Adding card to mobile wallet using NFC
A user enables a communication, such as through a tap, between an NFC-enabled payment or funding card and a mobile device. Card information, such as the card number, type, and expiration date, are read by the mobile device. The user is then authenticated through the user device, such as by entering a CVV code, a PIN for the card, a cardholder name, and/or a billing address for the card. If confirmed, the card is added to the user's mobile/cloud wallet.
1. A system, comprising:
a non-transitory memory; and
one or more hardware processors coupled to the non-transitory memory and configured to execute instructions from the non-transitory memory to cause the system to perform operations comprising:
receiving data retrieved from a payment instrument by a user device;
in response to receiving the data, causing the user device to display at least a portion of the data retrieved from the payment instrument and at least one information field of a plurality of information fields, wherein the at least one information field is configured to receive an input to change the at least the portion of the data received from the payment instrument; and
processing user added data to the at least one information field of the plurality of information fields.
2. The system of claim 1 , wherein the operations further comprise:
receiving a user identifier associated with the payment instrument; and
authenticating a user of the payment instrument based on the user identifier.
3. The system of claim 1 , wherein the operations further comprise:
receiving a request to add the payment instrument to a user account; and
adding the payment instrument with the at least the portion of the data of to the user account.
4. The system of claim 1 , wherein the data retrieved from the payment instrument by the user device includes wireless communication data retrieved by the user device from the payment instrument.
5. The system of claim 4 , wherein the wireless communication data includes Near Field Communication (NFC) data from an NFC chip included on the payment instrument.
6. The system of claim 1 , wherein the operations further comprise:
receiving a change to the at least the portion of the data in response to a manual input in the at least one information field displayed at the user device; and
updating the data retrieved by the user device from the payment instrument with the change.
7. The system of claim 1 , wherein the operations further comprise:
determining that the data retrieved by the user device from the payment instrument does not correspond with expected data, wherein the causing the user device to display the at least the portion of the data retrieved from the payment instrument with the at least one information field of the plurality of information fields is in response the determining that the data retrieved by the user device from the payment instrument does not correspond with the expected data.
8. The system of claim 1 , wherein the causing the user device to display at least the portion of the data retrieved from the payment instrument and the at least one information field of the plurality of information fields includes providing instructions over a network to the user device that causes the user device to display at least the portion of the data retrieved from the payment instrument and the at least one information field of the plurality of information fields.
9. A method, comprising:
causing, by a computing device, a user device to display at least one information field of a plurality of information fields, wherein the at least one information field of the plurality of information fields is configured to automatically populate with at least a portion of data retrieved by the user device from a payment instrument;
receiving, by the computing device, user added data to the at least the portion of the data in response to a manual input in the at least one information field displayed at the user device; and
processing, by the computing device, the user added data to the at least the portion of the data received from the payment instrument.
10. The method of claim 9 , further comprising:
receiving, by the computing device, a user identifier associated with the payment instrument; and
authenticating, by the computing device, a user of the payment instrument based on the user identifier.
11. The method of claim 9 , further comprising:
receiving, by the computing device, a request to add the payment instrument to a user account; and
adding, by the computing device, the payment instrument with the at least the portion of the data to the user account.
12. The method of claim 9 , wherein the data retrieved from the payment instrument by the user device includes wireless communication data retrieved by the user device from the payment instrument.
13. The method of claim 12 , wherein the wireless communication data includes Near Field Communication (NFC) data from an NFC chip included on the payment instrument.
14. The method of claim 9 , further comprising:
receiving a change to the at least the portion of the data in response to a manual input in the at least one information field displayed at the user device;
receiving, by the computing device, a change to the at least the portion of the data retrieved by the user device from the payment instrument; and
updating, by the computing device, the data retrieved by the user device from the payment instrument with the change.
15. The method of claim 9 , further comprising:
receiving, by the computing device, data retrieved by the user device from the payment instrument; and
determining, by the computing device, that the data retrieved by the user device from the payment instrument does not correspond with expected data and, in response, causing the user device to display the at least the portion of the data retrieved from the payment instrument with the at least one information field of the plurality of information fields, wherein the at least one information field is configured to receive an input to change the at least the portion of the data received from the payment instrument.
16. A non-transitory machine readable medium having stored thereon machine readable instructions executable to cause a machine to perform operations comprising:
receiving data retrieved by a user device from a payment instrument;
in response to receiving the data, causing the user device to display at least a portion of the data retrieved from the payment instrument with at least one information field of a plurality of information fields, wherein the at least one information field is configured to receive an input to change the at least the portion of the data received from the payment instrument;
receiving a request from the user device to add the payment instrument to a user account; and
adding the payment instrument including the at least the portion of the data to the user account.
17. The non-transitory machine readable medium of claim 16 , wherein the operations further comprise:
receiving a user identifier associated with the payment instrument; and
authenticating a user of the payment instrument based on the user identifier.
18. The non-transitory machine readable medium of claim 16 , wherein the operations further comprise:
in response to adding the at least the portion of the data of the payment instrument to the user device, causing the user device to display a notification that the payment instrument has been added to the user account.
19. The non-transitory machine readable medium of claim 16 , wherein the operations further comprise:
completing, via the user account, a transaction using the at least the portion of the data of the payment instrument.
20. The non-transitory machine readable medium of claim 16 , wherein the operations further comprise:
receiving a change to the at least the portion of the data in response to a manual input in the at least one information field displayed at the user device; and
updating the data retrieved by the user device from the payment instrument with the change.