IP Library Granted Patent US 11,810,203
Granted Patent B1
US 11,810,203 · App. 16/541,747 · Granted Nov 7, 2023

Computer architectures and associated methods for enabling real-time data determinations and distribution

Inventors: Eugene Kakaulin (New York, NY); Michael Tanenbaum (New York, NY); Andrew Stead (New York, NY); Eric Young (New York, NY); Charles A. Jacoby (New York, NY)
Assignee: Hippo Technologies LLC
G06Q40/08G06F3/0482G06F16/29G06Q20/40G16H20/10
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Quick Facts
Patent No.
US 11,810,203
App. No.
16/541,747
Granted
Nov 7, 2023
Kind
B1
Abstract

Computer architectures and associated methods for real-time data processing are disclosed. In some embodiments, a trial adjudication request for a cost determination can be received by a first server and verified using a security protocol, wherein a password token of the trial adjudication request can be matched to a stored password token. The first server can transmit an adjudication command packet to a second server that includes at least one data set of a plurality of data sets and a command for a claim determination, and can receive a response packet from the second server. The first server can determine that a successful claim determination was performed by the second server from the response packet, and can transmit a reversal request packet to the second server which can cancel the successful claim determination. The first server can perform the electronic calculation using the claim data.

Claims (30)

1 . A method for data processing comprising:

receiving, by at least a first server, patient data from a patient’s computer device, the patient data including prescription data and location data, wherein the prescription data corresponds to a prescribed medication, wherein the prescription data comprises prescriber information including at least a national provider identifier, and wherein the location data includes global positioning system coordinate data corresponding to a location of the patient’s computer device;

receiving, by at least the first server, prescriber data from a second server, wherein the second server determines whether the national provider identifier in the prescriber information corresponds to a verified national provider identifier and the prescriber data indicates whether the prescriber information corresponds to an authorized prescriber;

receiving, by at least the first server, medication data from a third server, wherein the medication data corresponds to the prescribed medication;

receiving, by at least the first server, pharmacy data from a fourth server, wherein the pharmacy data includes first location data for a first pharmacy and second location data for a second pharmacy, wherein the first location data includes global positioning system coordinate data corresponding to a first location and the second location data includes global positioning system coordinate data corresponding to a second location, and wherein the first location and the second location are each within a predetermined distance from the location data of the patient’s computer device;

sending, by at least the first server, an adjudication request associated with the prescribed medication to a fifth server, wherein the adjudication request is generated using the received patient data and the received medication data;

receiving, by at least the first server, co-pay data from the fifth server in response to the adjudication request, wherein the co-pay data corresponds to a failed adjudication request, wherein the failed adjudication request is recorded in a decentralized ledger, and wherein the co-pay data includes co-pay data corresponding to the first pharmacy and co-pay data corresponding to the second pharmacy; and

transmitting, by at least the first server, the co-pay data to the patient’s computer device, wherein the co-pay data is configured for display on a graphical user interface of the patient’s computer device, wherein the co-pay data corresponding to the first pharmacy is configured for display with the first location data and the co-pay data corresponding to the second pharmacy is configured for display with the second location data, and wherein the display of the co-pay data is continually refreshed so that the co-pay data may change if the adjudication request results in revised co-pay data.

2 . The method of claim 1 , wherein the medication data further corresponds to alternatives to the prescribed medication.

3 . The method of claim 1 , wherein the patient data includes insurance data.

4 . The method of claim 1 , wherein the adjudication request includes an encrypted password, and the adjudication request is verified using the encrypted password and a variable security protocol.

5 . The method of claim 1 , wherein a co-pay adjudication is generated in response to the adjudication request, and the co-pay adjudication generates the co-pay data.

6 . The method of claim 5 , further comprising transmitting, by at least the first server, a reversal request, wherein the reversal request is configured to reverse the co-pay adjudication.

7 . The method of claim 5 , wherein the co-pay adjudication uses a masked data structure that corresponds to a national provider identifier (NPI) of a pharmacy.

