IP Library Granted Patent US 10,825,002
Granted Patent B2
US 10,825,002 · App. 15/486,757 · Granted Nov 3, 2020

Videoconferencing with a customer device

Inventor: W. Edward Crooks (Copley, OH)
Assignee: Diebold Nixdorf, Incorporated
G06Q20/1085G06K19/06037G06Q20/18G06Q20/3276G06Q30/016G06Q40/02G07F19/202G07F19/203G07F19/206G07F19/211H04B5/0031H04W4/80H04W76/14H04W84/12
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Quick Facts
Patent No.
US 10,825,002
App. No.
15/486,757
Granted
Nov 3, 2020
Kind
B2
Abstract

In an example embodiment, there is described herein an automated banking machine with a user interface that enables a customer perform a financial transaction. The automated banking machine also comprises a first interface for communicating with a remote service provide and a second interface that can communicate with a customer service device. Upon receiving an input from the customer requesting assistance, the automated banking machine establishes a communication link between the remote service provider and the customer device. The communication link enables audio, video, or a combination of audio and video data to be sent between the customer device and the remote service provider.

Claims (45)

1. An apparatus, comprising:

a user interface;

a transaction function device;

a first interface coupled with a first network providing communications with a remote service provider;

a second interface operable to communicate with a mobile device; and

a controller coupled with the user interface, the transaction function device, the first interface, and the second interface, the controller is operable to perform financial transactions employing the transaction function device based on data obtained via the user interface;

wherein responsive to an input received via the user interface, the controller is operable to establish a wireless communication link between the mobile device via the second interface and the remote service provider via the first interface; and

wherein the wireless communication link allows a customer to employ the mobile device to communicate via the wireless communication link with a remote service provider while the customer is conducting a financial transaction.

2. The apparatus set forth in claim 1 , wherein the wireless communication link provides audio and video data between the mobile device and the remote service provider.

3. The apparatus set forth in claim 2 , wherein the controller is operable to provide data representative of an interface for performing the financial transaction to the mobile device, and not displaying transactional data on the user interface.

4. The apparatus set forth in claim 2 , wherein the controller is operable to provide an interface for performing the financial transaction on the user interface.

5. The apparatus set forth in claim 1 , wherein the transaction function device is selected from a group consisting of a cash dispenser, a cash acceptor, a check acceptor, and a cash recycler.

6. The apparatus set forth in claim 1 , wherein the user interface comprises an input device selected from a group consisting of a card reader, a keypad, a wireless receiver, an optical scanner, and a touch screen input.

7. The apparatus set forth in claim 1 , wherein the user interface comprises an output device selected from a group consisting of a video display, a receipt printer, an audio output, and a wireless transmitter.

8. The apparatus set forth in claim 1 , wherein the second interface employs one of a group consisting of BLUETOOTH and WIFI for communicating with the mobile device.

9. An apparatus, comprising:

a user interface;

a transaction function device;

a first interface coupled with a first network providing communications with a remote service provider;

a second interface operable to communicate with a mobile device; and

a controller coupled with the user interface, the transaction function device, the first interface, and the second interface, the controller is operable to perform financial transactions employing the transaction function device based on data obtained via the user interface, and the controller is operable to provide a visual indicia that comprises a quick response code on the user interface to enable the mobile device to establish a communication link between the mobile device and the controller;

wherein responsive to an input received via the user interface that comprises data from the quick response code, the controller is operable to establish a wireless communication link between the mobile device via the second interface and the remote service provider via the first interface; and

wherein the wireless communication link allows a customer to employ the mobile device to wirelessly communicate via the wireless communication link with a remote service provider while the customer is conducting a financial transaction.

10. The apparatus set forth in claim 9 , wherein the wireless communication link provides audio and video data between the mobile device and the remote service provider.

11. The apparatus set forth in claim 9 , wherein the controller is operable to provide data representative of an interface for performing the financial transaction to the mobile device, and not displaying transactional data on the user interface.

12. The apparatus set forth in claim 9 , wherein the second interface employs one of a group consisting of BLUETOOTH and WIFI for communicating with the mobile device.

13. The apparatus set forth in claim 9 , wherein the transaction function device is selected from a group consisting of a cash dispenser, a cash acceptor, a check acceptor, and a cash recycler;

wherein the user interface comprises an input device selected from a group consisting of a card reader, a keypad, a wireless receiver, an optical scanner, and a touch screen input; and

wherein the user interface comprises an output device selected from a group consisting of a video display, a receipt printer, an audio output, and a wireless transmitter.

14. The apparatus set forth in claim 9 , wherein the controller is operable to provide keying information in the quick response code presented to the mobile device to establish the communication link between the mobile device and the second interface.

