IP Library Granted Patent US 10,706,462
Granted Patent B1
US 10,706,462 · App. 15/712,333 · Granted Jul 7, 2020

Coupon processing system communicating digital coupon offer based upon user bid request and related methods

Inventors: Jess D. Walker (Georgetown, TX); Bryan Bartow (Leander, TX); David E. Johnson (Cedar Park, TX); Chris Rebstock (Round Rock, TX)
Assignee: INMAR CLEARING, INC.
G06Q30/08G06Q20/322G06Q20/36G06Q30/0238G06Q30/0275
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Quick Facts
Patent No.
US 10,706,462
App. No.
15/712,333
Granted
Jul 7, 2020
Kind
B1
Abstract

A coupon processing system may include a remote user device and a coupon processing server. The coupon processing server is configured to receive a user bid request from the remote user device and collect digital coupon offers from coupon providers based upon the user bid request. The coupon processing server is configured to select at least one digital coupon offer and communicate the at least one digital coupon offer to the remote user device.

Claims (42)

1. A coupon processing system comprising:

a remote user device; and

a coupon processing server configured to

receive a user offer request from the remote user device,

collect a plurality of digital coupon offers from a plurality of coupon providers based upon the user offer request,

anonymously communicate the plurality of digital coupon offers from each of the plurality of coupon providers to a given one of the plurality of coupon providers via a coupon provider interface and without identifying the coupon providers so that a given coupon provider can update, via the coupon provider interface and for a threshold time period, a corresponding one of the plurality of digital coupon offers based upon the digital coupon offers from other coupon providers,

select at least one digital coupon offer from the plurality thereof,

communicate the at least one digital coupon offer to said remote user device for display thereat, and

obtain user selection of the at least one digital coupon offer from the remote device and for redemption during a purchase transaction.

2. The coupon processing system of claim 1 wherein said coupon processing server is configured to store a plurality of previously purchased products by the user; and wherein the plurality of digital coupon offers are for at least one of the plurality of previously purchased products.

3. The coupon processing system of claim 1 wherein the user offer request is for a given product; and wherein the plurality of digital coupon offers are for the given product.

4. The coupon processing system of claim 3 wherein the given product comprises a plurality of products in a same product-type category.

5. The coupon processing system of claim 1 wherein said coupon processing server is configured to store the at least one digital coupon offer in a digital wallet associated with the user.

6. The coupon processing system of claim 1 wherein said coupon processing server is configured to select the at least one digital coupon offer from the plurality thereof based upon input from said remote user device.

7. The coupon processing system of claim 1 wherein the at least one digital coupon offer comprises a plurality of digital coupon offers.

8. The coupon processing system of claim 7 wherein said coupon processing server is configured to rank the plurality of digital coupon offers based upon a value thereof.

9. The coupon processing system of claim 1 further comprising a point-of-sale (POS) terminal; and wherein said coupon processing server is configured to communicate the at least one digital coupon offer to said remote user device for redemption at said POS terminal during the purchase transaction.

10. The coupon processing system of claim 1 wherein the remote user device comprises a mobile wireless communications device.

11. A coupon processing server comprising:

a memory; and

a processor coupled to said memory and configured to

receive a user offer request from a remote user device,

collect a plurality of digital coupon offers from a plurality of coupon providers based upon the user offer request,

anonymously communicate the plurality of digital coupon offers from each of the plurality of coupon providers to a given one of the plurality of coupon providers via a coupon provider interface and without identifying the coupon providers so that a given coupon provider can update, via the coupon provider interface and for a threshold time period, a corresponding one of the plurality of digital coupon offers based upon the digital coupon offers from other coupon providers,

select at least one digital coupon offer from the plurality thereof,

communicate the at least one digital coupon offer to said remote user device for display thereat, and

obtain user selection of the at least one digital coupon offer from the remote device and for redemption during a purchase transaction.

12. The coupon processing server of claim 11 wherein said processor is configured to store a plurality of previously purchased products by the user; and wherein the plurality of digital coupon offers are for at least one of the plurality of previously purchased products.

13. The coupon processing server of claim 11 wherein the user offer request is for a given product; and wherein the plurality of digital coupon offers are for the given product.

14. The coupon processing server of claim 13 wherein the given product comprises a plurality of products in a same product-type category.

15. A method of processing a coupon comprising:

using a coupon processing server to

receive a user offer request from a remote user device,

collect a plurality of digital coupon offers from a plurality of coupon providers based upon the user offer request,

anonymously communicate the plurality of digital coupon offers from each of the plurality of coupon providers to a given one of the plurality of coupon providers via a coupon provider interface and without identifying the coupon providers so that a given coupon provider can update, via the coupon provider interface and for a threshold time period, a corresponding one of the plurality of digital coupon offers based upon the digital coupon offers from other coupon providers,

select at least one digital coupon offer from the plurality thereof,

communicate the at least one digital coupon offer to the remote user device for display thereat, and

obtain user selection of the at least one digital coupon offer from the remote device and for redemption during a purchase transaction.

16. The method of claim 15 comprising using the coupon processing server to store a plurality of previously purchased products by the user; and wherein the plurality of digital coupon offers are for at least one of the plurality of previously purchased products.

17. The method of claim 15 wherein the user offer request is for a given product; and wherein the plurality of digital coupon offers are for the given product.

18. The method of claim 17 wherein the given product comprises a plurality of products in a same product-type category.

19. The method of claim 15 comprising using the coupon processing server to store the at least one digital coupon offer in a digital wallet associated with the user.

Assignments (3)
SECURITY INTEREST Recorded Jun 28, 2023
From: INMAR, INC.; INMAR SUPPLY CHAIN SOLUTIONS, LLC; AKI TECHNOLOGIES, INC.; INMAR ANALYTICS, INC.; INMAR BRAND SOLUTIONS, INC.; INMAR CLEARING, INC.; INMAR RX SOLUTIONS, INC.; INMAR - YOUTECH, LLC; QUALANEX, LLC; CAROLINA COUPON CLEARING, INC. (N/K/A INMAR CLEARING, INC.); COLLECTIVE BIAS, INC. (N/K/A INMAR BRAND SOLUTIONS, INC.); MED-TURN, INC. (N/K/A INMAR RX SOLUTIONS, INC.)
To: JEFFERIES FINANCE LLC
Reel/Frame 064148/0903 →
CHANGE OF NAME Recorded Feb 27, 2020
From: CAROLINA COUPON CLEARING, INC
To: INMAR CLEARING, INC.
Reel/Frame 052044/0818 →
ASSIGNMENT OF ASSIGNOR'S INTEREST Recorded Sep 25, 2017
From: WALKER, JESS D.; BARTOW, BRYAN; JOHNSON, DAVID E.; REBSTOCK, CHRIS
To: CAROLINA COUPON CLEARING, INC.
Reel/Frame 043684/0563 →