CREDIT WAGERING SYSTEM AND METHOD OF USE
A managed credit system and method for managing and processing various types of credits is disclosed. The managed credit system can provide various options for processing cashable credits, restricted credits, and managed credits. Wager account balances can be paid down automatically prior to the disbursement of cash in exchange for managed credits. Cash submissions during wager account sessions can be detected and processed by converting the cash submission to managed credits. Wager account advance requests can be detected during cash game sessions. Managed credits can be converted to cashable credits. Different types of casino credit can be tracked using different meters. Varying disbursement and conversion rules can be applied to different types of credit. Game credit accounts with mixed credit types that include managed credits can be wagered in a fixed order while accommodating cash submissions.
1 . A method of managing wager gaming credit, comprising:
(A) in connection with a gaming session on a gaming device, displaying on the gaming device a limit of a line of credit available to the user of the gaming device;
(B) providing operation of a wager game on the gaming device including by providing the capability of accepting a cash submission other than any portion of the wager line of credit;
(C) maintaining an accounting of the available amount of the wager line of credit not utilized by the user; and
(D) disabling disbursement of any cash submission to the user while the available amount of the wager line-of-credit not utilized by the user is positive.
2 . The method of claim 1 further comprising detecting a cash submission by the user to the gaming device and incrementing a managed wager credit balance by the cash amount.
3 . The method of claim 1 further comprising, responsive to a cash out request, authorizing a cash submission payment amount by which a managed wager credit balance exceeds the available amount of the wager line-of-credit not utilized by the user.
4 . The method of claim 2 further comprising, responsive to a cash out request, authorizing a cash submission payment amount by which a managed wager credit balance exceeds the available amount of the wager line-of-credit limit not utilized by the user.
5 . The method of claim 1 further comprising displaying on the gaming device the available amount of the wager line-of-credit limit not utilized by the user.
6 . The method of claim 2 further comprising displaying on the gaming device the available amount of the wager line-of-credit limit not utilized by the user.
7 . The method of claim 3 further comprising displaying on the gaming device the available amount of the wager line-of-credit limit not utilized by the user.
8 . The method of claim 4 further comprising displaying on the gaming device the available amount of the wager line-of-credit limit not utilized by the user.
9 . The method of claim 1 wherein steps B, C, D, are automatically executed by one or more automated computing systems.
10 . The method of claim 2 wherein steps B, C, and D are automatically executed by one or more automating computing systems.
11 . The method of claim 3 wherein steps B, C, and D are automatically executed by one or more automated computing systems.
12 . The method of claim 4 wherein steps B, C, and D are automatically executed by one or more automated computing systems.
13 . The method of claim 5 wherein steps B, C, and D are automatically executed by one or more automated computing systems.
14 . The method of claim 6 wherein steps B, C, and D are automatically executed by one or more automated computing systems.
15 . The method of claim 1 wherein all steps in the method are executed by one or more automated computing systems.
16 . The method of claim 1 wherein the gaming device comprises one or more among an a slot game and a video poker game.
17 . The method of claim 2 wherein the gaming device comprises one or more among an automated slot game and an automated video poker game.
18 . The method of claim 3 wherein the gaming device comprises one or more among an automated slot game and automated video poker game.
19 . The method of claim 4 wherein the gaming device comprises one or more among an automated slot game and an automated video poker game.
20 . The method of claim 15 wherein the gaming device comprises one or more among an automated slot game and an automated video poker game.