IP Library Granted Patent US 11,405,781
Granted Patent B2
US 11,405,781 · App. 16/568,649 · Granted Aug 2, 2022

System and method for mobile identity protection for online user authentication

Inventors: Charles L. Dennis (Issaquah, WA); Randall A. Snyder (Las Vegas, NV); Michael F. Buhrmann (North Bend, WA); Patrick J. Boyle (Seattle, WA)
Assignee: Visa International Service Association
H04W12/06G06F21/35G06Q20/108G06Q20/32H04L63/08H04L63/0876H04L63/10H04L63/1416H04W12/08H04W12/12H04W12/126H04L63/0853H04W84/005
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Quick Facts
Patent No.
US 11,405,781
App. No.
16/568,649
Granted
Aug 2, 2022
Kind
B2
Abstract

An automated system and method for authenticating entities or individuals attempting to access a computer application, network, system or device using a wireless device is provided. The system employs one or more short-range wireless interfaces (e.g. BLUETOOTH or Wi-Fi) or long-range wireless interfaces (e.g. cellular or WiMAX) to detect the presence or location of the wireless device and it's proximity to the secure system to be accessed. The wireless device incorporates a unique identifier and secure authentication key information associated with the user of the wireless device. An authentication result is generated and may be used for a variety of applications. The application may process the result and determine the degree of access for which the entity or individual is allowed.

Claims (31)

1. A method comprising:

obtaining, by a transaction processing module of an authentication application associated with a mobile access point, an application ID associated with an application requiring secure access from a wireless device after a user attempts to access the application requiring secure access, the application ID identifying the application requiring secure access;

obtaining, by the authentication application, a location of the wireless device, the location comprising geographic coordinates of the wireless device;

generating, by a results processing system of the authentication application, an authentication result based on at least the location of the wireless device, a time that the location of the wireless device was obtained, the application ID from the wireless device, and a time when the user attempts to access the application; and

allowing, by the authentication application, access to the application requiring secure access based upon the authentication result.

2. The method of claim 1 , wherein the mobile access point and the wireless device communicate using a short range communication mechanism comprising a Bluetooth protocol.

3. The method of claim 1 , further comprising:

obtaining, from the wireless device, a wireless device identifier from the wireless device.

4. The method of claim 1 , wherein the mobile access point is a personal computer.

5. The method of claim 1 , wherein the application requiring secure access is on the mobile access point.

6. The method of claim 1 , wherein the mobile access point authenticates the wireless device and wherein the application requiring secure access is in the mobile access point.

7. The method of claim 1 , wherein the authentication application, which is separate from the mobile access point, authenticates the wireless device.

8. The method of claim 1 , wherein the application requiring secure access is a social networking application.

9. The method of claim 1 , wherein the authentication application is on an external platform accessible via the Internet, and is separate from the mobile access point.

10. The method of claim 1 , wherein communications between the wireless device and the mobile access point are encrypted.

11. A system comprising:

a processor; and

a non-transitory computer readable medium comprising code, executable by the processor, for implementing a method comprising

obtaining, by a transaction processing module of an authentication application associated with a mobile access point, an application ID associated with an application requiring secure access from a wireless device after a user attempts to access the application requiring secure access, identifying the application requiring secure access;

obtaining, by the application, a location of the wireless device, the location comprising geographic coordinates of the wireless device;

generating, by a results processing system of the authentication application, an authentication result based on at least the location of the wireless device, a time that the location of the wireless device was obtained, the application ID from the wireless device, and a time when the user attempts to access the application; and

allowing, by the authentication application, access to the application requiring secure access based upon the authentication result.

12. The system of claim 11 , wherein the wireless device and the mobile access point communicate via a short range communication mechanism comprising a Bluetooth protocol.

13. The system of claim 11 , wherein the wireless device is a mobile phone.

14. The system of claim 11 , wherein the mobile access point is a personal computer.

15. The system of claim 11 , wherein application requiring secure access is on the mobile access point.

16. The system of claim 11 , wherein the mobile access point authenticates the wireless device and wherein the application requiring secure access is in the mobile access point.

17. The system of claim 11 , wherein the authentication application, which is separate from the mobile access point, authenticates the wireless device.

18. The system of claim 11 , wherein the application requiring secure access is a social networking application.

19. The system of claim 11 , wherein the authentication application is on an external platform accessible via the Internet, and is separate from the mobile access point.

20. The system of claim 11 , wherein communications between the wireless device and the mobile access point are encrypted.

Continuity (31)
Continuation 15621186 · Jun 13, 2017
Continuation 14922727 · Oct 26, 2015
Continuation 12343015 · Dec 23, 2008
Continuation In Part 14867382 · Sep 28, 2015
Continuation 14457740 · Aug 12, 2014
Continuation 12992064
Continuation In Part 14054047 · Oct 15, 2013
Continuation 13303809 · Nov 23, 2011
Continuation 12332878 · Dec 11, 2008
Continuation In Part 14196861 · Mar 4, 2014
Continuation 11933803 · Nov 1, 2007
Continuation In Part 13030759 · Feb 18, 2011
Continuation In Part 13030794 · Feb 18, 2011
Continuation In Part 13382900
Continuation In Part 13387991
Continuation In Part 13752271 · Jan 28, 2013
Continuation In Part 13903663 · May 28, 2013
Provisional Application 61027892 · Feb 12, 2008
Provisional Application 61053152 · May 14, 2008
Provisional Application 61058621 · Jun 4, 2008
Provisional Application 60979663 · Oct 12, 2007
Provisional Application 60909718 · Apr 3, 2007
Provisional Application 60895144 · Mar 16, 2007
Provisional Application 61306369 · Feb 19, 2010
Provisional Application 61223671 · Jul 7, 2009
Provisional Application 61223677 · Jul 7, 2009
Provisional Application 61230628 · Jul 31, 2009
Provisional Application 61591232 · Jan 26, 2012
Provisional Application 61659934 · Jun 14, 2012
Provisional Application 61652173 · May 26, 2012
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