Systems and methods for facilitating closing of a check
Various methods are described for facilitating closing and payment of a check. One example method may comprise performing an action with a mobile device proximate a physical location associated with the check. The method may further comprise receiving in response a location identifier associated with the physical location. Additionally, the method may comprise determining the check to be closed based at least in part on the location identifier. Another example method may comprise performing an action with a mobile device proximate a folio device. The method may further comprise receiving in response a folio device identifier associated with the folio device. Additionally, the method may comprise providing for transmission of the check information to the folio device based at least in part on the folio device identifier. Similar and related methods, apparatuses, and computer program products are also provided.
1. A transaction method comprising:
performing, by a portable device of a provider of an item, an action proximate a tag at a physical location associated with a customer, wherein the portable device is coupled to a transaction system;
wirelessly receiving, by the portable device and in response to the action, a unique location identifier associated with the physical location from the tag;
opening, by the portable device and in a memory of the transaction system, a check listing the item and associating the check with the customer and the unique location identifier;
performing, by the portable device, the action a second time proximate the tag;
wirelessly receiving, by the portable device and in response to the action the second time, the unique location Identifier associated with the physical location from the tag;
identifying, automatically by the portable device and from the memory of the transaction system, the check based at least in part on the received unique location identifier;
closing, by the portable device, the check in the transaction system; and
wirelessly transmitting, by the portable device, the check from the portable device to a second portable device configured to receive payment data for payment of the check.
2. The transaction method of claim 1 , wherein the action comprises tapping or scanning the tag.
3. The transaction method of claim 2 , wherein the tag comprises a radio interface device or a scanable bar code.
4. The transaction method of claim 2 , wherein tapping the tag results in initiating a short range communication with the tag at an instance in which the portable device is sufficiently proximate the tag to communicate.
5. A transaction system comprising:
a mobile device configured to receive payment data;
a transaction system with a first memory; and
a portable device of a provider of an item, the portable device including:
a processor, and
a second memory that stores instructions executable by the processor to perform data processing activities comprising:
performing an action proximate a tag at a physical location associated with a customer, wherein the portable device is coupled to the transaction system;
wirelessly receiving, in response to the action, a unique location identifier associated with the physical location from the tag;
opening, in the first memory of the transaction system, a check listing the item and associating the check with the customer and the unique location identifier;
performing the action a second time proximate the tag;
wirelessly receiving, in response to the action the second time, the unique location Identifier associated with the physical location from the tag;
identifying, automatically and from the first memory of the transaction system, the check based at least in part on the received unique location identifier;
closing the check in the transaction system; and
wirelessly transmitting the check from the portable device to the mobile device configured to receive payment data for payment of the check.
6. The transaction system of claim 5 , wherein the action comprises tapping or scanning the tag.
7. The transaction system of claim 6 , wherein the tag comprises a radio interface device or a scanable bar code.
8. The transaction system of claim 6 , wherein tapping the tag results in initiating a short range communication with the tag at an instance in which the portable device is sufficiently proximate the tag to communicate.