SYSTEM AND A METHOD FOR APPLYING DYNAMICALLY CONFIGURABLE MEANS OF USER AUTHENTICATION

1 . A method for dynamically adjusting authentication procedure of user access to an authorizing entity or action using a computerized device, said method implemented by one or more processors operatively coupled to a non-transitory computer readable storage device, on which are stored modules of instruction code that when executed cause the one or more processors to perform:

f. online tracking user behavior including login action in response to authentication procedure requirement, continuous passive behavior after login or active behavior in response to authentication procedure requirement;

g. analyzing user behavior and authentication data received from the user;

h. determining sensitivity authentication parameter based on analyzed and track behavior data;

i. dynamically changing authentication procedure requirement based on determined sensitivity authentication parameter user profile and/or authorizing entity;

j. dynamically changing authentication assessment based on determined sensitivity authentication parameter.

2 . The method of claim 1 where initiating authentication procedure include sending instructions to the user terminal, according to the control data and the triggering events.

3 . The method of claim 1 further comprising the step of authenticating the user's identity by requiring the user to perform specific actions while recording them on video, and verifying the performance of the said actions by analyzing the said video recordings.

4 . The method of claim 1 further comprising the step of identifying a triggering event, originating either by a system condition or user action for activating active monitoring

5 . The method of claim 1 further comprising the step of determining authentication assessment score based on predefined authentication rules, user profile, entity profile by integrating all authentication analyses comparison results using dynamically updated authentication weights

6 . The method of claim 1 further comprising the step of receiving behavioral data including at least one of: motion data of user organs or movement of user smartphone device, typing actions of the user or Mouse cursor movement.

7 . The method of claim 1 further comprising the step of analyzing all Motion data according to predefined rules such user identified normal behavior.

8 . The method of claim 1 wherein based on sensitivity parameters determining control parameters for passive capturing module using predefined sensitivity rules (e.g. frequency of capturing user face)

9 . The method of claim 1 further comprising the step of wherein based on sensitivity parameters determine control parameters for active capturing module using predefined sensitivity rules

10 . The method of claim 1 further comprising the step of updating authentication weights for each type of authentication methods for assessment module based on sensitivity parameters, user profile and entity profile or determine level of comparison thresholds parameters

12 . The method of claim 1 wherein the sensitivity parameters determination are further based on context parameters including at least one of: geo location, time, IP address.

13 . A system for dynamically adjusting authentication procedure of user access to an authorizing entity or action using a computerized device, said system comprising one or more processing devices operatively coupled to a non-transitory storage device, on which are stored modules of instruction code that when executed cause the one or more processing devices to perform:

a. monitoring module for online tracking user behavior including login action in response to authentication procedure requirement, continuous passive behavior after login or active behavior is response to authentication procedure requirement;

b. analysis module for analyzing user behavior and authentication data received from the user;

c. Authentication control module for determining sensitivity authentication parameter based on analyzed and track behavior data and dynamically changing authentication procedure requirement based on determined sensitivity authentication parameter user profile and/or authorizing entity;

d. Authentication assessment module dynamically changing authentication assessment based on determined sensitivity authentication parameter

14 . The system of claim 12 where initiating authentication procedure by sending instructions to the user terminal, according to the control data and the triggering events.

15 . The system of claim 12 , wherein authentication control module further comprising the step of authenticating the user's identity by requiring the user to perform specific actions while recording them on video, and verifying the performance of the said actions by analyzing the said video recordings.

16 . The system of claim 12 further wherein the monitoring comprising the step of identifying a triggering event, originating either by a system condition or user action for activating active monitoring

17 . The system of claim 12 wherein the authentication control module further comprising the step of determining authentication assessment score based on predefined authentication rules, user profile, entity profile by integrating all authentication analyses comparison results using dynamically updated authentication weights

18 . The system of claim 12 wherein the monitoring, module further comprising the step of receiving behavioral data including at least one of: motion data of user organs or movement of user smartphone device, typing actions of the user or Mouse cursor movement.

19 . The system of claim 12 further comprising the step of analyzing all Motion data according to predefined rules such user identified normal behavior.

19 . The system of claim 12 wherein based on sensitivity parameters determining control parameters for passive capturing module using predefined sensitivity rules (e.g. frequency of capturing user face)

20 . The system of claim 12 wherein authentication control module further comprising the step of wherein based on sensitivity parameters determine control parameters for active capturing module using predefined sensitivity rules

21 . The system of claim 12 wherein the authentication control module further comprising the step of updating authentication weights for each type of authentication methods for assessment module based on sensitivity parameters, user profile and entity profile or determine level of comparison thresholds parameters

22 . The system of claim 12 wherein the sensitivity parameters determination are further based on context parameters including at least one of: geo location, time, IP address.