IP Library Granted Patent US 11,026,042
Granted Patent B2
US 11,026,042 · App. 16/374,396 · Granted Jun 1, 2021

Geofencing messaging system

Inventors: David Nack (Bexley, OH); James Walz (Blacklick, OH)
Assignee: Comenity LLC
H04W4/021G06Q30/0261G06Q30/0267H04W4/14H04W4/21H04W4/80
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Quick Facts
Patent No.
US 11,026,042
App. No.
16/374,396
Granted
Jun 1, 2021
Kind
B2
Abstract

A system for generating a customized communication with a customer is described, and includes: a near field communication (NFC) reader for receiving, from the customer, a request for an interaction; an input device for receiving an input from the customer, wherein the input includes a customer credential; a processor for: receiving a request, from a near field communication (NFC) enabled device, for an interaction with a customer; requesting a valid customer credential from the customer; receiving an input from the customer in response to a request for the valid customer credential to achieve a received customer credential; determining a validity of the received customer credential; and generating, after the determining the validity of the received customer credential, client information customized for the customer based upon a customer account linked to a determined valid customer credential to achieve a generated customized client information.

Claims (10)

1. A method for geofencing with SMS messaging, said method comprising:

providing, by an entity, a set of geofenced areas to a phone carrier, the set of geofenced areas comprising: at least a first geofenced area and a second geofenced area;

providing, by said entity, compensation to said phone carrier for pinging a mobile device of a customer according to a predetermined schedule;

based on said pinging, receiving at said entity and from said phone carrier, a first alert when it is detected that said mobile device of said customer is within said first geofenced area during said pinging; and

sending, to said mobile device of said customer, a first message that is tailored for said customer, wherein said first message is relevant to a first location and a first time period at which said mobile device of said customer is within said first geofenced area.

2. The method of claim 1 , further comprising:

sending to said mobile device of said customer a second message that is tailored for said customer, wherein said second message is relevant to a second location and a second time period at which said mobile device of said customer is within at least one of said first geofenced area and said second geofenced area.

3. The method of claim 2 , wherein said first geofenced area is said second geofenced area, and wherein said first location is said second location, and said first time period is different from said second time period.

4. The method of claim 2 , wherein said first geofenced area is said second geofenced area, and wherein said first location is different from said second location.

5. The method of claim 2 , wherein said first geofenced area is different from said second geofenced area.

Assignments (2)
MERGER AND CHANGE OF NAME Recorded Mar 21, 2023
From: COMENITY LLC; BREAD FINANCIAL PAYMENTS, INC
To: BREAD FINANCIAL PAYMENTS, INC.
Reel/Frame 063125/0756 →
ASSIGNMENT OF ASSIGNOR'S INTEREST Recorded Apr 3, 2019
From: NACK, DAVID; WALZ, JAMES
To: COMENITY LLC
Reel/Frame 048785/0882 →
Continuity (3)
Division 14626816 · Feb 19, 2015
Provisional Application 62096195 · Dec 23, 2014
Related Publication 20190230464A1 · Jul 25, 2019
Cited By (2)
US 12,541,610 US 12,664,565