Systems and methods for generating and transmitting electronic transaction account information messages

1. A method of secure transmission of account information messages, the method comprising:

receiving, by a distributed computing system, account information, the account information including a request for making an account available for use with a digital payment platform;

transmitting, by the distributed computing system, to a mainframe of the distributed computing system, the account information including the request for making the account available for use with the digital payment platform;

transmitting, by the distributed computing system, a card open notification to a partner distributed computing system;

determining, by the distributed computing system, that an acknowledgment of the card open notification request from the partner distributed computing system has not been received within a time threshold;

incrementing, by the distributed computing system, an attempt count for transmitting the card open notification request to the partner distributed computing system;

determining, by the distributed computing system, to cease the attempt to deliver the card open notification request to the partner distributed computing system based, at least in part, on a threshold attempt count limit;

receiving, by the distributed computing system, via an Application Programming Interface (API) call, a first request for information regarding a notification from the partner distributed computing system;

transmitting, by the distributed computing system, a response to the partner distributed computing system regarding the first request, the response comprising account identifying information without payment card industry data security standard information;

receiving, by the distributed computing system, data including at least one nonce value from the partner distributed computing system, wherein the at least one nonce value includes a server nonce value and a device signature nonce value;

generating, by the distributed computing system, encrypted information by using the at least one nonce value of the data;

generating, by the distributed computing system, a message based on the encrypted information, the message including encrypted payment card industry data security standard information;

receiving, by the distributed computing system, a second request for information regarding the notification from the partner distributed computing system; and

transmitting, by the distributed computing system, the message to a digital payment provider for use on the digital payment platform.

2. The method of claim 1 , further comprising:

receiving an acknowledgement of the notification from the partner distributed computing system; and

indicating that the notification has been sent to a database.

3. The method of claim 2 , wherein the account information includes at least one of a card number, an account holder name, and a card verification value.

4. The method of claim 1 , further comprising:

storing the account information, and

generating the message including details about the account based on the account information.

5. The method of claim 1 , further comprising:

transmitting, by the partner distributed computing system, only encrypted part of the data to the digital payment provider.

6. The method of claim 1 , wherein the response includes at least one of an account holder name, an account number, and an account type.

7. The method of claim 6 , wherein the response further includes an at least partially-masked card number.

8. The method of claim 1 , wherein the notification, the response, and the message do not include unencrypted data subject to a payment card industry data security standard.

9. The method of claim 1 , further comprising:

receiving a request from an account holder to make the account available on a digital payment platform.

10. The method of claim 1 , wherein the message is provided in real time.

11. The method of claim 1 , wherein the response to the partner distributed computing system is in an incomplete format.

12. A computer system for secure transmission of account information messages, the system comprising:

a memory having processor-readable instructions stored therein; and

a processor configured to access the memory and execute the processor-readable instructions, which when executed by the processor configures the processor to perform a plurality of functions, including functions to:

receive, by a distributed computing system, account information, the account information including a request for making an account available for use with a digital payment platform;

transmit, by the distributed computing system, to a mainframe of the distributed computing system, the account information including the request for making the account available for use with the digital payment platform;

transmit, by the distributed computing system, a card open notification to a partner distributed computing system;

determine, by the distributed computing system, that an acknowledgment of the card open notification request from the partner distributed computing system has not been received within a time threshold;

increment, by the distributed computing system, an attempt count for transmitting the card open notification request to the partner distributed computing system;

determine, by the distributed computing system, to cease the attempt to deliver the card open notification request to the partner distributed computing system based, at least in part, on a threshold attempt count limit;

receive, by the distributed computing system, via an Application Programming Interface (AP) call, a first request for information regarding a notification from the partner distributed computing system;

transmit, by the distributed computing system, a response to the partner distributed computing system regarding the first request, the response comprising account identifying information without payment card industry data security standard information;

receive, by the distributed computing system, data including at least one nonce value from the partner distributed computing system, wherein the at least one nonce value includes a server nonce value and a device signature nonce value;

generate, by the distributed computing system, encrypted information by using the at least one nonce value of the data;

generate, by the distributed computing system, a message based on the encrypted information, the message including encrypted payment card industry data security standard information;

receive, by the distributed computing system, a second request for information regarding the notification from the partner distributed computing system; and

transmit, by the distributed computing system, the message to a digital payment provider for use on the digital payment platform.

13. The system of claim 12 , wherein the plurality of functions further includes functions to:

receive an acknowledgement of the notification from the partner distributed computing system; and

indicate that the notification has been sent to a database.

14. The system of claim 13 , wherein the account information includes at least one of a card number, an account holder name, and a card verification value.

15. The system of claim 12 , wherein the plurality of functions further includes functions to store the account information, and to generate the message including details about the account based on the account information.

16. A non-transitory computer readable medium storing a program causing a computer to execute a method of secure transmission of account information messages, the method comprising:

receiving, by a distributed computing system, account information, the account information including a request for making an account available for use with a digital payment platform;

transmitting, by the distributed computing system, to a mainframe of the distributed computing system, the account information including the request for making the account available for use with the digital payment platform;

transmitting, by the distributed computing system, a card open notification to a partner distributed computing system;

determining, by the distributed computing system, that an acknowledgment of the card open notification request from the partner distributed computing system has not bee n received within a time threshold;

incrementing, by the distributed computing system, an attempt count for transmitting the card open notification request to the partner distributed computing system;

determining, by the distributed computing system, to cease the attempt to deliver the card open notification request to the partner distributed computing system based, at least in part, on a threshold attempt count limit;

receiving, by the distributed computing system, via an Application Programming Interface (API) call, a first request for information regarding a notification from the partner distributed computing system;

transmitting, by the distributed computing system, a response to the partner distributed computing system regarding the first request, the response comprising account identifying information without payment card industry data security standard information;

receiving, by the distributed computing system, data including at least one nonce value from the partner distributed computing system, wherein the at least one nonce value includes a server nonce value and a device signature nonce value;

generating, by the distributed computing system, encrypted information by using the at least one nonce value of the data;

generating, by the distributed computing system, a message based on the encrypted information, the message including encrypted payment card industry data security standard information;

receiving, by the distributed computing system, a second request for information regarding the notification from the partner distributed computing system; and

transmitting, by the distributed computing system, the message to a digital payment provider for use on the digital payment platform.

17. The non-transitory computer readable medium of claim 16 , wherein the method further comprises:

receiving an acknowledgement of the notification from the partner distributed computing system; and

indicating that the notification has been sent to a database.

18. The non-transitory computer readable medium of claim 17 , wherein the account information includes at least one of a card number, an account holder name, and a card verification value.

19. The non-transitory computer readable medium of claim 16 , wherein the method further comprises storing the account information, and generating the message including details about the account based on the account information.