IP Library Granted Patent US 11,023,754
Granted Patent B2
US 11,023,754 · App. 15/670,419 · Granted Jun 1, 2021

Systems and methods for high fidelity multi-modal out-of-band biometric authentication

Inventors: Eren Kursun (New York, NY); Gene Fernandez (Holmdel, NJ); Alex Berson (Dayton, NJ); Brian Goodman (Redding, CT)
Assignee: JPMORGAN CHASE BANK, N.A.
G06K9/00892
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Quick Facts
Patent No.
US 11,023,754
App. No.
15/670,419
Granted
Jun 1, 2021
Kind
B2
Abstract

Systems and methods for high fidelity multi-modal out-of-band biometric authentication are disclosed. According to one embodiment, a method for multi-mode biometric authentication may include (1) receiving, at a computer application executed by an electronic device, a first input from a first input device on the electronic device; (2) receiving, at the computer application, a second data from a second input device on the electronic device; (3) receiving, at the computer application, a third input from a third input device on the electronic device; and (4) communicating, by the computer application and to a server, the first input, the second input, and the third input. The first input, second input and third input may be received within a predetermined time period, such as five seconds.

Claims (22)

1. A method for biometric authentication comprising:

capturing, at an electronic device, a first image of an iris of a user;

identifying a first position of the iris in the first image;

selecting, by the electronic device, a movement direction for the user to move the user's eyes, wherein the movement direction comprises one of up, down, left, or right;

displaying, on a display of the electronic device, a textual instruction that instructs the user to look in the movement direction;

capturing, at the electronic device, a second image of the iris of the user;

identifying a second position of the iris in the second image;

verifying that the first image and the second image are live images by determining that the first position of the iris in the first image is different from the second position of the iris in the second image and that the second position differs from the first position by the movement direction; and

authenticating the user by comparing biometric data from one of the images to stored iris biometric data.

2. The method of claim 1 , wherein at least one of the first image and the second image is from a video.

3. The method of claim 1 , further comprising capturing a third image of a second iris of the user.

4. The method of claim 1 , further comprising:

detecting, using the at least one computer processor, if the user is wearing color contact lenses.

5. The method of claim 1 , further comprising:

capturing, at the electronic device, a third image comprising a side view of the iris;

verifying that a cornea in the second image of the iris is transparent; and

comparing biometric data from the third image of the cornea to stored cornea biometric data for the user.

6. The method of claim 1 , wherein the first image and the second image are captured with the electronic device at a single position.

7. The method of claim 1 , wherein the first image and the second image are captured within a predetermined amount of time.

8. The method of claim 1 , wherein the first image and the second image are captured within 2 seconds.

9. The method of claim 1 , wherein the second image is captured within a predetermined time of the instruction.

10. The method of claim 1 , wherein the second image is captured within 2 seconds of the instruction.

Assignments (2)
ASSIGNMENT OF ASSIGNOR'S INTEREST Recorded Aug 7, 2017
From: KURSUN, EREN
To: JPMORGAN CHASE BANK, N.A.
Reel/Frame 043219/0001 →
ASSIGNMENT OF ASSIGNOR'S INTEREST Recorded Aug 7, 2017
From: FERNANDEZ, GENE; BERSON, ALEX; GOODMAN, BRIAN
To: JPMORGAN CHASE BANK, N.A.
Reel/Frame 043219/0069 →
Continuity (4)
Division 13908618 · Jun 3, 2013
Provisional Application 61823669 · May 15, 2013
Provisional Application 61820917 · May 8, 2013
Related Publication 20170357867A1 · Dec 14, 2017