IP Library Patent Application 15907046
Patent Application
App. No. 15/907,046

PAYMENT INTERFACE

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Quick Facts
Patent No.
US None
App. No.
15/907,046
Abstract

Systems and methods for activating a remote device may include receiving, at a computing device, an authorization request regarding the transaction. The authorization request may be received from a user mobile device. Once the authorization request is received, the translation information may be translated into a data structure that corresponds to a payment processor. The data structure may be transmitted to the payment processor. An authorization message may be transmitted to a point-of sale device.

Claims (38)

1 . A method for processing a transaction, the method comprising:

receiving, at a computing device comprising a processor, an authorization request regarding the transaction, the authorization request received from a user mobile device;

translating, by the computing device, the transaction information into a data structure that corresponds to a payment processor;

transmitting, by the computing device, the data structure to the payment processor; and

transmitting, by the computing device, an authorization message to a point-of sale device.

2 . The method of claim 1 , further comprising receiving, from the payment processor, a transaction status, wherein the transaction status includes approved or denied.

3 . The method of claim 1 , wherein the point-of-sale device is a fuel pump.

4 . The method of claim 1 , wherein the authorization message includes a preapproved amount.

5 . The method of claim 1 , wherein the user mobile device and the point-of-sale device do not interact with one another.

6 . The method of claim 1 , further comprising receiving, from the user mobile device, location data for the user mobile device.

7 . The method of claim 1 , further comprising determining that the user mobile device is proximate the point-of-sale device.

8 . The method of claim 1 , further determining that the user mobile device is closer to the point-of-sale device than to another point-of-sale device.

9 . A system for processing a transaction, the system comprising:

a processor; and

a memory storing instructions that, when executed by the processor, cause the processor to:

receive an authorization request regarding the transaction, the authorization request received from a user mobile device,

translate the transaction information into a data structure that corresponds to a payment processor,

transmit the data structure to the payment processor, and

transmit an authorization message to a point-of sale device.

10 . The system of claim 9 , wherein the instructions, when executed by the processor, further cause the processor to receive, from the payment processor, a transaction status, wherein the transaction status includes approved or denied.

11 . The system of claim 9 , wherein the point-of-sale device is a fuel pump.

12 . The system of claim 9 , wherein the authorization message includes a preapproved amount and the authorization message includes the preapproved amount.

13 . The system of claim 9 , wherein the user mobile device and the point-of-sale device do not interact with one another.

14 . The system of claim 9 , wherein the instructions, when executed by the processor, further cause the processor to receive, from the user mobile device, location data for the user mobile device.

15 . The system of claim 9 , wherein the instructions, when executed by the processor, further cause the processor to determine that the user mobile device is proximate the point-of-sale device.

16 . The system of claim 9 , wherein the instructions, when executed by the processor, further cause the processor to determine that the user mobile device is closer to the point-of-sale device than to another point-of-sale device.

17 . A non-transitory computer readable medium storing instructions that, when executed by a processor, cause the processor to:

receive an authorization request regarding the transaction, the authorization request received from a user mobile device;

translate the transaction information into a data structure that corresponds to a payment processor;

transmit the data structure to the payment processor; and

receive an approved transaction status from the payment processor;

transmit an authorization message to a point-of sale device,

wherein the user mobile device and the point-of-sale device do not interact with one another.

18 . The non-transitory computer readable medium of claim 17 , wherein the instructions, when executed by the processor, further cause the processor to.

19 . The non-transitory computer readable medium of claim 9 , wherein the authorization message includes a preapproved amount and the authorization message includes the preapproved amount.

20 . The non-transitory computer readable medium of claim 9 , wherein the instructions, when executed by the processor, further cause the processor to:

receive a location of the user mobile device from the user mobile device; and

determine that the location of the user mobile device is within a maximum distance from the point-of-sale device.

Assignments (5)
CHANGE OF NAME Recorded Nov 9, 2023
From: NCR CORPORATION
To: NCR VOYIX CORPORATION
Reel/Frame 065532/0893 →
SECURITY INTEREST Recorded Oct 25, 2023
From: NCR VOYIX CORPORATION
To: BANK OF AMERICA, N.A., AS ADMINISTRATIVE AGENT
Reel/Frame 065346/0168 →
CORRECTIVE ASSIGNMENT TO CORRECT THE PROPERTY NUMBERS SECTION TO REMOVE PATENT APPLICATION: 15000000 PREVIOUSLY RECORDED AT REEL: 050874 FRAME: 0063. ASSIGNOR(S) HEREBY CONFIRMS THE SECURITY INTEREST. Recorded Apr 12, 2021
From: NCR CORPORATION
To: JPMORGAN CHASE BANK, N.A., AS ADMINISTRATIVE AGENT
Reel/Frame 057047/0161 →
SECURITY INTEREST Recorded Oct 29, 2019
From: NCR CORPORATION
To: JPMORGAN CHASE BANK, N.A., AS ADMINISTRATIVE AGENT
Reel/Frame 050874/0063 →
ASSIGNMENT OF ASSIGNOR'S INTEREST Recorded Mar 6, 2018
From: JONES, MICHAEL L.
To: NCR CORPORATION
Reel/Frame 045123/0426 →