Method for supplying data on a payment transaction, corresponding device and program
View Patent ↗The invention concerns a method for supplying data relating to a payment transaction to a communications terminal. A payment device capable of carrying out a payment transaction with said communications terminal, according to at least two distinct payment transaction modes, generates (E 21 ) a first signal relating to a first payment transaction mode, said first signal comprising at least one piece of information making it possible to set up the payment transaction via a first communications channel, and sends (E 23 ) said first signal, via said first communications terminal. Then, the payment device generates (E 22 ) at least one second signal relating to a second payment transaction mode, said second signal comprising at least one piece of information making it possible to set up the payment transaction via a second communications channel, and sends (E 24 ) the second signal, simultaneously with the sending of the first signal.
1. Method for supplying data relating to a payment transaction, to a communications terminal, implemented by a payment device capable of carrying out a payment transaction with said communications terminal, according to at least two distinct payment transaction modes, including a Near Field Communication (NFC) contactless payment technology and a Quick Response (QR) code payment technology, the method comprising:
generating a first NFC signal relating to a first payment transaction mode, said first NFC signal comprising at least one piece of information making it possible to set up the payment transaction with said communications terminal via a first communications channel,
sending the first NFC signal, via said first communications channel,
generating a second signal relating to a second payment transaction mode, said second signal being a 2D visual code corresponding to said QR code payment technology and comprising at least one piece of information making it possible to set up the payment transaction with said communications terminal via a second communications channel, said second signal comprising a piece of information representing the sending of said first signal,
displaying said 2D visual code on a screen of the payment device simultaneously with the sending of the first signal, and
completing the payment transaction in response to a selection of one of the first and second signals by the communications terminal.
2. Method for supplying according to claim 1 , further comprising a step for receiving a response signal via the first or second communications channel.