI
To: NCR CORPORATION
Reel/Frame 042278/0304 →