IP Library Granted Patent US 10,657,516
Granted Patent B2
US 10,657,516 · App. 16/190,054 · Granted May 19, 2020

Enabling secure transactions with an underpowered device

Inventors: Venkata Kalyan Sanaboyina (Redwood City, CA); Yifan Li (San Jose, CA); Aalok Johar (Campbell, CA)
Assignee: PayPal, Inc.
G06Q20/3274G06F1/263G06F1/30G06F21/36G06F21/57G06F21/6245G06F21/81G06F21/88G06K19/06037G06K19/06112G06Q20/3224G06Q20/3226G06Q20/405H04W4/02G06F1/3212G06F2221/034G06F2221/2117Y02D10/174
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Quick Facts
Patent No.
US 10,657,516
App. No.
16/190,054
Granted
May 19, 2020
Kind
B2
Abstract

Methods, systems, and computer program products for providing secure transactions for a device with limited functionality are disclosed. For example, a computer-implemented method may include presenting an encoded image identifying a form of payment on a display of a computing device in response to detecting a condition limiting a functionality of the device, maintaining the presentation of the encoded image on the display in response to the detected condition, and removing the presentation of the encoded image from the display in response to determining that the detected condition is no longer detected.

Claims (61)

1. A system, comprising:

a non-transitory memory; and

one or more hardware processors coupled to the non-transitory memory and configured to read instructions from the non-transitory memory to cause the system to perform operations comprising:

detecting a condition limiting a functionality of a first display of a mobile device;

in response to the detecting, presenting content on a second display of the mobile device; and

maintaining the presentation of the content on the second display of the mobile device for a period of time while the condition exists.

2. The system of claim 1 , wherein the operations further comprise generating the content based on a user account among a plurality of user accounts with a service provider.

3. The system of claim 2 , wherein the operations further comprise determining a location of the mobile device, and wherein the generating the content comprises embedding information associated with the location into the content.

4. The system of claim 2 , wherein the operations further comprise generating a timestamp corresponding to a time when the condition is detected, and wherein the generating the content comprises embedding the timestamp into the content.

5. The system of claim 1 , wherein the content identifies a funding account, and wherein the operations further comprise:

receiving, from a second device, a transaction request comprising the content;

identifying the funding account based on the content included in the transaction request; and

processing the transaction request using information associated with the funding account.

6. The system of claim 5 , wherein the operations further comprise:

extracting location information from the content; and

determining that a location associated with the second device corresponds to the extracted location information, wherein the transaction request is processed in response to the determining that the location associated with the second device corresponds to the location information extracted from the content.

7. The system of claim 5 , wherein the operations further comprise:

extracting a timestamp from the content; and

determining that the transaction request is received within a time threshold from a time indicated by the timestamp, wherein the transaction request is processed in response to the determining that the transaction request is received within the time threshold from the time indicated by the timestamp.

8. The system of claim 1 , wherein the second display is a bistable display.

9. A method, comprising:

receiving, by one or more hardware processors, an indication that a functionality of a first display of a user device is limited;

in response to receiving the indication, causing, by the one or more hardware processors, content to be presented on a second display of the user device, wherein the second display is of a different type than the first display; and

maintaining the presentation of the content for a period of time while the functionality is limited.

10. The method of claim 9 , further comprising generating the content in response to receiving the indication.

11. The method of claim 9 , further comprising:

detecting that the user device has been tampered with; and

in response to the detecting, modifying the content to indicate that the user device has been tampered with, wherein the modified content is presented on the second display of the user device.

12. The method of claim 11 , further comprising:

receiving, from a second device, a transaction request;

determining that the transaction request comprises the modified content; and

in response to determining that the transaction request comprises the modified content, restricting access to a resource associated with the user device.

13. The method of claim 9 , wherein the content includes an embedded question, and wherein the method further comprises:

receiving, from a second device, a transaction request;

determining that the request comprises the content having the embedded question; and

causing the second device to display the embedded question.

14. The method of claim 13 , wherein the content identifies a user account with a service provider, wherein the method further comprises:

receiving an answer from the second device;

validating the answer based on information associated with the user account; and

in response to validating the answer, processing the transaction request based on the user account.

15. A non-transitory machine-readable medium having stored thereon machine-readable instructions executable to cause a machine to perform operations comprising:

detecting a condition limiting a functionality of a first display of a mobile device;

in response to the detecting, presenting content on a second display of the mobile device;

determining the condition no longer exists; and

removing the presentation of the content on the second display of the mobile device in response to the determining.

16. The non-transitory machine-readable medium of claim 15 , wherein the operations further comprise:

determining location information representing a location of the mobile device; and

embedding the location information in the content.

17. The non-transitory machine-readable medium of claim 15 , wherein the operations further comprise:

generating a timestamp corresponding to a time when the condition is detected; and

embedding the timestamp in the content based on the time.

18. The non-transitory machine-readable medium of claim 15 , wherein the content identifies a funding account, and wherein the operations further comprise:

receiving, from a second device, a transaction request comprising the content;

identifying the funding account based on the content; and

processing the transaction request using information associated with the funding account.

19. The non-transitory machine-readable medium of claim 18 , wherein the operations further comprise:

extracting location information from the content; and

determining that a location associated with the second device corresponds to the location information extracted from the content, wherein the transaction request is processed in response to the determining that the location associated with the second device corresponds to the location information extracted from the content.

20. The non-transitory machine-readable medium of claim 18 , wherein the operations further comprise:

extracting a timestamp from the content; and

determining that the transaction request is received within a time threshold from a time indicated by the timestamp, and wherein the transaction request is processed in response to the determining that the transaction request is received within the time threshold from the time indicated by the timestamp.

Assignments (2)
ASSIGNMENT OF ASSIGNOR'S INTEREST Recorded Nov 27, 2018
From: SANABOYINA, VENKATA KALYAN; LI, YIFAN; JOHAR, AALOK
To: EBAY INC.
Reel/Frame 047596/0247 →
ASSIGNMENT OF ASSIGNOR'S INTEREST Recorded Nov 27, 2018
From: EBAY INC.
To: PAYPAL, INC.
Reel/Frame 047596/0260 →
Continuity (3)
Continuation 15350527 · Nov 14, 2016
Continuation 14664769 · Mar 20, 2015
Related Publication 20190251547A1 · Aug 15, 2019