Redemption network with transaction sequencer
A transaction sequencer that comprises a processor, a non-transitory memory, and an application stored in the non-transitory memory. The application receives a message comprising information about a first purchase item, wherein the message was created by a point-of-sale after a filtering step that assured that the first purchase item is associated with a master approved item list, searches a plurality of different approved product lists using the information about the first item, wherein the plurality of different approved product lists comprise a first approved product list and a second approved product list, creates a first transaction based on finding the first item in the first approved product list, transmits the first transaction to a first transaction processing system, receives a first response from the first transaction processing system, bundles the first response in a unified response, and transmits the unified response.
1. A transaction sequencing and approved product list management system comprising:
a plurality of third party point-of-sale terminals, wherein each of the plurality of third party point-of-sale terminals comprise a tagged product list, wherein the tagged product list comprises all available products for purchase via the plurality of third party point-of-sale terminals;
a transaction sequencer, the transaction sequencer comprising a central processor unit,
a non-transitory memory, and an application stored in the non-transitory memory that,
when executed by the central processor unit:
builds a first master approved product list that identifies all products identified in a plurality of approved product lists,
transmits the first master approved product list to a first point-of-sale terminal and to a second point-of-sale terminal, wherein the first point-of-sale terminal and the second point-of-sale terminal are check-out clerk operated,
builds a second master approved product list based on a change in one approved product list of the plurality of approved product lists,
transmits the second master approved product list to the first point-of-sale terminal and to the second point-of-sale terminal; and
transmits the change in the one of the approved product lists to the transaction sequencer, wherein the transaction sequencer receives transaction requests from the first and second point-of-sale terminals which have been filtered by the first and second point-of-sale terminals to remove any tagged product list products which do not comprise the plurality of approved product lists, determines what payment tenders will be used for which purchase items comprising the plurality of approved product lists, and transmits transaction responses to the first and second point-of-sale terminals.
2. The transaction sequencing and approved product list management system of claim 1 , wherein the plurality of approved product lists comprise at least one of a food stamp approved product list, a flexible spending account (FSA) approved product list, a wellness program approved product list, or a women, infants, and children (WIC) approved product list.
3. The transaction sequencing and approved product list management system of claim 1 , wherein the first point-of-sale terminal is associated with a first business, wherein the second point-of-sale terminal is associated with a second business, and wherein the first business is different from the second business.
4. The transaction sequencing and approved product list management system of claim 1 , wherein the application is designed to exclude duplicate products entries from the master approved product lists.
5. The transaction sequencing and approved product list management system of claim 1 , wherein the plurality of third party of terminals is from a plurality of merchants.