8 . The method of claim 1 , wherein the co-pay data corresponds to at least a co-pay associated with the prescribed medication.

9 . A data processing system comprising:

a receiver associated with at least a first server configured to receive, from a database, patient data from a patient’s computer device, the patient data including prescription data and location data, wherein the prescription data corresponds to a prescribed medication, wherein the prescription data comprises prescriber information including at least a national provider identifier, and wherein the location data includes global positioning system coordinate data corresponding to a location of the patient’s computer device;

the receiver further configured to receive prescriber data from a first server, wherein the first server determines whether the national provider identifier in the prescriber information corresponds to a verified national provider identifier and the prescriber data indicates whether the prescriber information corresponds to an authorized prescriber;

the receiver further configured to receive medication data from a second server, wherein the medication data corresponds to the prescribed medication;

the receiver further configurated to receive pharmacy data from a third server, wherein the pharmacy data includes first location data for a first pharmacy and second location data for a second pharmacy, wherein the first location data includes global positioning system coordinate data corresponding to a first location and the second location data includes global positioning system coordinate data corresponding to a second location, and wherein the first location and second location are each within a predetermined distance from the location data of the patient’s computer device;

a transmitter associated with at least the first server configured to send an adjudication request associated with the prescribed medication to a fourth server, wherein the adjudication request is generated using the received patient data and the received medication data;

the receiver further configured to receive co-pay data from the fourth server in response to the adjudication request, wherein the co-pay data corresponds to a failed adjudication request, wherein the failed adjudication request is recorded in a decentralized ledger, and wherein the co-pay data includes co-pay data corresponding to the first pharmacy and co-pay data corresponding to the second pharmacy; and

the transmitter configured to transmit the co-pay data to the patient’s computer device, wherein the co-pay data is configured for display on a graphical user interface of the patient’s computer device, wherein the co-pay data corresponding to the first pharmacy is configured for display with the first location data and the co-pay data corresponding to the second pharmacy is configured for display with the second location data, and wherein the display of the co-pay data is continually refreshed so that the co-pay data may change if the adjudication request results in revised co-pay data.

10 . The data processing system of claim 9 , wherein the medication data further corresponds to alternatives to the prescribed medication.

11 . The data processing system of claim 9 , wherein the patient data includes insurance data.

12 . The data processing system of claim 9 , wherein the adjudication request includes an encrypted password, and the adjudication request is verified using the encrypted password and a variable security protocol.

13 . The data processing system of claim 9 , wherein a co-pay adjudication is generated in response to the adjudication request, and the co-pay adjudication generates the co-pay data.

14 . The data processing system of claim 13 , wherein the transmitter is further configured to transmit a reversal request, wherein the reversal request is configured to reverse the co-pay adjudication.

15 . The data processing system of claim 13 , wherein the co-pay adjudication uses a masked data structure that corresponds to a national provider identifier (NPI) of a pharmacy.

16 . The data processing system of claim 9 , wherein the co-pay data corresponds to at least a co-pay associated with the prescribed medication.

Assignments (3)
SECURITY INTEREST Recorded Dec 23, 2025
From: HIPPO TECHNOLOGIES LLC
To: JPMORGAN CHASE BANK, N.A.
Reel/Frame 073304/0537 →
ASSIGNMENT OF ASSIGNOR'S INTEREST Recorded Jun 14, 2023
From: JACOBY, CHARLES A.
To: HIPPO TECHNOLOGIES LLC
Reel/Frame 063951/0309 →
ASSIGNMENT OF ASSIGNOR'S INTEREST Recorded Aug 26, 2019
From: KAKAULIN, EUGENE; TANENBAUM, MICHAEL; STEAD, ANDREW; YOUNG, ERIC
To: HIPPO TECHNOLOGIES LLC
Reel/Frame 050170/0773 →
Continuity (1)
Continuation 15897083 · Feb 14, 2018