IP Library Granted Patent US 10,313,511
Granted Patent B1
US 10,313,511 · App. 16/000,453 · Granted Jun 4, 2019

Customer self-help control system for contact centers

Inventors: Julio Jiron (San Bruno, CA); Kevin King (Concord, CA); Beth S. Moss (Danville, CA); James Lyle Schafer (San Francisco, CA); Kalyan Subramanian (Scottsdale, AZ); Chris Theodore Kalaboukis (San Jose, CA); Raziq Yaqub (Stewartsville, NJ)
Assignee: Wells Fargo Bank, N.A.
H04M3/42161H04L63/10H04M3/2218H04M3/2281
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Quick Facts
Patent No.
US 10,313,511
App. No.
16/000,453
Granted
Jun 4, 2019
Kind
B1
Abstract

A computer system is described that is configured to enable customers of an organization to self-monitor account activity and modify account access settings via a contact center of the organization. The contact center control system is configured to provide an interactive call history associated with the customer's accounts with the organization. Using the call history, the customer may perform self-monitoring of calls into the contact center that access the customer's accounts, and notify the organization if any of the calls appear suspicious. The contact center control system is configured provide a user interface through which the customer may modify account access settings including changing which types of authentication methods are enabled to access the customer's accounts, and blocking account access by callers from certain phone numbers. The contact center control system may allow the customer to turn off all access to the customer's accounts via the contact center.

Claims (48)

1. A computer-implemented method comprising:

generating, by a computing system, a call history for a customer of an organization, wherein the call history includes one or more calls into a contact center of the organization that are associated with an account of the customer at the organization;

sending, by the computing system, data representative of the call history to a user device of the customer;

receiving, by the computing system and from the user device in response to the data representative of the call history, data representative of changes to account access settings that define restrictions on accessing the account of the customer via the contact center; and

providing, by the computing system and to one or more front-end systems within the contact center, the account access settings for the account of the customer for use in determining whether to allow subsequent calls into the contact center to access the account of the customer.

2. The computer-implemented method of claim 1 , wherein the account access settings at least indicate whether the customer has disabled one or more authentication methods to access the account of the customer via the contact center or has disabled all access to the account of the customer via the contact center.

3. The computer-implemented method of claim 1 , further comprising:

receiving, by the computing system and from the user device in response to the data representative of the call history, an indication that at least one of the calls included in the call history comprises a potentially fraudulent access to the account of the customer; and

in response to the indication, reporting the at least one of the calls to a fraud prevention system of the organization.

4. The computer-implemented method of claim 1 , further comprising:

receiving, by the computing system and from the user device in response to the data representative of the call history, a request to review the account access settings for the account of the customer; and

in response to the request, sending, by the computing system and to the user device, data representative of a user interface used to present the account access settings and receive the changes to the account access settings.

5. The computer-implemented method of claim 1 , wherein the data representative of the call history comprises data representative of a user interface used to present an interactive call history that includes access information indicating how each of the one or more calls accessed the account of the customer via the contact center, and wherein at least a portion of the access information included in the interactive call history is linked to the account access settings for the account of the customer.

6. The computer-implemented method of claim 5 , further comprising:

receiving, by the computing system and from the user device, a selection of a linked portion of the access information included in the interactive call history; and

in response to the selection, sending, by the computing system and to the user device, data representative of a user interface used to receive the changes to the account access settings associated with the linked portion of the access information.

7. The computer-implemented method of claim 1 , wherein providing the account access settings comprises receiving, by the computing system, a request to lookup the account access settings for the account of the customer from the one or more front-end systems based on one of the subsequent calls into the contact center that is attempting to access the account of the customer.

8. The computer-implemented method of claim 1 , wherein sending the data representative of the call history comprises sending a notification to the user device on a periodic basis, wherein the notification includes the data representative of the call history.

9. The computer-implemented method of claim 1 , further comprising receiving event log data for the contact center, wherein the event log data includes context data associated with origins of each call into the contact center and call data associated with actions performed during each call into the contact center, and wherein generating the call history comprises generating the call history for the customer based on the event log data of the one or more calls that are associated with the account of the customer.

