System and method for paying a merchant by a registered user using a cellular telephone account
A system and method allows users to make purchases utilizing a mobile subscriber account.
1. A method of executing computer instructions on at least one device in which the at least one device includes at least one processor and at least one memory, comprising: fetching computer instructions from the at least one memory of the at least one device for execution on the at least one processor of the at least one device; executing the fetched computer instructions on the at least one processor of the at least one device; and storing in the at least one memory of the at least one device any results of having executed the fetched computer instructions on the at least one processor of the at least one device; wherein the computer instructions to be executed comprise instructions to at least authenticate a mobile subscriber that has previously been registered, wherein the executing the fetched computer instructions to at least authenticate the mobile subscriber further comprises: querying electronically via a network for a mobile account that has not been suspended or disabled and is associated with a mobile telephone number for the mobile subscriber.
2. The method of claim 1 , wherein the executing the fetched computer instructions to at least authenticate the mobile subscriber further comprises:
receiving a current merchant identifier.
3. The method of claim 2 , wherein the executing the fetched computer instructions to at least authenticate the mobile subscriber further comprises: the current merchant identifier and the mobile telephone number being from the same or different sources.
4. The method of claim 2 , wherein the executing the fetched computer instructions to at least authenticate the mobile subscriber further comprises: the current merchant identifier or the mobile telephone number for the mobile subscriber being received via electronic network communications.
5. The method of claim 4 , wherein the electronic network communications comprise communications via the Internet.
6. The method of claim 1 , wherein the executing the fetched computer instructions to at least authenticate the mobile subscriber further comprises:
validating a SIM card of the cellular telephone of the mobile subscriber.
7. The method of claim 6 , wherein the executing the fetched computer instructions to at least authenticate the mobile subscriber further comprises: the cellular telephone operating in accordance with GSM or CDMA communication protocols.
8. The method of claim 1 , wherein the at least one device comprises a server.
9. The method of claim 1 , wherein the mobile subscriber being authenticated comprises a party to a transaction.
10. The method of claim 9 , wherein the transaction comprises a purchase of goods or services.
11. The method of claim 10 , wherein the purchase comprises a one click shopping purchase.
12. The method of claim 10 , wherein the services being purchased include services provided via electronic communications over a network.
13. The method of claim 1 , wherein the registering includes validation of the mobile subscriber.
14. An apparatus comprising: one or more computer systems to execute computer instructions on at least one device in which the at least one device includes at least one processor and at least one memory; the at least one device to fetch computer instructions from the at least one memory of the at least one device for execution on the at least one processor of the at least one device; the at least one device to execute the fetched computer instructions on the at least one processor of the at least one device; and the at least one device to store in the at least one memory of the at least one device any results of having executed the fetched computer instructions on the at least one processor of the at least one device; wherein the computer instructions to be executed comprise computer instructions at least to authenticate a mobile subscriber that has previously been registered; the computer instructions further to: query electronically via a network for a mobile account that has not been suspended or disabled and is associated with a mobile telephone number for the mobile subscriber.
15. The apparatus of claim 14 , wherein the computer instructions to be executed that comprise computer instructions to at least authenticate the mobile subscriber further comprise computer instructions to receive a current merchant identifier.
16. The apparatus of claim 15 , wherein the computer instructions to be executed that comprise computer instructions to at least authenticate the mobile subscriber further comprise computer instructions to receive the current merchant identifier and the mobile telephone number from the same or different sources.
17. The apparatus of claim 15 , wherein the computer instructions to be executed that comprise computer instructions to at least authenticate the mobile subscriber further comprise computer instructions to receive the current merchant identifier or the mobile telephone number via electronic network communications.
18. The apparatus of claim 17 , wherein the computer instructions to be executed that comprise computer instructions to at least authenticate the mobile subscriber further comprise computer instructions to receive the electronic network communications via the Internet.
19. The apparatus of claim 14 , wherein the computer instructions to be executed that comprise computer instructions to at least authenticate the mobile subscriber further comprise computer instructions to validate the SIM card of the cellular telephone of the mobile subscriber.
20. The apparatus of claim 19 , wherein the cellular telephone to comprise a GSM or a CDMA cellular telephone.
21. The apparatus of claim 14 , wherein the one or more computer systems comprise servers.
22. The apparatus of claim 14 , wherein the mobile subscriber to be authenticated comprises a party to a transaction.
23. The apparatus of claim 22 , wherein the transaction comprises a purchase of goods or services.
24. The apparatus of claim 23 , wherein the purchase comprises a one click shopping purchase.
25. The apparatus of claim 23 , wherein the services to be purchased include services to be provided via electronic communications over a network.
26. The apparatus of claim 14 , wherein the previous registration of the mobile subscriber included validation of the mobile subscriber.
27. An article comprising: non-transitory storage media having stored thereon computer instructions executable on at least one device in which the at least one device includes at least one processor and at least one memory; the at least one device to fetch the computer instructions from the at least one memory of the at least one device for execution on the at least one processor of the at least one device; the at least one device to execute the fetched computer instructions on the at least one processor of the at least one device; and the at least one device to store in the at least one memory of the at least one device any results of having executed the fetched computer instructions on the at least one processor of the at least one device; wherein the computer instructions to be executed comprise computer instructions at least to authenticate a mobile subscriber that has previously been registered; the computer instructions further to: query electronically via a network for a mobile account that has not been suspended or disabled and is associated with a mobile telephone number for the mobile subscriber.
28. The article of claim 27 , wherein the computer instructions to be executed that comprise computer instructions to at least authenticate the mobile subscriber further comprise computer instructions to receive a current merchant identifier.
29. The article of claim 28 , wherein the computer instructions to be executed that comprise computer instructions to at least authenticate the mobile subscriber further comprise computer instructions to receive the current merchant identifier and the mobile telephone number from the same or different sources.
30. The article of claim 28 , wherein the computer instructions to be executed that comprise computer instructions to at least authenticate the mobile subscriber further comprise computer instructions to receive the current merchant identifier or the mobile telephone number via electronic network communications.
31. The article of claim 30 , wherein the computer instructions to be executed that comprise computer instructions to at least authenticate the mobile subscriber further comprise computer instructions to receive the electronic network communications via the Internet.
32. The article of claim 27 , wherein the computer instructions to be executed that comprise computer instructions to at least authenticate the mobile subscriber further comprise computer instructions to validate the SIM card of the cellular telephone of the mobile subscriber.
33. The article of claim 32 , wherein the cellular telephone to comprise a GSM or a CDMA cellular telephone.
34. The article of claim 27 , wherein the computer instructions are executed on one or more servers.
35. The article of claim 27 , wherein the mobile subscriber to be authenticated comprises a party to a transaction.
36. The article of claim 35 , wherein the transaction comprises a purchase of goods or services.
37. The article of claim 36 , wherein the purchase comprises a one click shopping purchase.
38. The article of claim 36 , wherein the services to be purchased include services to be provided via electronic communications over a network.
39. The article of claim 27 , wherein the previous registration of the mobile subscriber included validation of the mobile subscriber.