IP Library Granted Patent US 10,489,760
Granted Patent B2
US 10,489,760 · App. 15/912,012 · Granted Nov 26, 2019

Banking system controlled responsive to data bearing records

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Quick Facts
Patent No.
US 10,489,760
App. No.
15/912,012
Granted
Nov 26, 2019
Kind
B2
Abstract

An apparatus that operates to cause financial transfers responsive to data read from data bearing records, includes at least one processor that is in operative connection with a card reader, a check acceptor, a cash dispenser and a display. The at least one processor causes the machine to operate to read card data from a user card, and to cause a determination to be made that the read card data corresponds to an authorized financial account. The at least one processor is operative to cause data to be read from a check and/or cash to be dispensed, and a financial transfer to or from the account corresponding to the value thereof. Machine instructions are output and user transaction inputs can be received through either a primary or an auxiliary touch screen display.

Claims (37)

1. A tangible, non-transitory computer readable medium of instructions having instructions thereon for execution by a processor, and when executed operable to:

operate an automated banking machine to cause financial transfers, the automated banking machine comprises a primary display on a front fascia of the automated banking machine, an auxiliary display, wherein the auxiliary display is separate from the primary display and positioned relatively lower on the front fascia of the automated banking machine than the primary display wherein the processor is operatively coupled with the primary display and auxiliary display;

cause visible indicia associated with a financial transaction initiated at the automated banking machine to be output through the primary display; and

responsive at least in part to an input received by an input device associated with the automated banking machine, cause the visible indicia associated with the financial transaction to move from the primary display to the auxiliary display;

wherein the input device is selected from a group consisting of a primary display touch screen, an auxiliary display touch screen, a key pad, a wireless transceiver operable to receive input data from a portable wireless device, and a headphone connector.

2. The computer readable medium set forth in claim 1 , further comprising

a reader, wherein the reader is operative to read data that is usable to identify at least one financial account associated with the financial transaction, wherein the processor is in operative connection with the reader:

instructions to cause user data to be read through operation of the reader;

instructions to determine that the user data corresponds to a financial account authorized to have a transaction conducted thereon through operation of the automated banking machine; and

responsive at least in part to the determination, instructions that change the financial account an amount corresponding to the financial transaction.

3. The computer readable medium set forth in claim 1 , further comprising instructions responsive at least in part to the input, to cause both the primary display and the auxiliary display to both output the visible indicia.

4. The computer readable medium set forth in claim 1 ,

wherein the fascia includes a generally horizontally extending shelf surface,

wherein the auxiliary display includes a display surface that extends generally parallel with the shelf surface.

5. The computer readable medium set forth in claim 4 ,

wherein the shelf surface includes an upper shelf surface,

wherein the display surface of the auxiliary display extends generally coplanar with the upper shelf surface.

6. The computer readable medium set forth in claim 5 , wherein the auxiliary display includes a secure touch screen display module.

7. The computer readable medium according to claim 6 ,

wherein the automated banking machine further includes a key pad, and wherein the key pad includes a plurality of keys,

wherein the plurality of keys includes contact surfaces that extend generally parallel with the shelf surface.

8. The computer readable medium set forth in claim 1 ,

wherein the automated banking machine includes a headphone connector; and

instructions for detecting an operative connection of the headphone connector with headphones;

wherein the at least one input corresponds at least in part to detecting an operative connection of the headphone connector with headphones.

9. The computer readable medium set forth in claim 1 , wherein the input includes an input received through an auxiliary display touch screen.

10. The computer readable medium set forth in claim 1 , further comprising instructions that when executed are operable to control a position of a graphic pointer on the primary display, responsive an input received through an auxiliary display touch screen.

11. The computer readable medium set forth in claim 1 , further comprising instructions that when executed are operable to cause a change in position of at least one item of touch selectable indicia output through the primary display responsive at least in part to at least one input received through an auxiliary display touch screen.

12. The computer readable medium set forth in claim 1 , further comprising instructions that when executed are operable to cause a change in at least one of the group consisting of size, orientation, and distortion, of at least one item of visible indicia output through the primary display, responsive at least in part to at least one input received through an auxiliary display touch screen.

13. The computer readable medium set forth in claim 1 , the automated banking machine further comprises a shield structure that overlies at least a portion of the auxiliary display.

14. The computer readable medium set forth in claim 1 , further comprising instructions that when executed by the processor are operable to blank the auxiliary display while the visible indicia is output on the primary display.

15. The computer readable medium set forth in claim 14 , further comprising instructions that when executed by the processor are operable to blank the primary display while the visible indicia is output on the auxiliary display.

