IP Library Granted Patent US 11,288,721
Granted Patent B2
US 11,288,721 · App. 15/700,936 · Granted Mar 29, 2022

System and method for a delayed purchase based on input from another

Inventors: Christian Billman (Gahanna, OH); Uchenna Chilaka (Gahanna, OH)
Assignee: Comenity LLC
G06Q30/0613G06Q30/0637G06Q10/107G06Q50/01
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Quick Facts
Patent No.
US 11,288,721
App. No.
15/700,936
Granted
Mar 29, 2022
Kind
B2
Abstract

A system and method for providing a delayed purchase based on input from another is described. One embodiment receives a selection of a product. A selection of at least one other person and at least one condition is also received. The at least one condition to be met before a purchasing of the product can be completed, the at least one condition to be met via a response received from the at least one other person. The method further receives a prior authorization for a purchase of the product. The system then monitors the at least one condition and the response received from the at least one other person to determine when the at least one condition is met and automatically purchases the product when the at least one condition is met.

Claims (54)

1. A method for providing a delayed purchase based on input from another, said method comprising:

receiving, from a consumer and at a delayed purchase system, a contingent purchase selection of a product;

receiving, from said consumer and at said delayed purchase system, a selection of a plurality of other people, and contact information for each of said plurality of other people, said plurality of other people including a specific person identified by said consumer;

receiving, from said consumer and at a memory of said delayed purchase system, at least one condition to be met before a purchasing of said product can be completed,

said at least one condition to be met based on responses received from said plurality of other people, wherein said at least one condition is instantly met when an approving response is received from said specific person;

receiving, from said consumer and at said delayed purchase system, a suspended authorization for said purchasing of said product, said suspended authorization holding said purchasing of said product in abeyance until said at least one condition is met;

generating, at a message generator of said delayed purchase system, a contingent purchase message comprising:

a request for input regarding said product;

an identifier of said product, said identifier selected from a group consisting of: a selectable link to said product, and an image of said product;

a selectable yes link; and

a selectable no link, wherein a user input to either of said selectable yes link or said selectable no link will automatically provide a response to said delayed purchase system;

sending, from said delayed purchase system, said contingent purchase message to said contact information for each of said plurality of other people;

receiving, at said delayed purchase system, said response from said contingent purchase message sent to said plurality of other people;

updating, at said memory of said delayed purchase system, a status of said at least one condition based on said receiving of said response;

determining, at a condition monitor of said delayed purchase system, said at least one condition is met;

automatically purchasing, via said delayed purchase system, said product for said consumer when said condition monitor determines said at least one condition is met;

automatically generating, at said delayed purchase system, a purchase completed message; and

automatically sending, from said delayed purchase system and to said consumer, said purchase completed message, said purchase completed message informing said consumer said product has been purchased.

2. The method of claim 1 wherein said at least one condition is selected from a group consisting of a number of likes, a contribution, a time, an availability, a compliment, a social curation, a registry, a price, a size, and a color.

3. The method of claim 1 further comprising:

receiving, from said consumer and at said memory of said delayed purchase system, a plurality of conditions to be met before said purchasing of said product can be completed,

said plurality of conditions to be met via said response received from said plurality of other people, wherein one or more of said plurality of said conditions is instantly met when said response to said one or more of said plurality of said conditions is received from said specific person.

4. The method of claim 1 further comprising:

setting a lifespan for a time said suspended authorization for said purchasing of said product is valid; and

ceasing said updating of said status of said at least one condition when said lifespan expires.

5. The method of claim 1 wherein said contingent purchase message is an email message.

6. The method of claim 1 wherein said contingent purchase message is a social media message.

7. A non-transitory computer-readable medium for storing instructions, said instructions comprising:

one or more instructions which, when executed by one or more processors, cause one or more processors to:

receive, from a consumer and at a delayed purchase system, a contingent purchase selection of a product;

receive from said consumer and at said delayed purchase system, a selection of a plurality of other people, and contact information for each of said plurality of other people, said selection of said plurality of other people including a specific person identified by said consumer;

receive, from said consumer and at a memory of said delayed purchase system, at least one condition to be met before a purchase of said product can be completed,

said at least one condition to be met based on responses received from said plurality of other people, wherein said at least one condition is instantly met when an approval response is received from said specific person;

receive, from said consumer and at said delayed purchase system, a suspended authorization for said purchase of said product, said suspended authorization held in abeyance until said at least one condition is met;

generate, at a message generator of said delayed purchase system, a contingent purchase message comprising:

a request for input regarding said product;

an identifier of said product, said identifier selected from a group consisting of: a selectable link to said product, and an image of said product;

a selectable yes link; and

a selectable no link, wherein a user input to either of said selectable yes link or said selectable no link will automatically provide a response to said delayed purchase system;

send, from said delayed purchase system, said contingent purchase message to said contact information for each of said plurality of other people;

receive, at said delayed purchase system, said response from said contingent purchase message sent to said plurality of other people;

update, at said memory of said delayed purchase system, a status of said at least one condition based on said receipt of said response;

determine, at a condition monitor of said delayed purchase system, said at least one condition is met;

automatically purchase, via said delayed purchase system, said product for said consumer when said condition monitor determines said at least one condition is met;

automatically generate, at said delayed purchase system, a purchase completed message; and

automatically send, from said delayed purchase system and to said consumer, said purchase completed message, said purchase completed message informs said consumer that said product has been purchased.

8. The non-transitory computer-readable medium of claim 7 , where said instructions further comprise:

one or more instructions to:

receive, from said consumer and at said memory of said delayed purchase system, a plurality of conditions be met before said purchase of said product can be completed,

said plurality of conditions to be met via said response received from said plurality of other people, wherein one or more of said plurality of said conditions is instantly met when said response to said one or more of said plurality of said conditions is received from said specific person.

9. The non-transitory computer-readable medium of claim 7 , where said instructions further comprise:

one or more instructions to:

set a lifespan for a time said suspended authorization for said purchase of said product is valid; and

cease said update of said status of said at least one condition when said lifespan expires.

Assignments (2)
MERGER AND CHANGE OF NAME Recorded Mar 21, 2023
From: COMENITY LLC; BREAD FINANCIAL PAYMENTS, INC
To: BREAD FINANCIAL PAYMENTS, INC.
Reel/Frame 063125/0756 →
ASSIGNMENT OF ASSIGNOR'S INTEREST Recorded Sep 11, 2017
From: BILLMAN, CHRISTIAN; CHILAKA, UCHENNA
To: COMENITY LLC
Reel/Frame 043547/0511 →
Continuity (2)
Provisional Application 62505617 · May 12, 2017
Related Publication 20180330415A1 · Nov 15, 2018
Cited By (1)
US 12,332,916