IP Library Granted Patent US 9,892,456
Granted Patent B1
US 9,892,456 · App. 15/653,695 · Granted Feb 13, 2018

Multi-sensory based notifications for financial planning

Inventors: Chris Kalaboukis (San Jose, CA); Ramanathan Ramanathan (Bellevue, WA)
Assignee: Wells Fargo Bank, N.A.
G06Q40/00G08B21/18H04W4/02
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Quick Facts
Patent No.
US 9,892,456
App. No.
15/653,695
Granted
Feb 13, 2018
Kind
B1
Abstract

Generating a sensory notification for a user of an electronic computing device includes receiving an indication at the electronic computing device that a trigger for an alert has occurred. The trigger is related to an occurrence of a trigger condition. The sensory notification associated with the trigger condition is identified. A determination is made as to whether the user is near the electronic computing device. When the indication is received that the trigger for the alert has occurred and when a determination is made that the user is near the electronic computing device, a scent corresponding to the sensory notification is caused to emanate from the electronic computing device.

Claims (35)

1. A method implemented on an electronic computing device for generating a sensory notification for a user of the electronic computing device, the method comprising:

identifying a trigger condition related to a financial health of the user for activating the sensory notification;

determining a proximity of the user to the electronic computing device; and

when a determination is made that the trigger condition related to the financial health of the user has occurred and when a determination is made that the user is at a close proximity to the electronic computing device, activating the sensory notification, the trigger condition causing a scent to emanate from the electronic computing device.

2. The method of claim 1 , wherein the trigger condition related to the financial health of the user is one of a bill payment alert, a stock price trigger, a stock trade trigger or a progress towards a financial goal.

3. The method of claim 1 , wherein the trigger condition related to the financial health of the user is a time-based condition.

4. The method of claim 3 , wherein the time-based condition corresponds to a specific calendar date and time and time of day.

5. The method of claim 1 , further comprising the trigger condition including a fitness-based condition.

6. The method of claim 5 , wherein the fitness-based condition comprises one or more of steps taken or distance walked.

7. The method of claim 1 , further comprising the trigger condition including a communications-based condition.

8. The method of claim 7 , wherein the communications-based condition comprises one or more of a reception of an email or a text message or a social media update.

9. The method of claim 1 , wherein the trigger condition is limited to a specific geographical location of an individual.

10. The method of claim 1 , wherein the sensory notification comprises a cartridge that is configured to dispense multiple scents.

11. The method of claim 10 , further comprising identifying multiple trigger conditions for activating multiple sensory notifications, each of the multiple sensory notifications corresponding to a different one of the multiple scents.

12. An electronic computing device configured to generate a sensory notification for a user of the electronic computing device comprising:

a memory;

a processing unit; and

a scent producing,

wherein, when the processing unit executes one or more instructions stored on the memory, the processing unit is configured to:

identify a trigger condition related to a financial health of the user for activating the sensory notification;

determine a proximity of the user to the electronic computing device; and

when a determination is made that the trigger condition relating to the financial health of the user has occurred and when a determination is made that the user is at close proximity to the electronic computing device, activate the sensory notification to cause a scent from the scent producing component to emanate from the electronic computing device.

13. The electronic computing device of claim 12 , wherein the sensory notification comprises the scent producing component producing a scent configured for the trigger condition.

14. The electronic computing device of claim 12 , wherein the scent producing component is an aerosol cartridge.

15. The electronic computing device of claim 12 , wherein the scent producing component is a sponge which is saturated with a liquid scent.

16. The electronic computing device of claim 12 , wherein activate the sensory notification comprises applying heat to the scent producing component.

17. The electronic computing device of claim 16 , wherein applying the heat causes a scent configured for the trigger condition to emanate from the scent producing component.

18. The electronic computing device of claim 12 , wherein the scent producing component and produce multiple scents and wherein the scent producing component can be configured to produce a specific scent for a specific trigger condition.

19. A computer-readable data storage memory comprising instructions that, when executed by a processing unit of an electronic computing device, cause the processing unit to:

identify a trigger condition for activating a sensory notification, the trigger condition being one of a financial condition based on a payment date, a purchase or sale of a financial instrument or progress towards a financial goal;

determine a proximity of a user of the electronic computing device; and

when a determination is made that the trigger condition has occurred and when a determination is made that the user is at close proximity to the electronic computing device, activate the sensory notification, comprising one of:

causing an aerosol cartridge to produce a scent associated with the trigger condition;

causing a sponge which is saturated with a liquid scent to produce the scent; or

applying heat to a scent producing component to produce the scent.

Assignments (2)
STATEMENT OF CHANGE OF ADDRESS OF ASSIGNEE Recorded Jun 17, 2025
From: WELLS FARGO BANK, N.A.
To: WELLS FARGO BANK, N.A.
Reel/Frame 071658/0990 →
ASSIGNMENT OF ASSIGNOR'S INTEREST Recorded Jul 19, 2017
From: KALABOUKIS, CHRIS; RAMANATHAN, RAMANATHAN
To: WELLS FARGO BANK, N.A.
Reel/Frame 043041/0131 →
Continuity (1)
Continuation 15194099 · Jun 27, 2016