Method for processing data on a multimedia payment kiosk, corresponding devices and computer programs

1. A method comprising:

processing, by a processor, data displayed on a screen of a multimedia kiosk comprising a contactless payment terminal, wherein the processing is implemented within said multimedia kiosk and comprises:

detecting, by at least one sensor or wireless communication module, a presence of a user;

modifying, by an interactive management module after detecting the presence of the user, a common advertisement message, broadcast by said multimedia kiosk, into a personalized advertisement message, wherein modifying the common advertisement message into the personalized advertisement message comprises displaying a prompt asking the user to purchase an item of goods or services being promoted; and

implementing, by the contactless payment terminal, a payment transaction for purchasing the item subsequent to displaying the prompt to said user, wherein implementing the payment transaction comprises:

receiving, by the interaction management module, a piece of data representing a user's willingness to make a purchase related to the personalized advertisement message;

transmitting, to a processing server, data for creating an acceptance profile;

receiving said acceptance profile to said contactless payment terminal from the processing server;

obtaining, by the contactless payment terminal and coming from a payment means of the user, data necessary to make a payment;

implementing a time-out of a pre-determined duration and the payment transaction by the contactless payment terminal; and

displaying a message providing information on the possibility of cancelling the payment transaction up to the occurrence of either one of the following events:

receiving, by the payment terminal and from the payment means of the user, the same data as the data previously used to make the payment; and

elapsing of the pre-determined duration defined by the time-out.

2. The method according to claim 1 , further comprising implementing the transaction by the processing server in coordination with a bank server.

3. The method according to claim 2 , wherein implementing the transaction by the processing server in coordination with the bank server comprises:

receiving the transaction by the processing server;

transmitting the transaction by the processing server to a bank server;

processing the received transaction by the bank server; and

transmitting, by the bank server, a progress of the transaction.

4. The method according to claim 1 , wherein modifying the common advertisement message into the personalized advertisement message comprises:

detecting a presence of a smart communications terminal;

transmitting a request for obtaining data to the communications terminal; and

when the user accepts the transmission of data:

modifying said personalized advertisement message as a function of at least one value derived from said received data.

5. The method according to claim 1 , wherein detecting the presence of the user comprises obtaining a signal coming from at least one presence sensor of the multimedia kiosk.

6. The method according to claim 1 , wherein implementing the payment transaction comprises displaying, on the screen of said multimedia kiosk, a piece of data expressing the purchase made by said user.

7. The method according to claim 1 , wherein when the contactless payment terminal receives the same data as the data previously used to make the payment, the method comprises cancelling said payment transaction.

8. A multimedia kiosk comprising:

a screen configured to display data;

a contactless payment terminal configured to implement a payment transaction for purchasing an item subsequent to displaying a prompt on the screen to a user;

a sensor or wireless communication module configured to detect a presence of the user; and

a processor configured to modify, by an interaction management module after detecting the presence of the user, a common advertisement message broadcast by said multimedia kiosk into a personalized advertisement message, wherein modifying the common advertisement message into the personalized advertisement message comprises displaying the prompt asking the user to purchase the item of goods or services being promoted;

wherein implementing the payment transaction further comprises:

receiving, by the interaction management module, a piece of data representing a user's willingness to make a purchase related to the personalized advertisement message;

transmitting, to a processing server, data for creating an acceptance profile;

receiving said acceptance profile to said contactless payment terminal from the processing server;

obtaining, by the contactless payment terminal and coming from a payment means of the user, data necessary to make a payment;

implementing a time-out of a pre-determined duration and the payment transaction by the contactless payment terminal; and

displaying a message providing information on the possibility of cancelling the payment transaction up to the occurrence of either one of the following events:

receiving, by the payment terminal and from the payment means of the user, the same data as the data previously used to make the payment; and

elapsing of the pre-determined duration defined by the time-out.

