SYSTEMS AND METHODS FOR OPTIMIZATION OF A FINANCIAL TRANSACTION
A method of determining a structure for financing a consumer product through a computer implemented process according to one embodiment comprising the steps of: receiving one or more fixed inputs including a monthly payment value and a down payment value; calculating a plurality of potential financial structures for the consumer product based upon the monthly payment value and the down payment value; and determining from the plurality of potential financial structures, a financial structure that provides a greatest profit for a seller of the consumer product.
1 . A system of determining a structure for financing a vehicle comprising:
a memory device for receiving a plurality of inputs including at least a monthly payment value and a down payment value;
a user interface device for a user to input the plurality of inputs to the memory;
a central processing unit operable to:
calculate in the computer a plurality of potential financial structures for vehicles based upon the monthly payment value and the down payment value; and
select by the central processing unit from the plurality of potential financial structures, an optimum financial structure that provides a greatest profit for a seller of one of the vehicles; and
a display for showing the optimum financial structure.
2 . The system of claim 1 , wherein the central processing unit is remote from the display.
3 . A user interface screen for assisting a user determine a structure for financing a vehicle comprising:
a user interface device to input a plurality of inputs including at least a monthly payment value and a down payment value into a memory;
a processing unit for calculating a plurality of potential financial structures for the vehicles products based upon the monthly payment value and the down payment value; and selecting by the processing unit from the plurality of potential financial structures, an optimum financial structure that provides a greatest profit for a seller of one of the vehicles; and
a display screen for showing a results panel the optimum financial structure.
4 . The GUI of claim 3 , further comprising a MVP panel for a current vehicle.
5 . The GUI of claim 3 , further comprising a MVP panel for all inventory.
6 . A method of determining a structure for financing a vehicle through a computer implemented process comprising:
receiving in a computer a plurality of inputs including at least a monthly payment value and a down payment value;
calculating in the computer a plurality of potential financial structures for the vehicles based upon the monthly payment value and the down payment value;
selecting by the computer from the plurality of potential financial structures, an optimum financial structure that provides a greatest profit for a seller of one of the vehicles; and
displaying the optimum financial structure.