METHOD FOR ACTIVATING MULTI-FUNCTION DEVICE CARD

1 . A method for activating a multi-function device (MFD) card ( 100 ) by a personal electronic device ( 300 ) comprising:

switching on a near-field communication (NFC) chip ( 310 ) of the personal electronic device ( 300 ) to enable the personal electronic device ( 300 ) to wirelessly connect to the MFD card ( 100 ) via a NFC network ( 200 ′);

searching with the personal electronic device ( 300 ) in the NFC network ( 200 ′) for the MFD card ( 100 ) within a communicable range of the personal electronic device ( 300 ) by transmitting NFC signal from the personal electronic device to the MFD card to enable electromagnetic induction in a NFC antenna ( 14 a ) of the MFD card ( 100 );

launching on the personal electronic device ( 300 ) a preloaded application for initiating MFD card ( 100 ) activation if the MFD card ( 100 ) is discovered via the NFC network ( 200 ′);

connecting the personal electronic device ( 300 ) to the MFD card ( 100 ) by a wireless personal area network (WPAN) using a WPAN antenna ( 13 a ) and WPAN chip ( 13 ) of the MFD card ( 100 ) upon launching the preloaded application for initiating MFD card ( 100 ) activation on the personal electronic device ( 300 );

mutually authenticating the MFD card ( 100 ) and the personal electronic device ( 300 ) through the WPAN by a predetermined method by the application; and

when the MFD card ( 100 ) is authenticated, completing activation of the MFD card ( 100 ) for use.

2 . The method of claim 1 , wherein the WPAN connection is a Bluetooth Low Energy (BLE) connection enabled by a BLE antenna ( 13 a ) and a BLE chip ( 13 ) of the MFD card ( 100 ) and corresponding BLE antenna and BLE chip of the personal electronic device ( 300 ).

3 . The method of claim 1 further comprising:

after discovering the MFD card ( 100 ) within NFC range, determining by the personal electronic device ( 300 ) whether the discovered MFD card ( 100 ) includes one or a plurality of designated applets, wherein each applet corresponds to a function of the MFD card ( 100 );

displaying on a display screen ( 380 ) of the personal electronic device ( 300 ) a list of applets available for the MFD card ( 100 );

inputting a selection by a user into an input unit ( 370 ); and

launching on the personal electronic device ( 300 ) the applet selected by the user.

4 . The method of claim 1 further comprising registering the MFD card ( 100 ) in a computer readable memory medium of the personal electronic device ( 300 ).

5 . The method of claim 4 , wherein registering the MFD card ( 100 ) comprises:

receiving a request by a user from an input unit ( 370 ) of the personal electronic device ( 300 );

enabling a WPAN communication of the personal electronic device ( 300 ) and searching for the MFD card ( 100 ) within a communicable range;

if no MFD card ( 100 ) is discovered by the personal electronic device ( 300 ), performing a second search by WPAN communication;

if no MFD card ( 100 ) is discovered after the second search by the personal electronic device ( 300 ), terminating the card search;

wireless connecting by the personal electronic device ( 300 ) to the MFD card ( 100 ) via WPAN communication by emitting WPAN signal to enable electromagnetic induction in a WPAN antenna ( 13 a ) of the discovered MFD card ( 100 );

displaying on a display screen ( 380 ) of the personal electronic device ( 300 ) a name for the discovered MFD card ( 100 );

displaying on the display screen ( 380 ) a password input window; and

authenticating by the personal electronic device ( 300 ) a password input by the user.

6 . The method of claim 5 further comprising;

registering optional MFD card settings having the steps of:

displaying on the display screen ( 380 ) an input window to register additional settings;

receiving input from a user to select a username;

displaying on the display screen ( 380 ) an input window to set username; and

receiving input from the user.

7 . The method of claim 5 further comprising:

registering optional MFD card settings having the steps of:

displaying on the display screen ( 380 ) an input window to register additional settings;

receiving input from a user to select a card skin type;

displaying on the display screen ( 380 ) an input window to set card skin type; and

receiving input from the user.

8 . The method of claim 5 further comprising:

registering optional MFD card settings having the steps of:

displaying on the display screen ( 380 ) an input window to register additional settings;

receiving input from a user to select an additional unlock method;

displaying on the display screen ( 380 ) an input window to set an additional unlock method; and

receiving input from the user.

9 . The method of claim 5 further comprising:

if no MFD cards are registered on the personal electronic device ( 300 ), registering the detected MFD card ( 100 );

if multiple MFD cards are registered, displaying registered MFD cards and,

after displaying registered MFD cards, requesting input from the user to register the MFD card ( 100 ) detected by NFC.

before a request by a user is received, displaying on the display screen ( 380 ) an input window for selecting whether to add a new MFD card ( 100 ) and

receiving a selection fay the user from the input unit ( 370 ).

10 . The method of claim 4 further comprising:

pre-loading an applet for the registered MFD card ( 100 ) by the personal electronic device ( 300 ),

wherein pre-loading an applet comprises displaying a card applet list on a display screen ( 380 ) and receiving a selection of an applet to be pre-loaded from the user.

11 . The method of claim 1 , wherein mutually authenticating the MDF card ( 100 ) and the personal electronic device ( 300 ) comprises:

requesting card information stored, in a financial chip ( 14 ) of the MFD card ( 100 ) by the personal electronic device ( 300 );

determining by the personal electronic device ( 300 ) whether card information of the MFD card ( 100 ) matches corresponding card information stored in a computer readable memory medium of the personal electronic device ( 300 );

displaying on a display screen ( 380 ) an error message if the requested card information does not match the card information stored in the personal electronic device ( 300 );

displaying on the display screen ( 380 ) an additional authentication input window if the requested card information matches the card information stored in the personal electronic device ( 300 );

inputting additional authentication information by the user into an input unit ( 370 );

determining by the personal electronic device ( 300 ) whether the additional authentication information matches authentication information stored in the computer readable memory medium of the personal electronic device ( 300 );

displaying on the display screen ( 380 ) a second error message if the additional authentication information does not match; and

completing the authentication if the additional authentication information matches by the personal electronic device ( 300 ).

12 . The method of claim 1 further comprising:

changing a setting for activating the MFD card ( 100 ).

13 . The method of claim 12 , wherein changing a setting comprises:

displaying setting selections on a display screen of the personal electronic device ( 300 );

receiving a selection by a user from the input unit ( 370 ); and

performing the setting change by the main control unit ( 360 ).