Systems and methods for utilizing imaging informatics
A computer device and method for processing an insurance claim and making decisions regarding an insurance policy utilizing informatic data received from one or more informatic camera sensor devices configured to capture imagery data relating to an insured property. Analysis is performed on the received imagery informatic data to determine an assessment variable regarding the insured property. An insurance policy associated with the insured property is also received by the computer and analyzed to determine insurance coverage terms and conditions for the insured property. Predefined business rules are preferably applied by the computer using at least the determined assessment variable and the determined insurance coverage terms and conditions for the insured property to determine an event relating to the insurance policy associated with the insured property.
1. A system, comprising:
an infrared camera; and
a computer, comprising:
one or more processors; and
a network interface controller (NIC), configured to communicatively couple the computer to the infrared camera;
wherein the system is configured to identify a heat source within an environment, by:
capturing, via the infrared camera, an image of the environment;
receiving and analyzing, via the one or more processors, the image of the environment to identify heat represented within the image of the environment; and
identifying the heat source based upon the heat;
wherein the computer is configured to:
transmit, via the NIC, a first command signal to the infrared camera, the first command signal providing a first instruction to capture and transmit imagery data;
in response to the first command signal, receive, via the NIC over a computer network, a first set of aggregated captured imagery data, captured at a first time period, from a data storage component that stores aggregated sensor data for the infrared camera, the first set of aggregated captured imagery data comprising a first set of one or more captured infrared images in the infrared spectrum;
perform, via the one or more processors, a first object recognition analysis of the first set of one or more captured infrared images to identify one or more objects represented by the first set of one or more captured infrared images;
in response to identifying the one or more objects from the first set of one or more captured infrared images, calculate, via the one or more processors, a first value for each of the one or more objects, the first value comprising a temperature when the identified heat source is not activated, as indicated by the first set of the one or more captured infrared images;
transmit, via the NIC over the computer network, a second command signal to the infrared camera, providing a second instruction to capture and transmit imagery data;
in response to the second command signal, receive, via the NIC over the computer network, a second set of aggregated captured imagery data, captured at a second time period different from the first time period, from a data storage component that stores aggregated sensor data for the infrared camera, the second set of aggregated captured imagery data comprising a second set of one or more captured infrared images in the infrared spectrum;
perform, via the one or more processors, a second object recognition analysis of the second set of one or more captured infrared images to identify the one or more objects represented by the first set of one or more captured infrared images;
in response to identifying the one or more objects from the second set of one or more captured infrared images, calculate, via the one or more processors, a second value for each of one or more objects, the second value comprising a second temperature when the identified heat source is activated, as indicated by the second set of the one or more captured infrared images;
determine, via the one or more processors, a value difference for each of the one or more objects based on a difference between the first and second values for each of the one or more objects; and
generate and transmit, via the NIC over the computer network, an indication of the value difference to an electronic device to cause a notification of the value difference to be rendered on an electronic display of the electronic device.
