METHOD AND DEVICE FOR DETECTING FUND TRANSACTION ROUTE IN ELECTRONIC PAYMENT PROCESS

1 . A method for detecting a transaction route, comprising:

generating an actual route code based on a transaction identifier associated with a transaction, the actual route code representing an actual transaction route for the transaction;

obtaining a standard route code corresponding to the transaction identifier; and

confirming correctness of the actual transaction route of the transaction by comparing the actual route code with the standard route code.

2 . The method of claim 1 , wherein the generating an actual route code comprises:

obtaining, from a database and based on the transaction identifier, information about one or more transaction accounts and a transaction sequence associated with the transaction;

obtaining one or more account codes each corresponding to one of the one or more transaction accounts; and

combining, based on the transaction sequence, the account codes of the transaction accounts to generate the actual route code.

3 . The method of claim 2 , wherein the obtaining an account code corresponding to one of the one or more transaction accounts comprises:

obtaining a type code of the transaction account;

when the type code is a first type code, determining that the account code is a combination of the type code and an account ID of the transaction account; and

when the type code is a second type code, determining that the account code is the type code.

4 . The method of claim 1 , wherein the obtaining comprises:

obtaining a transaction code corresponding to the transaction identifier; and

obtaining a standard route code corresponding to the transaction code.

5 . The method of claim 1 , wherein

the transaction identifier is a transaction serial number.

6 . A non-transitory computer-readable storage medium configured with instructions executable by one or more processors to cause the one or more processors to perform operations comprising:

generating an actual route code based on a transaction identifier associated with a transaction, the actual route code representing an actual transaction route for the transaction;

obtaining a standard route code corresponding to the transaction identifier; and

confirming correctness of the actual transaction route of the transaction by comparing the actual route code with the standard route code.

7 . The non-transitory computer-readable storage medium of claim 6 , wherein the generating comprises:

obtaining, from a database and based on the transaction identifier, information about one or more transaction accounts and a transaction sequence associated with the transaction;

obtaining one or more account codes each corresponding to one of the one or more transaction accounts; and

combining, based on the transaction sequence, the account codes of the transaction accounts to generate the actual route code.

8 . The non-transitory computer-readable storage medium of claim 7 , wherein the obtaining an account code corresponding to one of the one or more transaction accounts comprises:

obtaining a type code of the transaction account;

when the type code is a first type code, determining that the account code is a combination of the type code and an account ID of the transaction account; and

when the type code is a second type code, determining that the account code is the type code.

9 . The non-transitory computer-readable storage medium of claim 6 , wherein the obtaining comprises:

obtaining a transaction code corresponding to the transaction identifier; and

obtaining a standard route code corresponding to the transaction code.

10 . The non-transitory computer-readable storage medium of claim 6 , wherein

the transaction identifier is a transaction serial number.

11 . A system comprising a processor and a non-transitory computer-readable storage medium storing instructions executable by the processor to cause the system to perform operations comprising:

generating an actual route code based on a transaction identifier associated with a transaction, the actual route code representing an actual transaction route for the transaction;

obtaining a standard route code corresponding to the transaction identifier; and

confirming correctness of the actual transaction route of the transaction by comparing the actual route code with the standard route code.

12 . The system of claim 11 , wherein the generating comprises:

obtaining, from a database and based on the transaction identifier, information about one or more transaction accounts and a transaction sequence associated with the transaction;

obtaining one or more account codes each corresponding to one of the one or more transaction accounts; and

combining, based on the transaction sequence, the account codes of the transaction accounts to generate the actual route code.

13 . The system of claim 12 , wherein the obtaining an account code corresponding to one of the one or more transaction accounts comprises:

obtaining a type code of the transaction account;

when the type code is a first type code, determining that the account code is a combination of the type code and an account ID of the transaction account; and

when the type code is a second type code, determining that the account code is the type code.

14 . The system of claim 11 , wherein the obtaining comprises:

obtaining a transaction code corresponding to the transaction identifier; and

obtaining a standard route code corresponding to the transaction code.

15 . The system of claim 11 , wherein

the transaction identifier is a transaction serial number.