System and method for identity management

1. A computer-implemented method for generating a token set that associate permissions and privileges with a digital identity, the method comprising:

receiving, from a requester and at a computing device of a certification authority, a request for associating a first index of privileges and permissions with a digital biometric, the first index specifically encoding the privileges and permissions of a first subscriber in accessing transactional data of the requester, the request including the digital biometric that identifies a person and has been issued to the requester by a trusted entity through a vetting process;

extracting, from the request, the digital biometric;

determining that the extracted digital biometric is valid;

verifying that the requester is the person identified by the digital biometric based on a biometric of the requester matching the extracted digital biometric;

in response to determining that the digital biometric is valid and verifying that the requester is the person identified by the digital biometric, associating the first index of privileges and permissions of the first subscriber with the digital biometric; and

providing, to the requester, the digital biometric associated with the first index of privileges and permissions of the first subscriber, the digital biometric enabling the first subscriber to access transactional data of the requester in accordance with the first index of privileges and permissions.

2. The method of claim 1 , further comprising:

receiving, from the requester and at the computing device of the certification authority, a request for associating a second index of privileges and permissions with the digital biometric, the second index specifically encoding the privileges and permissions of a second subscriber, different from the first subscriber, in accessing transactional data of the requester, the request including the digital biometric that identifies the person and has been issued to the requester by the trusted entity through the vetting process;

extracting, from the request, the digital biometric;

determining that the extracted digital biometric is valid;

verifying that the requester is the person identified by the digital biometric based on a biometric of the requester matching the digital biometric;

in response to determining that the digital biometric is valid and verifying that the requester is the person identified by the digital biometric, associating the second index of privileges and permissions with the digital biometric of the second subscriber with the digital biometric; and

providing to the requester, the digital biometric associated with the first index and second index of privileges and permissions, enabling the first subscriber and the second subscriber to access transactional data of the requester, respectively in accordance with the first index and the second index of privileges and permissions.

3. The method of claim 1 , wherein determining that the digital biometric is valid comprises:

verifying that the digital biometric is issued by the trusted entity based on a digital characteristic of the digital biometric uniquely identifying the trusted entity.

4. The method of claim 3 , wherein determining that the digital biometric is valid further comprises:

verifying that the person identified by the digital biometric is not listed in a negative-indicator database.

5. The method of claim 1 , wherein determining that the digital biometric is valid comprises:

verifying that the digital biometric has not expired or been revoked.

6. The method of claim 1 , wherein determining that the digital biometric is valid comprises:

determining a score of trustworthiness of the digital biometric.

7. The method of claim 1 , wherein providing the digital biometric associated with the first index of privileges and permissions comprises: transmitting data encoding the digital biometric associated with the first index of privileges and permissions to the requester.

8. The method of claim 7 , wherein providing the digital biometric associated with the first index of privileges and permissions further comprises: signing the digital biometric with a digital signature of the certification authority.

9. The method of claim 8 , wherein signing the digital biometric further comprises:

digitally watermarking the digital biometric with information uniquely identifying the certification authority.

10. The method of claim 7 , wherein providing the digital biometric associated with the first index of privileges and permissions further comprises:

encrypting the digital biometric with a digital key of the certification authority.

11. The method of claim 7 , wherein providing the digital biometric associated with the first index of privileges and permissions further comprises:

generating additional data attesting to the integrity of the data encoding the digital biometric.

12. The method of claim 1 , wherein receiving the request comprises:

receiving a digital biometric issued by a government entity to the requester, the digital biometric being a primary identity certificate that is issued after a vetting process conducted by the government entity on the person identified by the digital biometric.

13. A computer-implemented method for generating a token set that associate permissions and privileges with an identity, the method comprising:

receiving, from a requester and at a computing device of a certification authority, a request for associating a first index of privileges and permissions with a foundation token, the first index specifically encoding the privileges and permissions of a first subscriber in accessing transactional data of the requester, the request including the foundation token that identifies a person and has been issued to the requester by a trusted entity through a vetting process;

extracting, from the request, the foundation token;

determining that the extracted foundation token is valid;

verifying that the requester is the person identified by the foundation token based on a biometric of the requester matching the extracted foundation token; and

in response to determining that the foundation token is valid and verifying that the requester is the person identified by the foundation token, associating the first index of privileges and permissions of the first subscriber with the foundation token; and

providing, to the requester, the foundation token associated with the first index of privileges and permissions of the first subscriber, the foundation token enabling the first subscriber to access transactional data of the requester in accordance with the first index of privileges and permissions.

14. The method of claim 13 , further comprising:

receiving, from the requester and at the computing device of the certification authority, a request for associating a second index of privileges and permissions with the foundation token, the second index specifically encoding the privileges and permissions of a second subscriber, different from the first subscriber, in accessing transactional data of the requester, the request including the foundation token that identifies the person and has been issued to the requester by the trusted entity through the vetting process;

extracting, from the request, the foundation token;

determining that the extracted foundation token is valid;

verifying that the requester is the person identified by the foundation token based on a biometric of the requester matching the foundation token;

in response to determining that the foundation token is valid and verifying that the requester is the person identified by the foundation token, associating the second index of privileges and permissions with the foundation token of the second subscriber with the foundation token; and

providing to the requester, the foundation token associated with the first index and second index of privileges and permissions, enabling the first subscriber and the second subscriber to access transactional data of the requester, respectively in accordance with the first index and the second index of privileges and permissions.

15. The method of claim 13 , wherein determining that the foundation token is valid comprises:

verifying that the foundation token is issued by the trusted entity based on a digital characteristic of the foundation token uniquely identifying the trusted entity.

16. The method of claim 15 , wherein determining that the foundation token is valid further comprises:

verifying that the person identified by the foundation token is not listed in a negative-indicator database.

17. The method of claim 15 , wherein verifying that the requester is the person identified by the foundation token further comprises:

confirming that the requester is the person identified by the foundation token by inquiring at a third-party certification authority, different from the trusted entity, that the requester is the person identified by the foundation token.

18. The method of claim 13 , wherein determining that the foundation token is valid comprises:

verifying that the foundation token has not expired or been revoked.

19. The method of claim 13 , wherein determining that the foundation token is valid comprises:

determining a score of trustworthiness of the foundation token.

20. The method of claim 13 , wherein providing the foundation token associated with the first index of privileges and permissions comprises: transmitting data encoding the foundation token associated with the first index of privileges and permissions to the requester.