IP Library Granted Patent US 16,659,444
Granted Patent Utility
US 16,659,444 · Confirmation No. 5846

Use Determination Risk Coverage Datastructure for On-Demand and Increased Efficiency Coverage Detection and Rebalancing Apparatuses, Methods and Systems

Applicant: Bind Benefits, Inc.
Patented Case
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Code Description Pages PDF
2026-08-26 ISSUE.NTF Issue Notification 2 View
2026-08-08 1449 List of References cited by applicant and considered by examiner 1 View
2026-07-16 NOA Notice of Allowance and Fees Due (PTOL-85) 2 View
2026-07-16 N271 Response to Amendment under Rule 312 1 View
2026-07-16 1449 List of References cited by applicant and considered by examiner 6 View
2026-07-16 ANE.I Amendment After Final or under 37CFR 1.312, initialed by the examiner. 1 View
2026-07-16 SRNT Examiner's search strategy and results 160 View
2026-07-14 N271 Response to Amendment under Rule 312 2 View
2026-07-13 IFEE Issue Fee Payment (PTO-85B) 1 View
2026-07-13 N417 Electronic Filing System Acknowledgment Receipt 2 View
2026-07-13 N417.PYMT Electronic Fee Payment 2 View
2026-07-10 A.NA Amendment after Notice of Allowance (Rule 312) View
2026-07-10 N417 Electronic Filing System Acknowledgment Receipt 2 View
2026-07-10 A.NA Amendment after Notice of Allowance (Rule 312) 1 View
2026-07-10 CLM Claims 8 View
2026-07-10 REM Applicant Arguments/Remarks Made in an Amendment 1 View
2026-07-08 IDS Information Disclosure Statement (IDS) Form (SB08) 6 View
2026-07-08 PTA.IDS Patent Term Adjustment Statement under 37 CFR 1.704(d) filed with an IDS 2 View
2026-07-08 N417 Electronic Filing System Acknowledgment Receipt 3 View
2026-07-08 N417.PYMT Electronic Fee Payment 2 View
2026-06-23 PEFR Applicant Response to Pre-Exam Formalities Notice View
2026-06-23 PEFR Applicant Response to Pre-Exam Formalities Notice 1 View
2026-06-23 SPEC Specification 1 View
2026-06-23 REM Applicant Arguments/Remarks Made in an Amendment 1 View
2026-06-23 PEFR Applicant Response to Pre-Exam Formalities Notice 3 View
2026-06-23 N417 Electronic Filing System Acknowledgment Receipt 2 View
2026-05-21 M327 Miscellaneous Communication to Applicant - No Action Count 2 View
2026-04-27 M327 Miscellaneous Communication to Applicant - No Action Count 3 View
2026-04-14 NOA Notice of Allowance and Fees Due (PTOL-85) 14 View
2026-04-14 892 List of references cited by examiner 1 View
2026-04-14 FWCLM Index of Claims 1 View
2026-04-14 SRFW Search information including classification, databases and other search related notes 2 View
2026-04-14 IIFW Issue Information including classification, examiner, name, claim, renumbering, etc. 3 View
2026-04-14 SRNT Examiner's search strategy and results 159 View
2026-04-14 SRNT Examiner's search strategy and results 5 View
2026-04-14 SRNT Examiner's search strategy and results 9 View
2026-04-14 1449 List of References cited by applicant and considered by examiner 5 View
2026-04-14 1449 List of References cited by applicant and considered by examiner 6 View
2026-04-14 BIB Bibliographic Data Sheet 2 View
2026-02-20 IDS Information Disclosure Statement (IDS) Form (SB08) 5 View
2026-02-20 N417 Electronic Filing System Acknowledgment Receipt 2 View
2026-01-28 A.NE Response After Final Action View
2026-01-28 RCEX Request for Continued Examination (RCE) 3 View
2026-01-28 AMSB Amendment Submitted/Entered with Filing of Continued Prosecution Application (CPA)/Request for Continued Examination(RCE) 1 View
2026-01-28 CLM Claims 8 View
2026-01-28 REM Applicant Arguments/Remarks Made in an Amendment 6 View
2026-01-28 N417 Electronic Filing System Acknowledgment Receipt 2 View
2026-01-28 WFEE Fee Worksheet (SB06) 1 View
2025-11-14 N417.PYMT Electronic Fee Payment 2 View
2025-11-14 IDS Information Disclosure Statement (IDS) Form (SB08) 6 View
2025-11-14 N417 Electronic Filing System Acknowledgment Receipt 2 View