15. An apparatus, comprising:

a user interface that comprises a near field communication transceiver;

a transaction function device;

a first interface coupled with a first network providing communications with a remote service provider;

a second interface operable to communicate with a mobile device; and

a controller coupled with the user interface, the transaction function device, the first interface, and the second interface, the controller is operable to perform financial transactions employing the transaction function device based on data obtained via the user interface;

wherein responsive to an input received via the user interface, the controller is operable employ the near field communication transceiver to establish a wireless communication link between the mobile device via the second interface and the remote service provider via the first interface; and

wherein the wireless communication link allows a customer to employ the mobile device to communicate via the wireless communication link with a remote service provider while the customer is conducting a financial transaction.

16. The apparatus set forth in claim 15 , wherein the controller is operable to send keying information to the mobile service device for via the near field communication transceiver to establish the communication link between the mobile device and the second interface.

17. The apparatus set forth in claim 15 , wherein the second interface employs one of a group consisting of BLUETOOTH and WIFI for communicating with the mobile device.

18. The apparatus set forth in claim 15 , wherein the wireless communication link provides audio and video data between the mobile device and the remote service provider.

19. The apparatus set forth in claim 15 , wherein the controller is operable to provide data representative of an interface for performing the financial transaction to the mobile device, and not displaying transactional data on the user interface.

20. The apparatus set forth in claim 15 , wherein the transaction function device is selected from a group consisting of a cash dispenser, a cash acceptor, a check acceptor, and a cash recycler;

wherein the user interface comprises an input device selected from a group consisting of a card reader, a keypad, a wireless receiver, an optical scanner, and a touch screen input; and

wherein the user interface comprises an output device selected from a group consisting of a video display, a receipt printer, an audio output, and a wireless transmitter.