16. The computer readable medium set forth in claim 1 , further comprising instructions that when executed by the processor are operable to blank the primary display while the visible indicia is output on the auxiliary display.

17. The computer readable medium set forth in claim 1 , further comprising instructions that when executed by the processor are operable to cause the auxiliary display to output an advertisement not related to the financial transition while the visible indicia is output on the primary display.

18. The computer readable medium set forth in claim 1 , further comprising instructions that when executed by the processor are operable to cause the primary display to output an advertisement not related to the financial transition while the visible indicia is output on the auxiliary display.

19. The computer readable medium set forth in claim 1 , further comprising instructions that when executed by the processor are operable to cause the auxiliary display to function as a touch pad to control a pointer on the primary display while the visible indicia is output on the primary display.

20. The computer readable medium set forth in claim 1 , further comprising instructions that when executed by the processor are operable to cause the auxiliary display to become the operative user interface, wherein inputs for the financial transaction are received via the auxiliary display responsive to the input to output visible indicia through the auxiliary interface.

Assignments (24)
TERMINATION AND RELEASE OF SECURITY INTEREST IN PATENTS RECORDED AT R/F 066545/0078 Recorded Dec 19, 2024
From: GLAS AMERICAS LLC, AS COLLATERAL AGENT
To: DIEBOLD NIXDORF, INCORPORATED
Reel/Frame 069743/0001 →
TERMINATION AND RELEASE OF PATENT SECURITY AGREEMENT RECORDED AT R/F 066599/0767 Recorded Dec 19, 2024
From: PNC BANK, NATIONAL ASSOCIATION, AS AGENT
To: DIEBOLD SELF-SERVICE SYSTEMS; DIEBOLD NIXDORF, INCORPORATED
Reel/Frame 069743/0497 →
SECURITY INTEREST Recorded Dec 18, 2024
From: DIEBOLD NIXDORF, INCORPORATED
To: REGIONS BANK, AS COLLATERAL AGENT
Reel/Frame 069738/0001 →
SECURITY INTEREST Recorded Dec 18, 2024
From: DIEBOLD NIXDORF, INCORPORATED
To: GOLDMAN SACHS BANK USA, AS COLLATERAL AGENT
Reel/Frame 069740/0014 →
SECURITY INTEREST Recorded Feb 14, 2024
From: DIEBOLD NIXDORF, INCORPORATED; DIEBOLD SELF-SERVICE SYSTEMS
To: PNC BANK, NATIONAL ASSOCIATION
Reel/Frame 066599/0767 →
SECURITY INTEREST Recorded Feb 9, 2024
From: DIEBOLD NIXDORF, INCORPORATED
To: GLAS AMERICAS LLC, AS COLLATERAL AGENT
Reel/Frame 066545/0078 →
TERMINATION AND RELEASE OF SECURITY INTEREST IN PATENTS (NEW TERM LOAN REEL/FRAME 062299/0717) Recorded Aug 18, 2023
From: GLAS AMERICAS LLC, AS COLLATERAL AGENT
To: DIEBOLD NIXDORF, INCORPORATED
Reel/Frame 064642/0288 →
TERMINATION AND RELEASE OF SECURITY INTEREST IN PATENTS (2025 USD NOTES REEL/FRAME 053270/0783) Recorded Aug 18, 2023
From: GLAS AMERICAS LLC, AS COLLATERAL AGENT
To: DIEBOLD NIXDORF, INCORPORATED
Reel/Frame 064642/0001 →
TERMINATION AND RELEASE OF SECURITY INTEREST IN PATENTS (2026 NOTES REEL/FRAME 062299/0794) Recorded Aug 18, 2023
From: GLAS AMERICAS LLC, AS COLLATERAL AGENT
To: DIEBOLD NIXDORF, INCORPORATED
Reel/Frame 064642/0202 →