2025-10-28 CTFR Final Rejection 14 View
2025-10-28 892 List of references cited by examiner 1 View
2025-10-28 FWCLM Index of Claims 1 View
2025-10-28 SRFW Search information including classification, databases and other search related notes 2 View
2025-10-28 SRNT Examiner's search strategy and results 155 View
2025-10-28 1449 List of References cited by applicant and considered by examiner 8 View
2025-10-28 SRNT Examiner's search strategy and results 155 View
2025-07-29 DRW.SUPP Drawings-black and white line and/or other drawings View
2025-07-29 DRW.SUPP Drawings-black and white line and/or other drawings View
2025-07-29 DRW.SUPP Drawings-black and white line and/or other drawings View
2025-07-29 A... Amendment/Request for Reconsideration-After Non-Final Rejection View
2025-07-29 N417 Electronic Filing System Acknowledgment Receipt 3 View
2025-07-29 DRW Drawings-only black and white line drawings 52 View
2025-07-29 A... Amendment/Request for Reconsideration-After Non-Final Rejection 1 View
2025-07-29 CLM Claims 8 View
2025-07-29 SPEC Specification 1 View
2025-07-29 REM Applicant Arguments/Remarks Made in an Amendment 11 View
2025-07-29 DRW Drawings-only black and white line drawings 29 View
2025-07-29 SCORE Placeholder sheet indicating presence of supplemental content in Supplemental Complex Repository for Examiners(SCORE) 1 View
2025-07-29 WFEE Fee Worksheet (SB06) 1 View
2025-06-09 IDS Information Disclosure Statement (IDS) Form (SB08) 8 View
2025-06-09 N417 Electronic Filing System Acknowledgment Receipt 3 View
2025-04-29 CTNF Non-Final Rejection 14 View
2025-04-29 892 List of references cited by examiner 1 View
2025-04-29 FWCLM Index of Claims 1 View
2025-04-29 SRFW Search information including classification, databases and other search related notes 2 View
2025-04-29 FOR Foreign Reference 22 View
2025-04-29 SRNT Examiner's search strategy and results 4 View
2025-04-29 SRNT Examiner's search strategy and results 3 View
2025-04-29 FOR Foreign Reference 247 View
2025-04-29 SRNT Examiner's search strategy and results 8 View
2025-04-29 FOR Foreign Reference 75 View
2025-04-29 SRNT Examiner's search strategy and results 4 View
2025-04-29 1449 List of References cited by applicant and considered by examiner 4 View
2025-04-29 SRNT Examiner's search strategy and results 3 View
2025-04-29 1449 List of References cited by applicant and considered by examiner 6 View
2025-04-29 SRNT Examiner's search strategy and results 6 View
2025-04-29 SRNT Examiner's search strategy and results 5 View
2025-02-27 IDS Information Disclosure Statement (IDS) Form (SB08) 6 View
2025-02-27 N417 Electronic Filing System Acknowledgment Receipt 2 View
2025-01-13 N417.PYMT Electronic Fee Payment 2 View
2025-01-13 RCEX Request for Continued Examination (RCE) 3 View
2025-01-13 N417 Electronic Filing System Acknowledgment Receipt 2 View
2025-01-13 WFEE Fee Worksheet (SB06) 1 View
2025-01-08 CTAV Advisory Action (PTOL-303) 2 View
2025-01-08 ANE.I Amendment After Final or under 37CFR 1.312, initialed by the examiner. 1 View
2024-12-23 DRW.SUPP Drawings-black and white line and/or other drawings View
2024-12-23 DRW.SUPP Drawings-black and white line and/or other drawings View
2024-12-23 A.NE Response After Final Action View
2024-12-23 N417 Electronic Filing System Acknowledgment Receipt 3 View
2024-12-23 DRW Drawings-only black and white line drawings 81 View
2024-12-23 A.NE Response After Final Action 1 View
2024-12-23 SPEC Specification 2 View
2024-12-23 CLM Claims 10 View
2024-12-23 REM Applicant Arguments/Remarks Made in an Amendment 4 View
2024-12-23 SCORE Placeholder sheet indicating presence of supplemental content in Supplemental Complex Repository for Examiners(SCORE) 1 View
2024-12-23 WFEE Fee Worksheet (SB06) 1 View
2024-12-23 AMSB Amendment Submitted/Entered with Filing of Continued Prosecution Application (CPA)/Request for Continued Examination(RCE) 1 View