2. The system of claim 1 , wherein the infrared camera is an aerial infrared camera.
3. The system of claim 1 , wherein the infrared camera is a three-dimensional infrared camera.
4. The system of claim 1 , wherein the infrared camera is a two-dimensional infrared camera.
5. A tangible, non-transitory, machine-readable medium, comprising machine-readable instructions that, when executed by one or more processors, cause the machine to:
capture, via an infrared camera, an image of an environment;
receive and analyze, via one or more processors, the image of the environment to identify heat represented within the image of the environment;
identify a heat source within the environment based upon the heat;
transmit, via a network interface controller (NIC) configured to couple a computer to the infrared camera, a first command signal to the infrared camera, the first command signal providing a first instruction to capture and transmit imagery data;
in response to the first command signal, receive, via the NIC over a computer network, a first set of aggregated captured imagery data, captured at a first time period, from a data storage component that stores aggregated sensor data for the infrared camera, the first set of aggregated captured imagery data comprising a first set of one or more captured infrared images in the infrared spectrum;
perform, via the one or more processors, a first object recognition analysis of the first set of one or more captured infrared images to identify one or more objects represented by the first set of one or more captured infrared images;
in response to identifying the one or more objects from the first set of one or more captured infrared images, calculate, via the one or more processors, a first value for each of the one or more objects, the first value comprising a temperature when the identified heat source is not activated, as indicated by the first set of the one or more captured infrared images;
transmit, via the NIC over the computer network, a second command signal to the infrared camera, providing a second instruction to capture and transmit imagery data;
in response to the second command signal, receive, via the NIC over the computer network, a second set of aggregated captured imagery data, captured at a second time period different from the first time period from a data storage component that stores aggregated sensor data for the infrared camera, the second set of aggregated captured imagery data comprising a second set of one or more captured infrared images in the infrared spectrum;
perform, via the one or more processors, a second object recognition analysis of the second set of one or more captured infrared images to identify the one or more objects represented by the first set of one or more captured infrared images;
in response to identifying the one or more objects from the second set of one or more captured infrared images, calculate, via the one or more processors, a second value for each of one or more objects, the second value comprising a second temperature when the identified heat source is activated, as indicated by the second set of the one or more captured infrared images;
determine, via the one or more processors, a value difference for each of the one or more objects based on a difference between the first and second values for each of the one or more objects; and
generate and transmit, via the NIC over the computer network, an indication of the value difference to an electronic device to cause a notification of the value difference to be rendered on an electronic display of the electronic device.
6. The system of claim 1 , wherein the electronic device comprises the computer, a backend server, or both.
7. The system of claim 5 , wherein the infrared camera is a two-dimensional infrared camera.
8. The machine-readable medium of claim 7 , comprising machine-readable instructions that, when executed by one or more processors, cause the machine to:
send command signals to the infrared camera, providing instructions regarding capture and transmission of imagery data.
9. The machine-readable medium of claim 7 , wherein the infrared camera is an aerial infrared camera.
10. The machine-readable medium of claim 7 , wherein the infrared camera is a three-dimensional infrared camera.
11. A method for identifying and reporting on changes associated with a heat source, comprising:
capturing, via an infrared camera, an image of an environment;
receiving and analyze, via one or more processors, the image of the environment to identify heat represented within the image of the environment;
identifying the heat source within the environment based upon the heat;
transmitting, via a network interface controller (NIC) configured to couple a computer to the infrared camera, a first command signal to the infrared camera, the first command signal providing a first instruction to capture and transmit imagery data;
in response to the first command signal, receiving, via the NIC over a computer network, a first set of aggregated captured imagery data, captured at a first time period, from a data storage component that stores aggregated sensor data for the infrared camera, the first set of aggregated captured imagery data comprising a first set of one or more captured infrared images in the infrared spectrum;
performing, via the one or more processors, a first object recognition analysis of the first set of one or more captured infrared images to identify one or more objects represented by the first set of one or more captured infrared images;
in response to identifying the one or more objects from the first set of one or more captured infrared images, calculating, via the one or more processors, a first value for each of the one or more objects, the first value comprising a temperature when the identified heat source is not activated, as indicated by the first set of the one or more captured infrared images;
transmitting, via the NIC over the computer network, a second command signal to the infrared camera, providing a second instruction to capture and transmit imagery data;
in response to the second command signal, receiving, via the NIC over the computer network, a second set of aggregated captured imagery data captured at a second time period different from the first time period from a data storage component that stores aggregated sensor data for the infrared camera, the second set of aggregated captured imagery data comprising a second set of one or more captured infrared images in the infrared spectrum;
performing, via the one or more processors, a second object recognition analysis of the second set of one or more captured infrared images to identify the one or more objects represented by the first set of one or more captured infrared images;
in response to identifying the one or more objects from the second set of one or more captured infrared images, calculating, via the one or more processors, a second value for each of one or more objects, the second value comprising a second temperature when the identified heat source is activated, as indicated by the second set of the one or more captured infrared images;
determining, via the one or more processors, a value difference for each of the one or more objects based on a difference between the first and second values for each of the one or more objects; and
generating and transmitting, via the NIC over the computer network, an indication of the value difference to an electronic device to cause a notification of the value difference to be rendered on an electronic display of the electronic device.