RISK IDENTIFICATION BASED ON ADDRESS MATCHING
The disclosure generally describes computer-implemented methods, software, and systems for risk identification of a first address information. A computer-implemented method includes receiving a user input including identification information of a user requesting a service, processing the identification information to determine a first address coding information, retrieving a second address coding information based on the identification information, matching the first address coding information with the second address coding information to generate an address matching result, and determining a risk score based on the address matching result and a service type of the service.
1 . A computer-implemented method for risk identification of a first address information, the method being executed by one or more processors and comprising:
receiving, by the one or more processors, a user input comprising identification information of a user requesting a service;
processing, by the one or more processors, the identification information to determine a first address coding information;
retrieving, by the one or more processors, a second address coding information based on the identification information;
matching, by the one or more processors, the first address coding information with the second address coding information to generate an address matching result; and
determining, by the one or more processors, a risk score based on the address matching result and a service type of the service.
2 . The method of claim 1 , further comprising regulating a processing operation of the service based on the risk score.
3 . The method of claim 1 , wherein the identification information comprises a fuzzy identification information.
4 . The method of claim 3 , further comprising processing the fuzzy identification information to determine complete identification information.
5 . The method of claim 1 , wherein the address coding information comprises a fraud grade associated with the identification information.
6 . The method of claim 1 , wherein the first address information comprises a plurality of address levels.
7 . The method of claim 7 , wherein the address coding information comprises a validity grade of the first address information that indicates an affiliation between address contents at different levels in the plurality of address levels.
8 . A non-transitory, computer-readable medium storing one or more instructions executable by a computer system to perform operations comprising:
receiving a user input comprising identification information of a user requesting a service;
processing the identification information to determine a first address coding information;
retrieving a second address coding information based on the identification information;
matching the first address coding information with the second address coding information to generate an address matching result; and
determining a risk score based on the address matching result and a service type of the service.
9 . The non-transitory, computer-readable medium of claim 8 , further performing operations comprising regulating a processing operation of the service based on the risk score.
10 . The non-transitory, computer-readable medium of claim 8 , wherein the identification information comprises a fuzzy identification information.
11 . The non-transitory, computer-readable medium of claim 10 , further performing operations comprising processing the fuzzy identification information to determine complete identification information.
12 . The non-transitory, computer-readable medium of claim 8 , wherein the address coding information comprises a fraud grade associated with the identification information.
13 . The non-transitory, computer-readable medium of claim 8 , wherein the first address information comprises a plurality of address levels.
14 . The non-transitory, computer-readable medium of claim 13 , wherein the address coding information comprises a validity grade of the first address information that indicates an affiliation between address contents at different levels in the plurality of address levels.
15 . A computer-implemented system, comprising:
one or more computers; and
one or more computer memory devices interoperably coupled with the one or more computers and having tangible, non-transitory, machine-readable media storing instructions, that when executed by the one or more computers, perform operations comprising:
receiving a user input comprising identification information of a user requesting a service;
processing the identification information to determine a first address coding information;
retrieving a second address coding information based on the identification information;
matching the first address coding information with the second address coding information to generate an address matching result; and
determining a risk score based on the address matching result and a service type of the service.
16 . The method of claim 15 , wherein the operations further comprise regulating a processing operation of the service based on the risk score.
17 . The method of claim 15 , wherein the identification information comprises a fuzzy identification information.
18 . The method of claim 17 , wherein the operations further comprise processing the fuzzy identification information to determine complete identification information.
19 . The method of claim 15 , wherein the address coding information comprises a fraud grade associated with the identification information.
20 . The method of claim 15 , wherein the first address information comprises a plurality of address levels.