IP Library Patent Application 16265508
Patent Application
App. No. 16/265,508

BEHAVIORAL APPLICATION DETECTION SYSTEM

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Quick Facts
Patent No.
US None
App. No.
16/265,508
Abstract

The present invention provides a system and a method for detecting or determining a possible fraudulent information provided by a subject using the subject's behavioral biometric during an application filing process using an electronic input device.

Claims (26)

1 . An intent detection method, said method comprising:

receiving electronic input device usage characteristic data of a subject during a subject's data entry;

generating a baseline model using population input device usage characteristic data; and

predicting the subject's intent on the basis of the baseline model.

2 . The method of claim 1 , wherein the electronic input device usage characteristic data is collected from one or more of a mouse, a touchpad, a touchscreen, a keyboard, a microphone, a stylus, a track ball, a pointer device, a camera, a joystick, or a movement sensor.

3 . The method of claim 1 , wherein predicting the subject's intent is one of predicting whether a subject is considering changing an answer, predicting whether a subject is considering a false answer, or predicting whether a subject will complete data entry on a form.

4 . The method of claim 1 , wherein the input device characteristic data is one or more of the subject's keystrokes, pointer movements, or behavior characteristics.

5 . The method of claim 1 , wherein the baseline model further uses the subject's input usage characteristic data.

6 . The method of claim 1 , wherein the baseline model is further used to calculate a confidence score for each subject.

7 . The method of claim 1 , wherein the system further uses the subject's electronic input device usage characteristic data to determine the subject's progress in data entry on an electronic form.

8 . The method of claim 7 , wherein the electronic form is used for a credit application, an insurance application, a job application, or a loan application.

9 . The method of claim 1 , wherein the electronic input device usage characteristic data is one or more of keyboard dynamics or pointing device dynamics.

10 . The method of claim 1 , further comprising storing the subject's electronic input device usage characteristic data and associating said data with the subject.

11 . An intent detection system for a subject, wherein a processing device:

receives electronic input device usage characteristic data of a subject during a subject's data entry;

generates a baseline model using population input device usage characteristic data; and

predicts the subject's intent on the basis of the baseline model.

12 . The system of claim 11 , wherein the electronic input device usage characteristic data is collected from one or more of a mouse, a touchpad, a touchscreen, a keyboard, a microphone, a stylus, a track ball, a pointer device, a camera, a joystick, or a movement sensor.

13 . The system of claim 11 , wherein predicting the subject's intent is one of predicting whether a subject is considering changing an answer, predicting whether a subject is considering a false answer, or predicting whether a subject will complete data entry on a form.

14 . The system of claim 11 , wherein the input device characteristic data is one or more of the subject's keystrokes, pointer movements, or behavior characteristics.

15 . The system of claim 11 , wherein the baseline model further uses the subject's input usage characteristic data.

16 . The system of claim 11 , wherein the baseline model is further used to calculate a confidence score for each subject.

17 . The system of claim 11 , wherein the system further uses the subject's electronic input device usage characteristic data to determine the subject's progress in data entry on an electronic form.

18 . The system of claim 17 , wherein the electronic form is used for one of a credit application, an insurance application, a job application, or a loan application.

19 . The system of claim 11 , wherein the electronic input device usage characteristic data is one or more of keyboard dynamics or pointing device dynamics.

20 . The system of claim 11 , wherein the system further stores the subject's electronic input device usage characteristic data and associates said data with the subject

Assignments (1)
ASSIGNMENT OF ASSIGNOR'S INTEREST Recorded Feb 5, 2021
From: VALACICH, JOSEPH S.
To: THE ARIZONA BOARD OF REGENTS ON BEHALF OF THE UNIVERSITY OF ARIZONA
Reel/Frame 055166/0656 →