SYSTEMS AND METHODS FOR AUTHENTICATING A USER OF A COMPUTER APPLICATION, NETWORK, OR DEVICE USING A WIRELSSS DEVICE

1 .- 20 . (canceled)

21 . A method comprising:

providing, by a system, an invocation element and a plurality of data fields including a first data field for a wireless device identifier and a second data field for a password on the wireless device, the invocation element being activated by a single user action on a user interface of the wireless device;

receiving an indication at the system that the invocation element has been activated;

obtaining, by the system, a location of the wireless device;

determining, by the system, whether a user of the wireless device is an authorized user;

approving, by the system, the user to use an application based upon a correlation related to at least one of the obtained wireless device location and a location of an access point, wherein the correlation comprises a determination that the wireless device and the access point are within a predetermined proximity; and

providing, by the system, an indication on the wireless device that the user has been authenticated, thereby allowing the user to use the application.

22 . The method of claim 21 , further comprising:

storing user identity data that includes a mobile directory number associated with the wireless device; and enabling single-action authentication for the application, wherein storing the user identity data and enabling single-action authentication are performed before providing the invocation element.

23 . The method of claim 22 , wherein the mobile directory number is the wireless device identifier.

24 . The method of claim 21 , wherein the step of providing the invocation element includes presenting an electronic form that includes the invocation element.

25 . The method of claim 24 , wherein the method further includes entering a mobile directory number into the first data field before activating the invocation element.

26 . The method of claim 25 , wherein during the second data field must be populated by the user the first time the form is presented to the user before the invocation element can be activated.

27 . The method of claim 26 , wherein the invocation element is a button.

28 . The method of claim 26 , wherein during a subsequent presentation to the user, the invocation element is capable of being activated without entry of information in the form.

29 . The method of claim 2 $, wherein the invocation element includes an authentication button presented on a display associated with the mobile access point and wherein the single user action includes selecting the authentication button with a user interface device associated with the mobile access point.

30 . The method of claim 21 , wherein the invocation element includes a button displayed on the wireless device and wherein the single user action includes selecting the button with the wireless device.

31 . A system comprising:

a processor; and

a non-transitory computer readable medium, the non-transitory computer readable medium comprising code executable by the processor to implement a method comprising:

providing an invocation element and a plurality of data fields including a first data field for a wireless device identifier and a second data field for a password on the wireless device, the invocation element being activated by a single user action on a user interface of the wireless device;

receiving an indication that the invocation element has been activated;

obtaining a location of the wireless device;

determining whether a user of the wireless device is an authorized user;

approving the user to use an application based upon a correlation related to at least one of the obtained wireless device location and a location of an access point, wherein the correlation comprises a determination that the wireless device and the access point are within a predetermined proximity; and

providing an indication on the wireless device that the user has been authenticated, thereby allowing the user to use the application.

32 . The system of claim 31 , wherein the application is an online banking application.

33 . The system of claim 32 , wherein the invocation element is a button.

34 . The system of claim 31 , wherein the step of providing the invocation element includes presenting an electronic form that includes the invocation element.

35 . The system of claim 34 , wherein the method further includes entering a mobile directory number into the first data field before activating the invocation element.

36 . The system of claim 35 , wherein the second data field must be populated by the user the first time the electronic form is presented to the user before the invocation element can be activated.

37 . The system of claim 36 , wherein the invocation element is a button.

38 . The system of claim 36 , wherein during a subsequent presentation to the user, the invocation element is capable of being activated without entry of information in the electronic form.

39 . The system of claim 31 , wherein the processor and the non-transitory computer readable medium are on a server computer, and therein the system further comprises the access point.

40 . The system of claim 31 , wherein the processor and the non-transitory computer readable medium are on a server computer, and therein the system further comprises the wireless device.