2024-12-18 N417 Electronic Filing System Acknowledgment Receipt 2 View
2024-12-18 IDS Information Disclosure Statement (IDS) Form (SB08) 4 View
2024-12-18 N417.PYMT Electronic Fee Payment 2 View
2024-10-21 CTFR Final Rejection 24 View
2024-10-21 892 List of references cited by examiner 1 View
2024-10-21 FWCLM Index of Claims 1 View
2024-10-21 SRFW Search information including classification, databases and other search related notes 2 View
2024-10-21 SRNT Examiner's search strategy and results 147 View
2024-10-21 1449 List of References cited by applicant and considered by examiner 2 View
2024-10-21 SRNT Examiner's search strategy and results 5 View
2024-10-21 BIB Bibliographic Data Sheet 2 View
2024-10-21 SRNT Examiner's search strategy and results 145 View
2024-10-21 SRNT Examiner's search strategy and results 144 View
2024-10-21 1449 List of References cited by applicant and considered by examiner 6 View
2024-10-21 1449 List of References cited by applicant and considered by examiner 14 View
2024-10-21 SRNT Examiner's search strategy and results 5 View
2024-10-21 1449 List of References cited by applicant and considered by examiner 5 View
2024-10-21 1449 List of References cited by applicant and considered by examiner 6 View
2024-10-21 FOR Foreign Reference 106 View
2024-10-21 1449 List of References cited by applicant and considered by examiner 7 View
2024-09-20 APP.FILE.REC Filing Receipt 4 View
2024-09-17 N417 Electronic Filing System Acknowledgment Receipt 2 View
2024-09-17 ADS Application Data Sheet 13 View
2024-09-17 CFILE Request for Corrected Filing Receipt 5 View
2024-09-17 N417.PYMT Electronic Fee Payment 2 View
2024-09-17 FOR Foreign Reference 27 View
2024-09-17 FOR Foreign Reference 36 View
2024-09-17 IDS Information Disclosure Statement (IDS) Form (SB08) 7 View
2024-09-17 FOR Foreign Reference 119 View
2024-09-17 N417 Electronic Filing System Acknowledgment Receipt 3 View
2024-09-17 FOR Foreign Reference 27 View
2024-09-17 FOR Foreign Reference 86 View
2024-08-31 FOR Foreign Reference 165 View
2024-08-31 FOR Foreign Reference 323 View
2024-08-31 FOR Foreign Reference 321 View
2024-08-31 FOR Foreign Reference 35 View
2024-08-31 FOR Foreign Reference 150 View
2024-08-31 FOR Foreign Reference 37 View
2024-08-31 FOR Foreign Reference 13 View
2024-08-31 N417 Electronic Filing System Acknowledgment Receipt 8 View
2024-08-31 N417.PYMT Electronic Fee Payment 2 View
2024-08-31 FOR Foreign Reference 171 View
2024-08-31 IDS Information Disclosure Statement (IDS) Form (SB08) 14 View
2024-08-31 FOR Foreign Reference 41 View
2024-08-31 FOR Foreign Reference 227 View
2024-08-31 FOR Foreign Reference 154 View
2024-08-31 FOR Foreign Reference 226 View
2024-08-19 N570 Communication - Re: Power of Attorney (PTOL-308) 1 View
2024-08-13 N417 Electronic Filing System Acknowledgment Receipt 2 View
2024-08-13 PA.. Power of Attorney 2 View
2024-07-15 N417 Electronic Filing System Acknowledgment Receipt 2 View
2024-07-15 N417.PYMT Electronic Fee Payment 2 View
2024-07-15 A... Amendment/Request for Reconsideration-After Non-Final Rejection 1 View
2024-07-15 CLM Claims 8 View
2024-07-15 REM Applicant Arguments/Remarks Made in an Amendment 6 View
2024-07-15 WFEE Fee Worksheet (SB06) 1 View
2024-01-16 CTNF Non-Final Rejection 29 View
2024-01-16 892 List of references cited by examiner 1 View
2024-01-16 SRFW Search information including classification, databases and other search related notes 2 View
2024-01-16 FWCLM Index of Claims 1 View
2024-01-16 SRNT Examiner's search strategy and results 4 View
2024-01-16 1449 List of References cited by applicant and considered by examiner 6 View
2024-01-16 SRNT Examiner's search strategy and results 140 View
2024-01-16 SRNT Examiner's search strategy and results 5 View
2024-01-16 1449 List of References cited by applicant and considered by examiner 2 View
2023-12-08 N417 Electronic Filing System Acknowledgment Receipt 2 View
