Validating identity and/or location from video and/or audio

1. A method for authenticating a financial transaction, comprising:

receiving a communication from an individual, the communication including the individual's voice or image;

confirming that the voice or the image matches the individual;

using audio from the communication to correlate a geographical origin of the communication, including:

extracting an audio pattern from the communication; and

matching the audio pattern with a known pattern from a geographic region to correlate the geographic origin; and

approving the financial transaction when the geographic origin of the communication corresponds to a geographic location of the financial transaction based upon the audio pattern.

2. The method of claim 1 , further comprising denying the financial transaction when the geographic origin of the communication is inconsistent with a known attribute of the individual.

3. The method of claim 2 , wherein the known attribute corresponds to a profile of the individual.

4. The method of claim 3 , wherein the profile includes a travel history of the individual.

5. The method of claim 1 , wherein the communication from the individual is a text message or an email message that includes an audio file or an audio/visual file.

6. The method of claim 1 , wherein the communication from the individual is a telephone call.

7. The method of claim 1 , wherein using audio from the communication to correlate a geographical origin of the communication comprises using one or more algorithms to compare patterns in the audio with audio patterns associated with specific locations.

8. The method of claim 1 , wherein using audio from the communication to correlate a geographical origin of the communication comprises sampling the audio and extracting one or more acoustic vectors from the audio.

9. The method of claim 8 , further comprising creating a dataset for a location using the one or more acoustic vectors from the audio.

10. The method of claim 9 , further comprising:

comparing the dataset for the location with other datasets that are correlated with specific locations; and

when a determination is made that the dataset for the location is correlated with a specific location, designate the specific location as the geographic location of the financial transaction.

11. An electronic computing device comprising:

a processing unit; and

system memory, the system memory including instructions which, when executed by the processing unit, cause the electronic computing device to:

receive a communication from an individual relating to a financial transaction of the individual, the communication including the individual's voice or image;

confirm that the voice or the image matches the individual;

use audio from the communication to correlate a geographical origin of the communication, including to:

extract an audio pattern from the communication; and

match the audio pattern with a known pattern from a geographic region to correlate the geographic origin; and

approve the financial transaction when the geographic origin of the communication corresponds to a geographic location of the financial transaction based upon the audio pattern.

12. The electronic computing device of claim 11 , wherein the instructions further cause the electronic computing device to deny the financial transaction when the geographic origin of the communication is inconsistent with a known attribute of the individual.

13. The electronic computing device of claim 12 , wherein the known attribute corresponds to a profile of the individual.

14. The electronic computing device of claim 13 , wherein the profile includes a travel history of the individual.

15. The electronic computing device of claim 11 , wherein the communication from the individual is a text message or an email message that includes an audio file or an audio/visual file.

16. The electronic computing device of claim 11 , wherein the communication from the individual is a telephone call.

17. The electronic computing device of claim 11 , wherein using audio from the communication to correlate a geographical origin of the communication comprises using one or more algorithms to compare patterns in the audio with audio patterns associated with specific cities.

18. The electronic computing device of claim 11 , wherein using audio from the communication to correlate a geographical origin of the communication comprises sampling the audio and extracting one or more acoustic vectors from the audio.

19. The electronic computing device of claim 18 , wherein the instructions further cause the electronic computing device to:

create a dataset for a location using the one or more acoustic vectors from the audio data;

compare the dataset for the location with other datasets that are correlated with specific cities; and

when a determination is made that the dataset for the location is correlated with a specific location, designate the specific location as the geographic location of the financial transaction.

20. An electronic computing device comprising:

a processing unit; and

system memory, the system memory including instructions which, when executed by the processing unit, cause the electronic computing device to:

receive a communication from an individual relating to a financial transaction of the individual, the communication including the individual's voice or image;

confirm that the voice or the image matches the individual;

use audio from the communication to correlate a geographical origin of the communication, comprising:

sample the audio and extract one or more acoustic vectors from the audio;

create a dataset for a city using the one or more acoustic vectors from the audio data; and

when a determination is made that the dataset for the city is correlated with a specific location, designate the specific location as the geographic location of the financial transaction;

approve the financial transaction when the geographic origin of the communication corresponds to the geographic location of the financial transaction; and

deny the financial transaction when the geographic origin of the communication does not correspond to the geographical location of the financial transaction.