IP Library Granted Patent US 10,232,268
Granted Patent B2
US 10,232,268 · App. 15/948,334 · Granted Mar 19, 2019

Promotion generation engine for a money transfer system

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Quick Facts
Patent No.
US 10,232,268
App. No.
15/948,334
Granted
Mar 19, 2019
Kind
B2
Abstract

A money transfer system is promoted by providing a user access to a game or contest generated by a promotions engine computer. The user is directed to a customer relations portal accessible via an access device to participate in the game or contest. The customer relations portal comprising a server configured to manage the game or contest and associated with the promotions engine computer. A response is received from the user at the server related to the user's participation in the game or contest. The server determines whether the user is to receive a reward or prize based on the response from the user, and an output is provided to the user on the access device indicating whether the user is to receive the reward or prize.

Claims (44)

1. A promotions engine computer for promoting money transfers, the computer comprising:

a user interface;

a processor communicatively coupled to the user interface, wherein the processor is configured to:

receive, via a user interface, information identifying a user;

transmit, to a server, the information identifying the user;

receive, from the server, a generated customized game based on the information identifying the user, wherein a prize associated with the generated customized game is at least one of discounted or complimentary products or discounted or complimentary services for a money transfer system; and

output, to the user interface, the generated customized game.

2. The system of claim 1 , wherein the processor is further configured to:

receive, from the user interface, a promotional code;

transmit, to the server, the promotional code; and

wherein the generated customized game is based on the promotional code.

3. The system of claim 1 , wherein the processor is further configured to:

receive, via the user interface, at least one answer in response to the generated customized game;

transmit, to the server, the at least one answer;

receive, from the server, a notification whether the user is eligible or ineligible for a prize based on the at least one answer; and

output, to the user interface, the notification whether the user is eligible or ineligible for the prize based on the at least one answer.

4. The system of claim 3 , wherein the notification includes whether the user is eligible or ineligible for a consolation prize based on the at least one answer.

5. The system of claim 1 , wherein the user is eligible for the prize associated with the generated customized game when the user is one of a first predetermined number of participants.

6. The system of claim 1 , wherein the user is eligible for the prize associated with the customized game when the user has shared the customized game with another user.

7. The system of claim 1 , wherein the generated customized game is based at least in part on a date the processor transmits, to the server, the information identifying the user.

8. The system of claim 1 , wherein the generated customized game is based at least in part on a user profile of the user.

9. The system of claim 1 , wherein the generated customized game is based at least in part on at least one of: past money send activity and past money receive activity of the user.

10. The system of claim 1 , wherein the generated customized game is based at least in part on information associated with the user's social media accounts.

11. A computer-implemented method for promoting money transfers, comprising:

receiving information identifying a user;

transmitting, to a server, the information identifying the user;

receiving, from the server, a generated customized game based on the information identifying the user, wherein a prize associated with the generated customized game is at least one of discounted or complimentary products or discounted or complimentary services for a money transfer system; and

outputting the generated customized game.

12. The method of claim 11 , the method further comprising:

receiving a promotional code;

transmitting, to the server, the promotional code; and

wherein the generated customized game is based on the promotional code.

13. The method of claim 11 , the method further comprising:

receiving at least one answer in response to the generated customized game;

transmitting, to the server, the at least one answer;

receiving, from the server, a notification whether the user is eligible or ineligible for a prize based on the at least one answer; and

outputting the notification whether the user is eligible or ineligible for the prize based on the at least one answer.

14. The method of claim 13 , wherein the notification includes whether the user is eligible or ineligible for a consolation prize based on the at least one answer.

15. The method of claim 11 , wherein the user is eligible for the prize associated with the generated customized game when the user is one of a first predetermined number of participants.

16. The method of claim 11 , wherein the user is eligible for the prize associated with the customized game when the user has shared the customized game with another user.

17. The method of claim 11 , wherein the generated customized game is based at least in part on a date the processor transmits, to the server, the information identifying the user.

18. The method of claim 11 , wherein the generated customized game is based at least in part on a user profile of the user.

19. The method of claim 11 , wherein the generated customized game is based at least in part on at least one of: past money send activity and past money receive activity of the user.

20. The method of claim 11 , wherein the generated customized game is based at least in part on information associated with the user's social media accounts.

Assignments (7)
SECURITY INTEREST Recorded Jun 5, 2023
From: MONEYGRAM INTERNATIONAL, INC.; MONEYGRAM PAYMENT SYSTEMS, INC.
To: COMPUTERSHARE TRUST COMPANY, NATIONAL ASSOCIATION
Reel/Frame 063858/0628 →
SECURITY INTEREST Recorded Jun 5, 2023
From: MONEYGRAM INTERNATIONAL, INC.; MONEYGRAM PAYMENT SYSTEMS, INC.
To: GOLDMAN SACHS BANK USA
Reel/Frame 063858/0646 →
RELEASE OF SECURITY INTEREST Recorded Jun 5, 2023
From: BANK OF AMERICA, N.A.
To: MONEYGRAM INTERNATIONAL, INC.
Reel/Frame 063859/0247 →
RELEASE OF SECURITY INTEREST Recorded Jul 21, 2021
From: BANK OF AMERICA, N.A.
To: MONEYGRAM INTERNATIONAL, INC.
Reel/Frame 056940/0436 →
SECURITY INTEREST Recorded Jul 21, 2021
From: MONEYGRAM INTERNATIONAL, INC.
To: BANK OF AMERICA, N.A.
Reel/Frame 056940/0699 →
SECOND LIEN PATENT SECURITY AGREEMENT Recorded Jun 27, 2019
From: MONEYGRAM INTERNATIONAL, INC.
To: BANK OF AMERICA, N.A., AS COLLATERAL AGENT
Reel/Frame 049613/0321 →
ASSIGNMENT OF ASSIGNOR'S INTEREST Recorded Jul 11, 2018
From: ZOUITEN, YASSIR; SLETTEN, DORILYN LEE
To: MONEYGRAM INTERNATIONAL, INC.
Reel/Frame 046321/0150 →