IP Library Granted Patent US 10,826,759
Granted Patent B2
US 10,826,759 · App. 16/166,027 · Granted Nov 3, 2020

Systems and methods for providing split control of multiple execution environments

Inventors: Adam Gerety (Trophy Club, TX); Andrew Typrin (Celina, TX); Troy Frost (Plano, TX)
Assignee: Moneygram International, Inc.
H04L41/0803G06F9/5061G06Q20/102G06Q20/28G06Q20/342H04L67/02H04L67/125
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Quick Facts
Patent No.
US 10,826,759
App. No.
16/166,027
Granted
Nov 3, 2020
Kind
B2
Abstract

The present disclosure describes systems, methods, and computer-readable storage media implementing techniques for providing split control of an execution environment. According to aspects of the disclosure, a first entity may be configured to exert control over presentation related aspects (e.g., the look and feel) of services provided by a second entity, while the second entity may exert control over backend processing and execution of the services. To facilitate the different portions of the split control, one or more servers may be configured to provide a first execution layer, a second execution layer, and a second execution layer control panel. The first execution layer may perform operations for executing the provisioning of the service. The second execution layer may perform operations for presenting the computing/execution environment for providing the service, and the second execution environment control panel may provide the first entity to customize/modify presentation related aspects of the computing/execution environment.

Claims (41)

1. A method for providing a computing environment that executes services from a plurality of entities, said method comprising:

establishing a primary execution layer at a client processing device, said primary execution layer corresponding to a primary service that is controlled according to rules established by a first entity in communication with the client processing device;

providing a first database in communication with the client processing device, wherein the first database is configured to store a first set of service inputs on behalf of the first entity in connection with providing the primary service;

establishing a secondary execution layer at the client processing device, said secondary execution layer including a presentation layer that governs the presentation of the computing environment while adhering to execution requirement rules of the primary execution layer;

providing a secondary execution layer partner control panel, said secondary execution layer partner control panel configured to provide control functionality to a second entity over one or more configuration aspects of the secondary execution layer;

providing a second database in communication with the client processing device, wherein the second database is configured to store a second set of service inputs on behalf of the second entity in connection with providing the primary service, and wherein the second entity does not have the ability to change the first set of service inputs, but has the ability to change the second set of service inputs; and

providing said second entity with access to the secondary execution layer in order to utilize the interactive computing environment, wherein said second entity is able to provide said primary service of said first entity to an end user while also controlling the secondary execution layer, including controlling the presentation of the computing environment which facilitates said primary service.

2. The method of claim 1 wherein the secondary execution layer implements a secondary service provided by the second entity, and wherein the second service is distinct from the primary service provided by the first entity.

3. The method of claim 2 wherein the secondary service includes one or more of providing coupon offers, providing video content, providing audio content, providing bill pay services, prepaid card service, prepaid cellular services, or a combination thereof, and wherein the primary service includes transferring funds.

4. The method of claim 1 wherein providing the secondary execution layer partner control panel includes providing a web-based access to at least one server to the second entity, and wherein the primary execution layer is configured to perform operations to implement rules established by the first entity.

5. The method of claim 4 wherein the at least one server is a server hosted by the first entity.

6. The method of claim 4 wherein the at least one server is hosted by a combination of both the first and second entity.

7. The method of claim 1 further comprising configuring the client processing device to provide additional secondary execution layers dedicated to one or more additional entities, wherein said additional entities are able to provide said primary service of said first entity to an end user while also controlling the additional secondary execution layers corresponding to each individual additional entities, including controlling the presentation of the computing environment which facilitates said primary service.

8. The method of claim 1 wherein the rules established by the first entity include regulatory requirements governing the primary service of the first entity, and wherein the first database includes encryption protocols.

9. The method of claim 1 wherein the client processing device includes one or more of a point-of-sale device, a mobile device, a tablet computing device, a personal computing device, a laptop computing device, and an automated teller machine.

10. A system for providing a computing environment that executes services from a plurality of entities, said system comprising:

a server comprising:

a processor

configured to:

execute a primary execution layer, said primary execution layer corresponding to a primary service that is controlled according to rules established by a first entity in communication with the client processing device;

execute a secondary execution layer, said secondary execution layer including a presentation layer that governs the presentation of the computing environment while taking into account execution requirements of the primary execution layer;

provide a secondary execution layer partner control panel, said secondary execution layer partner control panel configured to provide control functionality to a second entity over one or more configuration aspects of the secondary execution layer; and

provide said second entity with access to the secondary execution layer in order to utilize the interactive computing environment, wherein said second entity is able to provide said primary service of said first entity to an end user while also controlling the secondary execution layer, including controlling the presentation of the computing environment which facilitates said primary service; and

a memory communicatively coupled to the processor, the memory configured to:

provide a first database in communication with the client processing device, wherein the first database is configured to store a first set of service inputs on behalf of the first entity in connection with providing the primary service; and

provide a second database in communication with the client processing device, wherein the second database is configured to store a second set of service inputs on behalf of the second entity in connection with providing the primary service, and wherein the second entity does not have the ability to change the first set of service inputs, but has the ability to change the second set of service inputs.