Assignments (22)
TERMINATION AND RELEASE OF SECURITY INTEREST IN PATENTS RECORDED AT R/F 066545/0078 Recorded Dec 19, 2024
From: GLAS AMERICAS LLC, AS COLLATERAL AGENT
To: DIEBOLD NIXDORF, INCORPORATED
Reel/Frame 069743/0001 →
TERMINATION AND RELEASE OF PATENT SECURITY AGREEMENT RECORDED AT R/F 066599/0767 Recorded Dec 19, 2024
From: PNC BANK, NATIONAL ASSOCIATION, AS AGENT
To: DIEBOLD SELF-SERVICE SYSTEMS; DIEBOLD NIXDORF, INCORPORATED
Reel/Frame 069743/0497 →
SECURITY INTEREST Recorded Dec 18, 2024
From: DIEBOLD NIXDORF, INCORPORATED
To: REGIONS BANK, AS COLLATERAL AGENT
Reel/Frame 069738/0001 →
SECURITY INTEREST Recorded Dec 18, 2024
From: DIEBOLD NIXDORF, INCORPORATED
To: GOLDMAN SACHS BANK USA, AS COLLATERAL AGENT
Reel/Frame 069740/0014 →
SECURITY INTEREST Recorded Feb 14, 2024
From: DIEBOLD NIXDORF, INCORPORATED; DIEBOLD SELF-SERVICE SYSTEMS
To: PNC BANK, NATIONAL ASSOCIATION
Reel/Frame 066599/0767 →
SECURITY INTEREST Recorded Feb 9, 2024
From: DIEBOLD NIXDORF, INCORPORATED
To: GLAS AMERICAS LLC, AS COLLATERAL AGENT
Reel/Frame 066545/0078 →
TERMINATION AND RELEASE OF SECURITY INTEREST IN PATENTS (NEW TERM LOAN REEL/FRAME 062299/0717) Recorded Aug 18, 2023
From: GLAS AMERICAS LLC, AS COLLATERAL AGENT
To: DIEBOLD NIXDORF, INCORPORATED
Reel/Frame 064642/0288 →
TERMINATION AND RELEASE OF SECURITY INTEREST IN PATENTS (2025 EUR NOTES REEL/FRAME 053271/0067) Recorded Aug 18, 2023
From: GLAS AMERICAS LLC, AS COLLATERAL AGENT
To: DIEBOLD NIXDORF, INCORPORATED
Reel/Frame 064641/0836 →
TERMINATION AND RELEASE OF SECURITY INTEREST IN PATENTS (2025 USD NOTES REEL/FRAME 053270/0783) Recorded Aug 18, 2023
From: GLAS AMERICAS LLC, AS COLLATERAL AGENT
To: DIEBOLD NIXDORF, INCORPORATED
Reel/Frame 064642/0001 →
TERMINATION AND RELEASE OF SECURITY INTEREST IN PATENTS (2026 NOTES REEL/FRAME 062299/0794) Recorded Aug 18, 2023
From: GLAS AMERICAS LLC, AS COLLATERAL AGENT
To: DIEBOLD NIXDORF, INCORPORATED
Reel/Frame 064642/0202 →
TERMINATION AND RELEASE OF SECURITY INTEREST IN PATENTS (R/F 062299/0618) Recorded Jun 16, 2023
From: GLAS AMERICAS LLC
To: DIEBOLD NIXDORF, INCORPORATED
Reel/Frame 064008/0852 →
TERMINATION AND RELEASE OF SECURITY INTEREST IN PATENTS Recorded Jun 7, 2023
From: JPMORGAN CHASE BANK, N.A.
To: DIEBOLD NIXDORF, INCORPORATED
Reel/Frame 064021/0405 →
RELEASE OF SECURITY INTEREST IN PATENTS INTELLECTUAL PROPERTY Recorded Jan 10, 2023
From: JPMORGAN CHASE BANK, N.A., AS AGENT
To: DIEBOLD NIXDORF, INCORPORATED (F/K/A DIEBOLD, INCORPORATED); DIEBOLD SELF-SERVICE SYSTEMS
Reel/Frame 062338/0429 →
NOTICE OF SUCCESSOR AGENT AND ASSIGNMENT OF SECURITY INTEREST (INTELLECTUAL PROPERTY) - USD NOTES Recorded Jan 6, 2023
From: U.S. BANK NATIONAL ASSOCIATION, AS THE RESIGNING AGENT; DIEBOLD NIXDORF, INCORPORATED, AS GRANTOR; DIEBOLD SELF-SERVICE SYSTEMS, AS GRANTOR
To: GLAS AMERICAS LLC, AS THE SUCCESSOR AGENT
Reel/Frame 062308/0499 →
NOTICE OF SUCCESSOR AGENT AND ASSIGNMENT OF SECURITY INTEREST (INTELLECTUAL PROPERTY) - EUR NOTES Recorded Jan 6, 2023
From: U.S. BANK TRUSTEES LIMITED, AS RESIGNING AGENT; DIEBOLD NIXDORF, INCORPORATED, AS GRANTOR; DIEBOLD SELF-SERVICE SYSTEMS, AS GRANTOR
To: GLAS AMERICAS LLC, AS THE SUCCESSOR AGENT
Reel/Frame 062308/0587 →
PATENT SECURITY AGREEMENT - SUPERPRIORITY Recorded Jan 5, 2023
From: DIEBOLD NIXDORF, INCORPORATED
To: GLAS AMERICAS LLC, AS COLLATERAL AGENT
Reel/Frame 062299/0618 →
PATENT SECURITY AGREEMENT - TERM LOAN Recorded Jan 5, 2023
From: DIEBOLD NIXDORF, INCORPORATED
To: GLAS AMERICAS LLC, AS COLLATERAL AGENT
Reel/Frame 062299/0717 →
PATENT SECURITY AGREEMENT - 2026 NOTES Recorded Jan 5, 2023
From: DIEBOLD NIXDORF, INCORPORATED
To: GLAS AMERICAS LLC, AS COLLATERAL AGENT
Reel/Frame 062299/0794 →
SECURITY INTEREST (ABL) Recorded Dec 29, 2022
From: DIEBOLD NIXDORF, INCORPORATED
To: JPMORGAN CHASE BANK, N.A., AS COLLATERAL AGENT
Reel/Frame 062250/0387 →
SECURITY INTEREST (NOTES) Recorded Jul 21, 2020
From: DIEBOLD NIXDORF, INCORPORATED (F/K/A DIEBOLD, INCORPORATED); DIEBOLD SELF-SERVICE SYSTEMS
To: U.S. BANK NATIONAL ASSOCIATION, AS COLLATERAL AGENT
Reel/Frame 053270/0783 →
SECURITY INTEREST (SUPPLEMENT) Recorded Jul 21, 2020
From: DIEBOLD NIXDORF INCORPORATED (F/K/A DIEBOLD, INCORPORATED); DIEBOLD SELF-SERVICE SYSTEMS
To: JPMORGAN CHASE BANK, N.A,, AS ADMINISTRATIVE AGENT
Reel/Frame 053268/0908 →
SECURITY INTEREST (NOTES) Recorded Jul 21, 2020
From: DIEBOLD NIXDORF, INCORPORATED (F/K/A DIEBOLD, INCORPORATED); DIEBOLD SELF-SERVICE SYSTEMS
To: U.S. BANK TRUSTEES LIMITED
Reel/Frame 053271/0067 →