IP Library Granted Patent US 11,276,062
Granted Patent B1
US 11,276,062 · App. 15/485,983 · Granted Mar 15, 2022

Augmented reality security applications

Inventors: Harlen Bayha (San Diego, CA); Jennifer Stacey Borchardt (San Francisco, CA); Adam Clifford Christensen (Moraga, CA); Charles Cowell (Dublin, CA); Eduardo DeLa Torre (Oakland, CA); Kourtney Eidam (Marietta, GA); Darren M. Goetz (Salinas, CA); Eric David Greene (Piedmont, CA); Robert Glenn Hamchuk (San Jose, CA); Miranda C. Hill (Seattle, WA); Pey-Ning Huang (San Francisco, CA); Richard Harrison Luttrell, Jr. (Huntersville, NC); Orsolya Oldroyd (Walnut Creek, CA); Paul Vittimberga (Oakland, CA); Dominik Vltavsky (Belmont, CA)
Assignee: Wells Fargo Bank, N.A.
G06Q20/4014G06K9/00892G06Q20/1085G06T11/60G07F19/202G07F19/203G06F3/0482
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Quick Facts
Patent No.
US 11,276,062
App. No.
15/485,983
Granted
Mar 15, 2022
Kind
B1
Abstract

A method implemented on an augmented reality electronic device includes establishing a wireless connection with an automated teller machine (ATM). The AR electronic device is used to authenticate a user of the AR electronic device at the ATM. An initiation is permitted of a financial transaction through user interface functionality for the ATM that is displayed on the AR electronic device. Financial information for the financial transaction is displayed on a display screen of the AR electronic device, instead of displaying the financial information at the ATM.

Claims (20)

1. A method implemented on an augmented reality (AR) electronic device, the method comprising:

at the AR electronic device, establishing a wireless connection with an automated teller machine (ATM), wherein a graphical user interface of the ATM is blank so all financial information associated with a financial transaction with the ATM is only displayed on the AR electronic device;

using the AR electronic device, authenticating a user of the AR electronic device to access the ATM from a location different than where the ATM is located;

permitting initiation of the financial transaction through user interface functionality for the ATM that is only displayed on the AR electronic device;

sending the financial transaction from the AR electronic device to a server computer;

queuing the financial transaction at the server computer associated with the ATM until the ATM becomes available to the user of the AR electronic device;

when the ATM becomes available to the user of the AR electronic device, executing the financial transaction;

receiving at the AR electronic device, financial information for the financial transaction from the server computer; and

displaying the financial information for the financial transaction only on a display screen of the AR electronic device, instead of displaying the financial information at the ATM.

2. The method of claim 1 , further comprising:

as a result of initiating the financial transaction at the ATM, receiving further financial information from the ATM related to the financial transaction; and

displaying the further financial information on the display screen of the AR electronic device.

3. The method of claim 1 , further comprising selecting aspects of the financial transaction from a menu on a user interface of the AR electronic device.

4. The method of claim 1 , wherein, before initiating the financial transaction, further comprising, displaying budgeting information for the user on the display screen of the AR electronic device.

5. The method of claim 4 , wherein the budgeting information indicates an impact of the financial transaction on a budget of the user.

6. The method of claim 1 , further comprising displaying on the AR electronic device a warning to the user when the financial transaction is in conflict with financial goals of the user.

7. The method of claim 1 , further comprising:

completing a cash transaction at the ATM; and

after the cash transaction is completed, displaying updated budgeting information to the user on the AR electronic device, the updated budgeting information taking into account the cash transaction.

8. The method of claim 1 , further comprising pre-authorizing the user for the ATM before the user comes within a predetermined distance of the ATM.

Assignments (2)
STATEMENT OF CHANGE OF ADDRESS OF ASSIGNEE Recorded Jun 17, 2025
From: WELLS FARGO BANK, N.A.
To: WELLS FARGO BANK, N.A.
Reel/Frame 071657/0316 →
ASSIGNMENT OF ASSIGNOR'S INTEREST Recorded Sep 25, 2020
From: BAYHA, HARLEN; BORCHARDT, JENNIFER STACEY; CHRISTENSEN, ADAM CLIFFORD; COWELL, CHARLES; DELA TORRE, EDUARDO; EIDAM, KOURTNEY; GOETZ, DARREN M.; GREENE, ERIC DAVID; HAMCHUK, ROBERT GLENN; HILL, MIRANDA C.; HUANG, PEY-NING; LUTTRELL, RICHARD HARRISON, JR.; OLDROYD, ORSOLYA; VITTIMBERGA, PAUL; VLTAVSKY, DOMINIK
To: WELLS FARGO BANK, N.A.
Reel/Frame 053889/0779 →
Continuity (1)
Continuation In Part 14151974 · Jan 10, 2014