TERMINATION AND RELEASE OF SECURITY INTEREST IN PATENTS (2025 EUR NOTES REEL/FRAME 053271/0067) Recorded Aug 18, 2023
From: GLAS AMERICAS LLC, AS COLLATERAL AGENT
To: DIEBOLD NIXDORF, INCORPORATED
Reel/Frame 064641/0836 →
TERMINATION AND RELEASE OF SECURITY INTEREST IN PATENTS (R/F 062299/0618) Recorded Jun 16, 2023
From: GLAS AMERICAS LLC
To: DIEBOLD NIXDORF, INCORPORATED
Reel/Frame 064008/0852 →
TERMINATION AND RELEASE OF SECURITY INTEREST IN PATENTS Recorded Jun 7, 2023
From: JPMORGAN CHASE BANK, N.A.
To: DIEBOLD NIXDORF, INCORPORATED
Reel/Frame 064021/0405 →
RELEASE OF SECURITY INTEREST IN PATENTS INTELLECTUAL PROPERTY Recorded Jan 10, 2023
From: JPMORGAN CHASE BANK, N.A., AS AGENT
To: DIEBOLD NIXDORF, INCORPORATED (F/K/A DIEBOLD, INCORPORATED); DIEBOLD SELF-SERVICE SYSTEMS
Reel/Frame 062338/0429 →
NOTICE OF SUCCESSOR AGENT AND ASSIGNMENT OF SECURITY INTEREST (INTELLECTUAL PROPERTY) - USD NOTES Recorded Jan 6, 2023
From: U.S. BANK NATIONAL ASSOCIATION, AS THE RESIGNING AGENT; DIEBOLD NIXDORF, INCORPORATED, AS GRANTOR; DIEBOLD SELF-SERVICE SYSTEMS, AS GRANTOR
To: GLAS AMERICAS LLC, AS THE SUCCESSOR AGENT
Reel/Frame 062308/0499 →
NOTICE OF SUCCESSOR AGENT AND ASSIGNMENT OF SECURITY INTEREST (INTELLECTUAL PROPERTY) - EUR NOTES Recorded Jan 6, 2023
From: U.S. BANK TRUSTEES LIMITED, AS RESIGNING AGENT; DIEBOLD NIXDORF, INCORPORATED, AS GRANTOR; DIEBOLD SELF-SERVICE SYSTEMS, AS GRANTOR
To: GLAS AMERICAS LLC, AS THE SUCCESSOR AGENT
Reel/Frame 062308/0587 →
PATENT SECURITY AGREEMENT - SUPERPRIORITY Recorded Jan 5, 2023
From: DIEBOLD NIXDORF, INCORPORATED
To: GLAS AMERICAS LLC, AS COLLATERAL AGENT
Reel/Frame 062299/0618 →
PATENT SECURITY AGREEMENT - TERM LOAN Recorded Jan 5, 2023
From: DIEBOLD NIXDORF, INCORPORATED
To: GLAS AMERICAS LLC, AS COLLATERAL AGENT
Reel/Frame 062299/0717 →
PATENT SECURITY AGREEMENT - 2026 NOTES Recorded Jan 5, 2023
From: DIEBOLD NIXDORF, INCORPORATED
To: GLAS AMERICAS LLC, AS COLLATERAL AGENT
Reel/Frame 062299/0794 →
SECURITY INTEREST (ABL) Recorded Dec 29, 2022
From: DIEBOLD NIXDORF, INCORPORATED
To: JPMORGAN CHASE BANK, N.A., AS COLLATERAL AGENT
Reel/Frame 062250/0387 →
SECURITY INTEREST (SUPPLEMENT) Recorded Jul 21, 2020
From: DIEBOLD NIXDORF INCORPORATED (F/K/A DIEBOLD, INCORPORATED); DIEBOLD SELF-SERVICE SYSTEMS
To: JPMORGAN CHASE BANK, N.A,, AS ADMINISTRATIVE AGENT
Reel/Frame 053268/0908 →
SECURITY INTEREST (NOTES) Recorded Jul 21, 2020
From: DIEBOLD NIXDORF, INCORPORATED (F/K/A DIEBOLD, INCORPORATED); DIEBOLD SELF-SERVICE SYSTEMS
To: U.S. BANK NATIONAL ASSOCIATION, AS COLLATERAL AGENT
Reel/Frame 053270/0783 →
SECURITY INTEREST (NOTES) Recorded Jul 21, 2020
From: DIEBOLD NIXDORF, INCORPORATED (F/K/A DIEBOLD, INCORPORATED); DIEBOLD SELF-SERVICE SYSTEMS
To: U.S. BANK TRUSTEES LIMITED
Reel/Frame 053271/0067 →
CHANGE OF NAME Recorded Jun 8, 2018
From: DIEBOLD SELF-SERVICE SYSTEMS DIVISION OF DIEBOLD
To: DIEBOLD NIXDORF INCORPORATED
Reel/Frame 046023/0850 →
ASSIGNMENT OF ASSIGNOR'S INTEREST Recorded Mar 6, 2018
From: MAGEE, PAUL D; BLOCK, JAMES; JENKINS, RANDALL W; CREWS, TIM; HARTY, MICHAEL J; LUTE, RICHARD C; STEINBACH, KLAUS; RAMACHANDRAN, NATARAJAN; MA, SONGTAO; IRUDAYAM, SATHISH; KONECNY, ROBERT; ATKINSON, JAMES D
To: DIEBOLD SELF-SERVICE SYSTEMS DIVISION OF DIEBOLD INCORPORATED
Reel/Frame 045505/0944 →