2023-12-08 IDS Information Disclosure Statement (IDS) Form (SB08) 6 View
2023-12-08 IDS Information Disclosure Statement (IDS) Form (SB08) 2 View
2023-12-08 N417.PYMT Electronic Fee Payment 2 View
2023-12-08 A... Amendment/Request for Reconsideration-After Non-Final Rejection 1 View
2023-12-08 CLM Claims 8 View
2023-12-08 REM Applicant Arguments/Remarks Made in an Amendment 16 View
2023-12-08 WFEE Fee Worksheet (SB06) 1 View
2023-11-15 R48.REQ.G Acceptance of Request under Rule 48 to correct inventorship or name 1 View
2023-11-15 APP.FILE.REC Filing Receipt 4 View
2023-11-14 WFEE Fee Worksheet (SB06) 1 View
2023-11-08 CFILE Request for Corrected Filing Receipt 4 View
2023-11-08 LET. Miscellaneous Incoming Letter 4 View
2023-11-08 ADS Application Data Sheet 13 View
2023-11-08 N417 Electronic Filing System Acknowledgment Receipt 3 View
2023-11-08 OATH Oath or Declaration filed 17 View
2023-11-08 ADS Application Data Sheet 13 View
2023-06-08 CTNF Non-Final Rejection 29 View
2023-06-08 892 List of references cited by examiner 1 View
2023-06-08 FWCLM Index of Claims 1 View
2023-06-08 SRFW Search information including classification, databases and other search related notes 1 View
2023-06-08 SRNT Examiner's search strategy and results 69 View
2023-06-08 SRNT Examiner's search strategy and results 5 View
2023-06-08 SRNT Examiner's search strategy and results 6 View
2023-05-23 M327 Miscellaneous Communication to Applicant - No Action Count 2 View
2023-05-18 LET. Miscellaneous Incoming Letter 4 View
2023-05-18 CFILE Request for Corrected Filing Receipt 4 View
2023-05-18 N417 Electronic Filing System Acknowledgment Receipt 2 View
2023-05-11 APP.FILE.REC Filing Receipt 4 View
2023-05-11 R48.REQ.G Acceptance of Request under Rule 48 to correct inventorship or name 1 View
2023-05-11 M327 Miscellaneous Communication to Applicant - No Action Count 2 View
2023-05-10 WFEE Fee Worksheet (SB06) 1 View
2023-05-10 WFEE Fee Worksheet (SB06) 1 View
2023-05-10 WFEE Fee Worksheet (SB06) 1 View
2023-05-10 WFEE Fee Worksheet (SB06) 1 View
2023-05-08 R48.REQ Request under Rule 48 correcting inventorship 3 View
2023-05-08 R48.REQ Request under Rule 48 correcting inventorship 4 View
2023-05-08 WFEE Fee Worksheet (SB06) 2 View
2023-05-08 N417 Electronic Filing System Acknowledgment Receipt 3 View
2023-05-08 ADS Application Data Sheet 13 View
2023-05-08 OATH Oath or Declaration filed 17 View
2023-05-08 ADS Application Data Sheet 13 View
2023-04-28 PEFR Applicant Response to Pre-Exam Formalities Notice 3 View
2023-04-28 OATH Oath or Declaration filed 17 View
2023-04-28 OATH Oath or Declaration filed 17 View
2023-04-28 OATH Oath or Declaration filed 17 View
2023-04-28 WFEE Fee Worksheet (SB06) 2 View
2023-04-28 N417 Electronic Filing System Acknowledgment Receipt 3 View
2023-04-19 RCEX Request for Continued Examination (RCE) 3 View
2023-04-19 WFEE Fee Worksheet (SB06) 2 View
2023-04-19 N417 Electronic Filing System Acknowledgment Receipt 2 View
2023-04-19 AMSB Amendment Submitted/Entered with Filing of Continued Prosecution Application (CPA)/Request for Continued Examination(RCE) 1 View
2023-04-19 CLM Claims 8 View
2023-04-19 REM Applicant Arguments/Remarks Made in an Amendment 11 View
2023-04-19 WFEE Fee Worksheet (SB06) 1 View
2022-12-12 IDS Information Disclosure Statement (IDS) Form (SB08) 5 View
2022-12-12 IDS Information Disclosure Statement (IDS) Form (SB08) 6 View
2022-12-12 FOR Foreign Reference 102 View
2022-12-12 FOR Foreign Reference 44 View
2022-12-12 FOR Foreign Reference 239 View
2022-12-12 WFEE Fee Worksheet (SB06) 2 View
2022-12-12 N417 Electronic Filing System Acknowledgment Receipt 5 View
2022-10-19 CTFR Final Rejection 26 View
2022-10-19 892 List of references cited by examiner 1 View
2022-10-19 SRFW Search information including classification, databases and other search related notes 1 View
2022-10-19 FWCLM Index of Claims 1 View