9. The system according to claim 8 , wherein the processing server is configured to implement the transaction in coordination with a bank server.

10. The system according to claim 9 , wherein implementing the transaction by the processing server in coordination with the bank server comprises:

receiving the transaction by the processing server;

transmitting the transaction by the processing server to a bank server;

processing the received transaction by the bank server; and

transmitting, by the bank server, a progress of the transaction.

11. The system according to claim 8 , wherein modifying the common advertisement message into the personalized advertisement message comprises:

detecting a presence of a smart communications terminal;

transmitting a request for obtaining data to the communications terminal; and

when the user accepts the transmission of data:

modifying said personalized advertisement message as a function of at least one value derived from said received data.

12. The system according to claim 8 , wherein detecting the presence of the user comprises obtaining a signal coming from at least one presence sensor of the multimedia kiosk.

13. The system according to claim 8 , wherein implementing the payment transaction comprises displaying, on the screen of said multimedia kiosk, a piece of data expressing the purchase made by said user.

14. The system according to claim 8 , wherein when the contactless payment terminal receives the same data as the data previously used to make the payment, the payment transaction is cancelled.

15. A non-transitory computer-readable medium comprising instructions stored thereon, which when executed on a processor of a multimedia kiosk configure the multimedia kiosk to perform acts comprising:

processing data displayed on a screen of the multimedia kiosk, the multimedia kiosk comprising a contactless payment terminal, wherein the processing comprises:

detecting, by at least one sensor or wireless communication module, a presence of a user;

modifying, by an interactive management module after detecting the presence of the user, a common advertisement message, broadcast by said multimedia kiosk, into a personalized advertisement message, wherein modifying the common advertisement message into the personalized advertisement message comprises displaying a prompt asking the user to purchase an item of goods or services being promoted; and

implementing, by the contactless payment terminal, a payment transaction for purchasing the item subsequent to displaying the prompt to said user, wherein implementing the payment transaction comprises:

receiving, by the interaction management module, a piece of data representing a user's willingness to make a purchase related to the personalized advertisement message;

transmitting, to a processing server, data for creating an acceptance profile;

receiving said acceptance profile to said contactless payment terminal from the processing server;

obtaining, by the contactless payment terminal and coming from a payment means of the user, data necessary to make a payment;

implementing a time-out of a pre-determined duration and the payment transaction by the contactless payment terminal; and

displaying a message providing information on the possibility of cancelling the payment transaction up to the occurrence of either one of the following events:

receiving, by the payment terminal and from the payment means of the user, the same data as the data previously used to make the payment; and

elapsing of the pre-determined duration defined by the time-out.

16. The non-transitory computer-readable medium according to claim 15 , further perform acts comprising: implementing the transaction by the processing server in coordination with a bank server.

17. The non-transitory computer-readable medium according to claim 16 , wherein implementing the transaction by the processing server in coordination with the bank server comprises:

receiving the transaction by the processing server;

transmitting the transaction by the processing server to a bank server;

processing the received transaction by the bank server; and

transmitting, by the bank server, a progress of the transaction.

18. The non-transitory computer-readable medium according to claim 15 , wherein modifying the common advertisement message into the personalized advertisement message comprises:

detecting a presence of a smart communications terminal;

transmitting a request for obtaining data to the communications terminal; and

when the user accepts the transmission of data:

modifying said personalized advertisement message as a function of at least one value derived from said received data.

19. The non-transitory computer-readable medium according to claim 15 , wherein detecting the presence of the user comprises obtaining a signal coming from at least one presence sensor of the multimedia kiosk.

20. The non-transitory computer-readable medium according to claim 15 , wherein implementing the payment transaction comprises displaying, on the screen of said multimedia kiosk, a piece of data expressing the purchase made by said user.

21. The non-transitory computer-readable medium according to claim 15 , wherein when the contactless payment terminal receives the same data as the data previously used to make the payment, the payment transaction is cancelled.