IP Library Granted Patent US 10,922,391
Granted Patent B2
US 10,922,391 · App. 15/861,315 · Granted Feb 16, 2021

User interface competence based authentication

Inventors: Bindu Priya (Hyderabad, IN); Chloe D. Cangardel (Boston, MA); Tarini Gupta (Hyderabad, IN); Asher Akunoori (Hyderabad, IN); Inderjeet Singh Khamba (Hyderabad, IN); Kiran Kumar Dhondi Kubeer (Hyderabad, IN); Sreedhar Thunuguntla (Hyderabad, IN); Mohan Kumar Gajula (Hyderabad, IN)
Assignee: WELLS FARGO BANK, N.A.
G06F21/316G06F21/32G06F21/52
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Quick Facts
Patent No.
US 10,922,391
App. No.
15/861,315
Granted
Feb 16, 2021
Kind
B2
Abstract

The innovation disclosed and claimed herein, in one aspect thereof, comprises systems and methods of user interface competence adaptation and fraud detection. The innovation includes a user device that provides a user interface to receive user interactions. A monitoring component monitors user interactions by the user on the user device. The user interactions can be controlling, navigating, or inputting to the user interface. A determination component determines a user proficiency based on the monitored user interactions. A configurator determines and implements a device configuration for the user device based on the determined user proficiency. A security component determines a different user is accessing the user device based on a change in user proficiency exceeding a threshold change. The security component implements security measures upon determine a different user has access.

Claims (35)

1. A method, comprising:

providing a user interface on a user device, wherein the user interface provides an interactive experience for a user;

monitoring at least one user interaction by the user on the user device, the at least one user interaction is one of controlling, navigating, or inputting to the user interface on the user device;

determining a user proficiency based on the at least one user interaction;

monitoring subsequent user interactions with the user interface on the user device;

updating the user proficiency according to the subsequent user interactions with the user device to determine an updated user proficiency;

determining a change in user proficiency based on the updated user proficiency, wherein the change in user proficiency is an increase of user proficiency according to at least one of speed of movement, speed of selections, access to critical files, typing speed, data entry, or time between selections; and

comparing the change in user proficiency to a threshold change.

2. The method of claim 1 , wherein determining the user proficiency comprises:

analyzing the at least one user interaction for one or more of speed of movement, typing speed, data entry, selections, help requests, or time between selections.

3. The method of claim 1 , comprising:

determining a device configuration for the user device based on the determined user proficiency.

4. The method of claim 3 , wherein the device configuration changes the user interface provided to the user such that the user interface matches the user proficiency.

5. The method of claim 1 , comprising:

determining a fraudulent user is accessing the user device based on the change in user proficiency exceeding the threshold change.

6. The method of claim 5 , comprising:

restricting access to the user device upon determining a different user has access; and

generating an alert to the user to confirm the authentication to provide access to the user device, wherein the alert is communicated to the user on a secondary user account.

7. A system, comprising:

a user device that provides a user interface to receive user interactions;

a monitoring component that monitors at least one user interaction by the user on the user device, the at least one user interaction is one of controlling, navigating, or inputting to the user interface on the user device;

a determination component that determines a user proficiency based on the at least one user interaction, wherein the monitoring component monitors subsequent user interactions with the user interface on the user device and wherein the determination component updates the user proficiency according to the subsequent user interactions;

a detection component that determines a change in user proficiency based on the update to the user proficiency, wherein the detection component determines the change in user proficiency as an increase of user proficiency according to at least one of speed of movement, speed of selections, access to critical files, typing speed, data entry, or time between selections; and

a comparison component that compares the change in user proficiency to a threshold change.

8. The system of claim 7 , wherein determination component comprises;

an analysis component that analyzes the at least one user interaction for one or more of speed of movement, typing speed, data entry, selections, or time between selections.

9. The system of claim 7 , comprising:

a configurator that determines a device configuration for the user device based on the determined user proficiency.

10. The system of claim 9 , comprising:

the configurator implements the device configuration that changes the user interface provided to the user such that the user interface correlates to the user proficiency.

11. The system of claim 7 , wherein the determination component comprises:

a security component that determines a fraudulent user is accessing the user device based on the change in user proficiency exceeding the threshold change.

12. The system of claim 11 , comprising:

wherein the security component restricts access to the user device upon determining a different user has access; and

a notification component generates an alert to the user to confirm the authentication to provide access to the user device, wherein the alert is communicated to the user on a secondary user account.

Assignments (3)
ADDRESS CHANGE Recorded Jun 2, 2025
From: WELLS FARGO BANK, N.A.
To: WELLS FARGO BANK, N.A.
Reel/Frame 071769/0158 →
ASSIGNMENT OF ASSIGNOR'S INTEREST Recorded May 14, 2024
From: BIOCEPT, INC.
To: PLUS THERAPEUTICS, INC.
Reel/Frame 067409/0214 →
ASSIGNMENT OF ASSIGNOR'S INTEREST Recorded Oct 5, 2018
From: PRIYA, BINDU; CANGARDEL, CHLOE D.; GUPTA, TARINI; AKUNOORI, ASHER; KHAMBA, INDERJEET SINGH; DHONDI KUBEER, KIRAN KUMAR; THUNUGUNTLA, SREEDHAR; GAJULA, MOHAN KUMAR
To: WELLS FARGO BANK, N.A.
Reel/Frame 047083/0252 →
Continuity (1)
Related Publication 20190205513A1 · Jul 4, 2019