11. The system of claim 10 wherein the secondary execution layer implements a secondary service provided by the second entity, and wherein the primary execution layer is configured to determine that transactions performed by the end user at the second entity comply with the rules established by the first entity.

12. The system of claim 11 wherein the secondary service includes one or more of providing coupon offers, providing video content, providing audio content, providing bill pay services, prepaid card service, prepaid cellular services, or a combination thereof.

13. The system of claim 10 wherein providing the secondary execution layer partner control panel includes providing a web-based access to the at least one server to the second entity.

14. The system of claim 10 wherein the at least one server is a server hosted by the first entity.

15. The system of claim 10 said at least one server further configured to provide additional secondary execution layers dedicated to one or more additional entities, wherein said additional entities are able to provide said primary service of said first entity to an end user while also controlling the additional secondary execution layers corresponding to each individual additional entities, including controlling the presentation of the computing environment which facilitates said primary service.

16. A non-transitory computer-readable storage medium storing instructions that, when executed by one or more processors, cause the one or more processors to perform operations for providing a computing environment that executes services from a plurality of entities, said operations comprising:

executing a primary execution layer by at least one server, said primary execution layer corresponding to a primary service that is controlled according to rules established by a first entity in communication with the client processing device;

providing a first database in communication with the client processing device, wherein the first database is configured to store a first set of service inputs on behalf of the first entity in connection with providing the primary service;

executing a secondary execution layer at the at least one server, said secondary execution layer including a presentation layer that governs the presentation of the computing environment while adhering to execution requirement rules of the primary execution layer;

executing a secondary execution layer partner control panel, said secondary execution layer partner control panel configured to provide control functionality to a second entity over one or more configuration aspects of the secondary execution layer;

providing a second database in communication with the client processing device, wherein the second database is configured to store a second set of service inputs on behalf of the second entity in connection with providing the primary service, wherein the second entity does not have the ability to change the first set of service inputs, but has the ability to change the second set of service inputs; and

providing said second entity with access to the secondary execution layer in order to utilize the interactive computing environment, wherein said second entity is able to provide said primary service of said first entity to an end user while also controlling the secondary execution layer, including controlling the presentation of the computing environment which facilitates said primary service.

17. The non-transitory computer-readable storage medium of claim 16 wherein the secondary execution layer implements a secondary service provided by the second entity.

18. The non-transitory computer-readable storage medium of claim 16 the operations further comprising configuring said at least one server to provide additional secondary execution layers dedicated to one or more additional entities, wherein said additional entities are able to provide said primary service of said first entity to an end user while also controlling the additional secondary execution layers corresponding to each individual additional entities, including controlling the presentation of the computing environment which facilitates said primary service.

19. The non-transitory computer-readable storage medium of claim 16 wherein providing the secondary execution layer partner control panel includes providing a web-based access to the at least one server to the second entity.

Assignments (8)
SECURITY INTEREST Recorded Jun 5, 2023
From: MONEYGRAM INTERNATIONAL, INC.; MONEYGRAM PAYMENT SYSTEMS, INC.
To: COMPUTERSHARE TRUST COMPANY, NATIONAL ASSOCIATION
Reel/Frame 063858/0628 →
SECURITY INTEREST Recorded Jun 5, 2023
From: MONEYGRAM INTERNATIONAL, INC.; MONEYGRAM PAYMENT SYSTEMS, INC.
To: GOLDMAN SACHS BANK USA
Reel/Frame 063858/0646 →
RELEASE OF SECURITY INTEREST Recorded Jun 5, 2023
From: BANK OF AMERICA, N.A.
To: MONEYGRAM INTERNATIONAL, INC.
Reel/Frame 063859/0247 →
RELEASE OF SECURITY INTEREST Recorded Jul 21, 2021
From: BANK OF AMERICA, N.A.
To: MONEYGRAM INTERNATIONAL, INC.
Reel/Frame 056940/0436 →
SECURITY INTEREST Recorded Jul 21, 2021
From: MONEYGRAM INTERNATIONAL, INC.
To: BANK OF AMERICA, N.A.
Reel/Frame 056940/0699 →
SECOND LIEN PATENT SECURITY AGREEMENT Recorded Jun 27, 2019
From: MONEYGRAM INTERNATIONAL, INC.
To: BANK OF AMERICA, N.A., AS COLLATERAL AGENT
Reel/Frame 049613/0321 →
ASSIGNMENT OF ASSIGNOR'S INTEREST Recorded Jan 23, 2019
From: GERETY, ADAM; FROST, TROY
To: MONEYGRAM INTERNATIONAL, INC.
Reel/Frame 048113/0238 →
ASSIGNMENT OF ASSIGNOR'S INTEREST Recorded Jan 23, 2019
From: TYPRIN, ANDREW
To: MONEYGRAM INTERNATIONAL, INC.
Reel/Frame 048117/0548 →