2022-10-19 SRNT Examiner's search strategy and results 16 View
2022-10-19 SRNT Examiner's search strategy and results 2 View
2022-09-06 WFEE Fee Worksheet (SB06) 2 View
2022-09-06 N417 Electronic Filing System Acknowledgment Receipt 2 View
2022-09-06 A... Amendment/Request for Reconsideration-After Non-Final Rejection 1 View
2022-09-06 CLM Claims 7 View
2022-09-06 REM Applicant Arguments/Remarks Made in an Amendment 46 View
2022-09-06 WFEE Fee Worksheet (SB06) 1 View
2022-03-03 CTNF Non-Final Rejection 27 View
2022-03-03 892 List of references cited by examiner 1 View
2022-03-03 SRFW Search information including classification, databases and other search related notes 1 View
2022-03-03 FWCLM Index of Claims 1 View
2022-03-03 SRNT Examiner's search strategy and results 9 View
2022-03-03 SRNT Examiner's search strategy and results 1 View
2022-03-03 SRNT Examiner's search strategy and results 1 View
2021-08-02 RCEX Request for Continued Examination (RCE) 3 View
2021-08-02 WFEE Fee Worksheet (SB06) 2 View
2021-08-02 N417 Electronic Filing System Acknowledgment Receipt 2 View
2021-08-02 AMSB Amendment Submitted/Entered with Filing of Continued Prosecution Application (CPA)/Request for Continued Examination(RCE) 1 View
2021-08-02 CLM Claims 9 View
2021-08-02 REM Applicant Arguments/Remarks Made in an Amendment 39 View
2021-02-01 CTFR Final Rejection 27 View
2021-02-01 892 List of references cited by examiner 1 View
2021-02-01 FWCLM Index of Claims 1 View
2021-02-01 SRFW Search information including classification, databases and other search related notes 1 View
2021-02-01 SRNT Examiner's search strategy and results 1 View
2020-12-02 DRW.NONBW Drawings-other than black and white line drawings 79 View
2020-12-02 WFEE Fee Worksheet (SB06) 2 View
2020-12-02 N417 Electronic Filing System Acknowledgment Receipt 2 View
2020-12-02 A... Amendment/Request for Reconsideration-After Non-Final Rejection 1 View
2020-12-02 CLM Claims 8 View
2020-12-02 REM Applicant Arguments/Remarks Made in an Amendment 32 View
2020-12-02 WFEE Fee Worksheet (SB06) 1 View
2020-12-02 SCORE Placeholder sheet indicating presence of supplemental content in Supplemental Complex Repository for Examiners(SCORE) 1 View
2020-12-02 DRW.SUPP Drawings-black and white line and/or other drawings View
2020-06-02 CTNF Non-Final Rejection 24 View
2020-06-02 892 List of references cited by examiner 2 View
2020-06-02 SRFW Search information including classification, databases and other search related notes 1 View
2020-06-02 FWCLM Index of Claims 1 View
2020-06-02 SRNT Examiner's search strategy and results 2 View
2020-06-02 SRNT Examiner's search strategy and results 2 View
2020-06-02 SRNT Examiner's search strategy and results 2 View
2020-06-02 SRNT Examiner's search strategy and results 6 View
2020-06-02 SRNT Examiner's search strategy and results 10 View
2020-06-02 BIB Bibliographic Data Sheet 2 View
2020-06-02 SRNT Examiner's search strategy and results 2 View
2020-06-02 SRNT Examiner's search strategy and results 2 View
2019-11-08 M327 Miscellaneous Communication to Applicant - No Action Count 1 View
2019-11-08 APP.FILE.REC Filing Receipt 4 View
2019-11-08 WFEE Fee Worksheet (SB06) 1 View
2019-11-06 WFEE Fee Worksheet (SB06) 1 View
2019-10-21 DRW.NONBW Drawings-other than black and white line drawings 78 View
2019-10-21 ADS Application Data Sheet 12 View
2019-10-21 ABST Abstract 1 View
2019-10-21 CLM Claims 7 View
2019-10-21 WFEE Fee Worksheet (SB06) 2 View
2019-10-21 N417 Electronic Filing System Acknowledgment Receipt 3 View
2019-10-21 SPEC Specification 172 View
2019-10-21 SCORE Placeholder sheet indicating presence of supplemental content in Supplemental Complex Repository for Examiners(SCORE) 1 View
2019-10-21 DRW.SUPP Drawings-black and white line and/or other drawings View
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Quick Facts
App. No.
16/659,444
Filed
2019-10-21
Art Unit
3695