IP Library Granted Patent US 11,301,938
Granted Patent B1
US 11,301,938 · App. 15/931,385 · Granted Apr 12, 2022

Augmented reality account statement

Inventor: Vincent Le chevalier (San Jose, CA)
Assignee: Wells Fargo Bank, N.A.
G06Q40/12G06K9/00087G06K9/00449G06K9/00671G06Q40/02G06T19/006H04L63/0861G06F7/02G06Q20/40
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Quick Facts
Patent No.
US 11,301,938
App. No.
15/931,385
Granted
Apr 12, 2022
Kind
B1
Abstract

An augmented reality system enables consumers to access additional data and services when reviewing printed account statements. A built-in camera of a mobile device captures an image of the account statement. The captured image is processed to correlate the account statement to an account provider, effectively unlocking a set of customized services related to the account statement being reviewed. The mobile device displays customized services for the user to view and interact with.

Claims (57)

1. A method for augmenting an account statement associated with an account, the method comprising:

identifying the account statement with an augmented reality device;

acquiring enhanced data from the account using the augmented reality device for a transaction listed on the account statement that is within the view of the augmented reality device, the enhanced data being related to the transaction from the account statement;

displaying the account statement and enhanced data for the transaction that is within the view of the augmented reality device on a display of the augmented reality device, the enhanced data including:

an itemized listing of one or more products or services included within the transaction, wherein receiving selection of individual products or services within the itemized listing flags the individual products or services for further review; and

a repurchase link being overlaid in augmented reality upon the transaction on the account statement;

receiving selection of the repurchase link on the augmented reality device;

thereupon, initiating a command to repurchase the one or more products or services associated with the transaction; and

upon determining that the transaction is no longer within the view of the augmented reality device, removing the display of the enhanced data from the display of the augmented reality device.

2. The method of claim 1 , further comprising capturing an image of the account statement with a camera of the augmented reality device.

3. The method of claim 2 , further comprising:

processing the image to generate processed image data; and

correlating the processed image data to identify an institution corresponding to the account statement.

4. The method according to claim 3 , wherein the processed image data includes statement template data.

5. The method according to claim 4 , wherein correlating the processed image data includes comparing the statement template data to a set of pre-existing statement templates; and

if no pre-existing statement template is found, adding the statement template data to the set of pre-existing statement templates.

6. The method according to claim 4 , wherein the processed image data include transaction data, and further comprising:

acquiring stored transaction data for the account; and

correlating the transaction data with the stored transaction data.

7. The method according to claim 2 , wherein the image is a frame of live video acquired by the augmented reality device.

8. An augmented reality system, comprising:

a processing unit; and

system memory, the system memory including instructions that, when executed by the processing unit, cause the augmented reality system to:

identify an account statement;

acquire enhanced data from an account for a transaction listed on the account statement, the enhanced data being related to the transaction from the account statement;

display the account statement and enhanced data on a display of the augmented reality system, the enhanced data including an itemized listing of one or more products or services included within the transaction and a repurchase link being overlaid in augmented reality upon the transaction on the account statement, wherein receiving selection of individual products or services within the itemized listing flags the individual products or services for further review;

receive selection of the repurchase link on the augmented reality system;

thereupon, initiate a command to repurchase the one or more products or services associated with the transaction; and

upon determining that the transaction is no longer within the view of the augmented reality system, remove the display of the enhanced data from the display of the augmented reality system.

9. The augmented reality system of claim 8 , further comprising instructions that, when executed by the processing unit, cause the augmented reality system to capture an image of the account statement with a camera of the augmented reality system.

10. The augmented reality system of claim 9 , further comprising instructions that, when executed by the processing unit, cause the augmented reality system to:

process the image to generate processed image data; and

correlate the processed image data to identify an institution corresponding to the account statement.

11. The augmented reality system according to claim 10 , wherein the processed image data includes statement template data.

12. The augmented reality system according to claim 11 , further comprising instructions that, when executed by the processing unit, cause the augmented reality system to:

compare the statement template data to a set of pre-existing statement templates; and

if no pre-existing statement template is found, add the statement template data to the set of pre-existing statement templates.

13. The augmented reality system according to claim 9 , wherein the image is a frame of live video acquired by the augmented reality system.

14. An augmented reality system, comprising:

a processing unit; and

system memory, the system memory including instructions that, when executed by the processing unit, cause the augmented reality system to:

receive an account statement, the account statement including a plurality of transactions;

acquire enhanced data from an account for a transaction of the plurality of transactions, the enhanced data being related to the transaction from the account statement;

display the account statement and enhanced data on a display of the augmented reality system, the enhanced data including an itemized listing of one or more products or services included within the transaction and a repurchase link being overlaid in augmented reality upon the transaction of the plurality of transactions on the account statement, wherein receipt of selection of individual products or services within the itemized listing flags the individual products or services for further review;

receive selection of the repurchase link on the augmented reality system;

thereupon, initiate a command to repurchase the one or more products or services associated with the transaction; and

upon determining that the transaction is no longer within the view of the augmented reality system, remove the display of the enhanced data from the display of the augmented reality system.

15. The augmented reality system of claim 14 , further comprising instructions that, when executed by the processing unit, cause the augmented reality system to capture an image of the account statement with a camera of the augmented reality system.

16. The augmented reality system of claim 15 , further comprising instructions that, when executed by the processing unit, cause the augmented reality system to:

process the image to generate processed image data; and

correlate the processed image data to identify an institution corresponding to the account statement.

17. The augmented reality system according to claim 16 , wherein the processed image data includes statement template data.

18. The augmented reality system according to claim 17 , further comprising instructions that, when executed by the processing unit, cause the augmented reality system to:

compare the statement template data to a set of pre-existing statement templates; and

if no pre-existing statement template is found, add the statement template data to the set of pre-existing statement templates.

19. The augmented reality system according to claim 15 , wherein the image is a frame of live video acquired by the augmented reality system.

20. The augmented reality system according to claim 14 , further comprising instructions that, when executed by the processing unit, cause the augmented reality system to acquire stored transaction data.

Assignments (2)
STATEMENT OF CHANGE OF ADDRESS OF ASSIGNEE Recorded Jun 17, 2025
From: WELLS FARGO BANK, N.A.
To: WELLS FARGO BANK, N.A.
Reel/Frame 071657/0316 →
ASSIGNMENT OF ASSIGNOR'S INTEREST Recorded May 13, 2020
From: LE CHEVALIER, VINCENT
To: WELLS FARGO BANK, N.A.
Reel/Frame 052654/0051 →
Continuity (2)
Continuation 15418870 · Jan 30, 2017
Provisional Application 62440504 · Dec 30, 2016