Digital wallet notification systems and methods
A method includes receiving by a processor a prescription drug claim transaction data from a claims processor over a data communications network, analyzing the prescription drug claim transaction data by the processor, identifying by the processor from the prescription drug claim transaction data an entity selected from the group consisting of: prescribing doctor and dispensing pharmacy, determining by the processor a location of the entity, and generating by the processor a token for the digital wallet of the user device, the token includes rules for displaying a message in the user device when the user device passes to within a threshold distance of the location of the entity as detected by a location sensor of the user device. The rules cause display of the message in the user device when the user device passes to within a threshold distance of the location of the entity as detected by a location sensor of the user device.
1. A system for generation of an updated digital wallet token, comprising:
a digital wallet stored on non-transitory, computer-readable memory of a user device, the digital wallet configured to store a digital wallet token, the user device including a location sensor;
a pharmacy gateway comprising a first network device including at least one processor and configured to receive prescription drug claims data upon a request of fulfillment of a prescription;
a claims processor comprising a second network device and communicatively connected to the pharmacy gateway via a network, wherein the claims processor obtains the prescription drug claims data from the pharmacy gateway and is configured to adjudicate the prescription drug claims data to determine benefit coverage corresponding to the purchase of the prescription drug; and
a program processor comprising a third network device and communicatively connected to the user device via the network, wherein the program processor is configured to:
obtain the prescription drug claims data from the pharmacy gateway via the network, wherein the prescription drug claims data includes details of a transaction for purchase of a prescription drug and an identity of at least one of a prescribing doctor or a dispensing pharmacy,
parse the prescription drug claims data to identify an entity being one of the prescribing doctor or the dispensing pharmacy as included in the details of the transaction,
determine a location of the entity by performing a looking up for location information of the prescribing doctor or the dispensing pharmacy in a database via the network,
generate the updated digital wallet token, wherein the updated digital wallet token includes one or more rules configured to cause display of a message on a display screen of the user device when the location sensor detects that the user device passed to within a threshold distance of the location of the entity, wherein the message corresponds to the prescription drug purchase at least due to the location of the entity triggering display of the message being derived from the prescription drug claims data, and
transmit the updated digital wallet token to the digital wallet of the user device,
wherein, in response to detection by the location sensor of the user device that the user device is within a threshold distance of the location of the entity, executing, by a processor of the user device, the one or more rules of the updated digital wallet token thereby causing rendering of the message on the display screen.
2. The system of claim 1 wherein the pharmacy gateway determines the prescription drug claims data for the purchase of the prescription drug based on the digital wallet token of the user device.
3. The system of claim 1 , wherein determining the location of the entity includes determining longitude and latitude coordinates of the entity.
4. The system of claim 1 , wherein the message rendered on the display screen of the user device includes one or more of a coupon or an advertisement.
5. A method for generating of an updated digital wallet token, comprising:
obtaining, by a pharmacy gateway, prescription drug claims data upon a request of fulfillment of a prescription, wherein the pharmacy gateway comprises a first network device including at least one processor;
obtaining, by a claims processor, the prescription drug claims data from the pharmacy gateway and is configured to adjudicate the prescription drug claims data to determine benefit coverage corresponding to the purchase of the prescription drug, wherein the claims processor comprises a second network device and is communicatively connected to the pharmacy gateway via a network;
obtaining, by a program processor, the prescription drug claims data from a pharmacy gateway via the network, wherein the prescription drug claims data includes details of a transaction for purchase of a prescription drug and an identity of at least one of a prescribing doctor or a dispensing pharmacy, wherein the program processor comprises a third network device, and wherein a first digital wallet is stored in a digital wallet that is stored on non-transitory, computer-readable memory of a user device, the user device including a location sensor;
parsing, by the program processor, the prescription drug claims data to identify a prescribing doctor or a dispensing pharmacy associated with the prescription drug claims data as included in the details of the transaction;
determining, by the program processor, a location of the prescribing doctor or the dispensing pharmacy by performing a looking up for location information of the prescribing doctor or the dispensing pharmacy in a database via the network;
generating an updated digital wallet, wherein the updated digital wallet token includes one or more rules configured to cause display of a message on a display screen of the user device when the location sensor detects that the user device passed to within a threshold distance of the location of the entity, wherein the message corresponds to the prescription drug purchase at least due to the location of the entity triggering display of the message being derived from the prescription drug claims data;
transmitting the updated digital wallet token to the digital wallet of the user device; and
in response to detection by the location sensor of the user device that the user device is within a threshold distance of the location of the entity, executing, by a processor of the user device, the one or more rules of the updated digital wallet token thereby causing rendering of the message on the display screen.
6. The method of claim 5 , further comprising:
determining, by the pharmacy gateway, the prescription drug claims data for the purchase of the prescription drug based on the digital wallet token of the user device, wherein the pharmacy gateway is communicatively connected to a claims processor.
7. The method of claim 6 , further comprising:
obtaining, by the claims processor, the prescription drug claims data and adjudicating the prescription drug claims data to determine benefit coverage corresponding to the purchase of the prescription drug.
8. The method of claim 5 , wherein determining the location of the entity includes determining longitude and latitude coordinates of the entity.
9. The method of claim 5 , wherein the message rendered on the display screen of the user device includes one or more of a coupon or an advertisement.