10. A computing system comprising:

one or more storage units configured to store a plurality of account access settings for a contact center of an organization; and

one or more processors in communication with the storage units and configured to:

generate a call history for a customer of the organization, wherein the call history includes one or more calls into the contact center of the organization that are associated with an account of the customer at the organization;

send data representative of the call history to a user device of the customer;

receive, from the user device in response to the data representative of the call history, data representative of changes to account access settings that define restrictions on accessing the account of the customer via the contact center; and

provide, to one or more front-end systems within the contact center, the account access settings for the account of the customer for use in determining whether to allow subsequent calls into the contact center to access the account of the customer.

11. The computing system of claim 10 , wherein the account access settings at least indicate whether the customer has disabled one or more authentication methods to access the account of the customer via the contact center or has disabled all access to the account of the customer via the contact center.

12. The computing system of claim 10 , wherein the one or more processors are configured to:

receive, from the user device in response to the data representative of the call history, an indication that at least one of the calls included in the call history comprises a potentially fraudulent access to the account of the customer; and

in response to the indication, report the at least one of the calls to a fraud prevention system of the organization.

13. The computing system of claim 10 , wherein the one or more processors are configured to:

receive, from the user device in response to the data representative of the call history, a request to review the account access settings for the account of the customer; and

in response to the request, send, to the user device, data representative of a user interface used to present the account access settings and receive the changes to the account access settings.

14. The computing system of claim 10 , wherein the data representative of the call history comprises data representative of a user interface used to present an interactive call history that includes access information indicating how each of the one or more calls accessed the account of the customer via the contact center, and wherein at least a portion of the access information included in the interactive call history is linked to the account access settings for the account of the customer.

15. The computing system of claim 14 , wherein the one or more processors are configured to:

receive, from the user device, a selection of a linked portion of the access information included in the interactive call history; and

in response to the selection, send, to the user device, data representative of a user interface used to receive the changes to the account access settings associated with the linked portion of the access information.

16. The computing system of claim 10 , wherein, to provide the account access settings, the one or more processors are further configured to receive a request to lookup the account access settings for the account of the customer from the one or more front-end systems based on one of the subsequent calls into the contact center that is attempting to access the account of the customer.

17. The computing system of claim 10 , wherein, to send the data representative of the call history, the one or more processors are configured to send a notification to the user device on a periodic basis, wherein the notification includes the data representative of the call history.

18. The computing system of claim 10 , wherein the one or more processors are configured to:

receive event log data for the contact center, wherein the event log data includes context data associated with origins of each call into the contact center and call data associated with actions performed during each call into the contact center; and

generate the call history for the customer based on the event log data of the one or more calls that are associated with the account of the customer.

19. A non-transitory computer readable medium including instructions that when executed cause one or more processors to:

generate, by a computing system, a call history for a customer of an organization, wherein the call history includes one or more calls into a contact center of the organization that are associated with an account of the customer at the organization;

send, by the computing system, data representative of the call history to a user device of the customer;

receive, by the computing system and from the user device in response to the data representative of the call history, data representative of changes to account access settings that define restrictions on accessing the account of the customer via the contact center; and

provide, by the computing system and to one or more front-end systems within the contact center, the account access settings for the account of the customer for use in determining whether to allow subsequent calls into the contact center to access the account of the customer.

20. The non-transitory computer readable medium of claim 19 , wherein the account access settings at least indicate whether the customer has disabled one or more authentication methods to access the account of the customer via the contact center or has disabled all access to the account of the customer via the contact center.

Assignments (3)
REQUEST FOR ADDRESS CHANGE Recorded Apr 16, 2026
From: WELLS FARGO BANK, N.A.
To: WELLS FARGO BANK, N.A.
Reel/Frame 075424/0021 →
REQUEST FOR ADDRESS CHANGE Recorded Dec 4, 2025
From: WELLS FARGO BANK, N.A.
To: WELLS FARGO BANK, N.A.
Reel/Frame 074387/0936 →
ASSIGNMENT OF ASSIGNOR'S INTEREST Recorded Aug 14, 2018
From: JIRON, JULIO; KING, KEVIN; MOSS, BETH S.; SCHAFER, JAMES LYLE; SUBRAMANIAN, KALYAN; KALABOUKIS, CHRIS THEODORE; YAQUB, RAZIQ
To: WELLS FARGO BANK, N.A.
Reel/Frame 046826/0699 →
Cited By (1)
US 12,475,409