Systems and methods for liveness-verified identity authentication
Systems and methods for identity authentication based on liveness-verified biometric data that cannot be stolen/spoofed. In various embodiments, the disclosed systems and methods facilitate access to SaaS platforms, transactions, and/or physical assets via identity authentication based on comparison of liveness-verified biometric data (e.g., data that has been verified as derived from the correct actual live individual to avoid bad actors spoofing the data to gain access—in one embodiment, as one factor in a two factor authentication schema) to pre-verified identity data. Liveness-verified biometric data may, in various embodiments, be derived from facial features, fingerprints, voice recognition, DNA, etc. Generally, if the liveness and identity of the requesting individual cannot be verified, then the individual will not be permitted access.
1. A method for authenticating a user's identity for accessing a protected item, the method comprising the steps of:
receiving, at an identity authentication system, a request for verifying a user's identity from a computing device, wherein the request is received in response to the user requesting access to the protected item via the computing device;
receiving liveness media from the computing device for verifying the liveness of the user, wherein the liveness media comprises a picture and/or a video of the user;
verifying the liveness of the user based on the received liveness media;
requesting additional media associated with the user for further verifying the user's identity and authenticating the requested access to the protected item, wherein the additional media is requested from a pre-verified personal account purported to belong to the user at a particular third party system of a plurality of third party systems, wherein each third party system comprises identity data uploaded by a plurality of users to their respective user accounts at each respective third party system, wherein the user maintains a personal account with each of the plurality of third party systems, and wherein the identity authentication system recognizes the additional media stored at the pre-verified personal account as belonging to the user with pre-verified authorization to access the protected item;
receiving the additional media, wherein the additional media comprises images and/or text corresponding to an identification article associated with the user;
comparing the liveness media to the additional media for determining if both the liveness media and the additional media comprise a common subject, wherein the common subject is the user; and
in response to determining that the liveness media and additional media comprise the common subject, generating an authentication token, wherein the authentication token allows for the user to access the protected item.
2. The method of claim 1 , wherein the identity authentication system transmits the authentication token to the computing device for allowing the user to access the protected item.
3. The method of claim 1 , wherein the identification article comprises a government issued identification card.
4. The method of claim 1 , wherein the user takes the picture and/or video with the computing device.
5. The method of claim 1 , wherein the protected item comprises information for accessing an external system, transaction, and/or physical asset.
6. The method of claim 1 , wherein comparing the liveness media to the additional media for determining that the liveness media and additional media comprise the common subject comprises analyzing aspects of the media, and wherein analyzed aspects are to match within a threshold of error.
7. The method of claim 6 , wherein the threshold of error comprises at least an 80% match.
8. A system for authenticating a user's identity for accessing a protected item, the system comprising:
a computing device, wherein the computing device is operated by a user; and
an identity authentication system, wherein the identity authentication system comprises at least one processor operable to:
receive a request for verifying the user's identity from the computing device, wherein the request is received in response to the user requesting access to the protected item via the computing device;
receive liveness media from the computing device for verifying the liveness of the user, wherein the liveness media comprises a picture and/or a video of the user;
verify the liveness of the user based on the received liveness media;
request additional media associated with the user for further verifying the user's identity and authenticating the requested access to the protected item, wherein the additional media is requested from a pre-verified personal account purported to belong to the user at a particular third party system of a plurality of third party systems, wherein each third party system comprises identity data uploaded by a plurality of users to their respective user accounts at each respective third party system, wherein the user maintains a personal account with each of the plurality of third party systems, and wherein the identity authentication system recognizes the additional media stored at the pre-verified personal account as belonging to the user with pre-verified authorization to access the protected item;
receive the additional media, wherein the additional media comprises images and/or text corresponding to an identification article associated with the user;
compare the liveness media to the additional media for determining if both the liveness media and the additional media comprise a common subject, wherein the common subject is the user; and
in response to determining that the liveness media and additional media comprise the common subject, generate an authentication token, wherein the authentication token allows for the user to access the protected item.
9. The system of claim 8 , wherein the at least one processor transmits the authentication token to the computing device for allowing the user to access the protected item.
10. The system of claim 9 , wherein the identification article comprises a government issued identification card.
11. The system of claim 8 , wherein the user takes the picture and/or video with the computing device.
12. The system of claim 8 , wherein the protected item comprises information for accessing an external system, transaction, and/or physical asset.
13. The system of claim 8 , wherein comparing the liveness media to the additional media for determining that the liveness media and additional media comprise the common subject comprises analyzing aspects of the media, and wherein analyzed aspects are to match within a threshold of error.
14. The system of claim 13 , wherein the threshold of error comprises at least an 80% match.